Find the category that best describes what you do from the list of options below.

If you don’t see a good match, don’t worry. Simply call us for personal assistance at . Our licensed agents will help you customize the right insurance solution to meet your needs.

Business Owner’s Policy (BOP)

What is a Business Owner’s Policy (BOP)?

A Business Owner’s Policy (BOP) is a convenient package that combines General Liability with coverage for your business property, inventory and your building (if you own it). It also covers the property of others that is in your care, custody or control.

A BOP is ideal for small business owners looking for an affordable way to protect themselves and their company against multiple common business exposures, at one competitive price. BOP’s also may include the following additional coverages:

  • Non-owned and Hired Auto
  • Business Interruption (aka Business Income)
  • Employee Dishonesty, and more!

If you have any further questions regarding Business Owner’s Policy (BOP), feel free to click the link below for our FAQ’s.
Click here for a complete list of Frequently Asked Questions

Who needs a BOP?

This type of business insurance is important for small business owners and independent professionals alike. A BOP is a convenient backstop that will protect your business assets in case of the unexpected. If your business earns $2 million or less in revenue, BizInsure will be able to provide a correct, affordable Business Owner’s Policy for you.
It is also common for customers, landlords and other outside parties to require you show them proof of a Business Owner’s Policy (BOP) prior to entering into a contract with them.
Here are some questions to ask yourself if you are considering a BOP for your business.
Do you, your business or your employees:

  • Need General Liability coverage?
  • Own or lease business equipment?
  • Have inventory?
  • Own a building at which you work and need to insure the property?
  • Own and work with large amounts of data on a regular basis?
  • Have employees that could act dishonestly or steal clients’ property?

Still have questions? Give our licensed agents a call at .

How much does BOP insurance cost?

Your premium will vary based upon your specific needs, including industry type and your location. However, many of our Business Owner’s Policies start from as little as $42 per month. Getting a quote with BizInsure is easy –online or over the phone with one of our licensed agents who will offer expert advice and walk you through the process.
In the end, we want you to have the right coverage to suit your needs and not break your budget. Our process is rooted in technology so that we can pass cost savings and efficiency along to you, without wasting your time.
Get an online quote now or call one of our licensed professionals at to find out just how competitive we can be.

BizInsure Partners BizInsure Partners Professional Liability Errors & Omission (E&O) Errors & Omission (E&O) General Liability Business Owners Insurance (BOP) CNA Hiscox Liberty International Underwriters Philadelphia Insurance Company why customers choose BizInsure BizInsure Partners