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What is a Business Owner’s Policy (BOP)?

A Business Owner’s Policy (BOP) is a convenient package that combines General Liability with coverage for your business property, inventory and your building (if you own it). It also covers the property of others that is in your care, custody or control.

A BOP is ideal for small business owners looking for an affordable way to protect themselves and their company against multiple common business exposures, at one competitive price. BOP’s also may include the following additional coverages:

  • Non-owned and Hired Auto
  • Business Interruption (aka Business Income)
  • Employee Dishonesty, and more!

If you have any further questions regarding Business Owner’s Policy (BOP), feel free to click the link below for our FAQ’s.
Click here for a complete list of Frequently Asked Questions

Speak with our licensed agents today

You can relax knowing you’ve secured the right insurance and the right price with Bizinsure. We allow you to compare multiple quotes so you can compare cost and coverage.

Who needs a BOP?

This type of business insurance is important for small business owners and independent professionals alike. A BOP is a convenient backstop that can protect your business assets in case of the unexpected. If your business earns $2 million or less in revenue, BizInsure will be able to provide a correct, affordable Business Owner’s Policy for you.
It is also common for customers, landlords and other outside parties to require you show them proof of a Business Owner’s Policy (BOP) prior to entering into a contract with them.
Here are some questions to ask yourself if you are considering a BOP for your business.
Do you, your business or your employees:

  • Need General Liability coverage?
  • Own or lease business equipment?
  • Have inventory?
  • Own a building at which you work and need to insure the property?
  • Own and work with large amounts of data on a regular basis?
  • Have employees that could act dishonestly or steal clients’ property?

Still have questions? Give our licensed agents a call at 1-877-900-9998.

How much does BOP insurance cost?

Your premium will vary based upon your specific needs, including industry type and your location. However, many of our Business Owner’s Policies start from as little as $42 per month. Getting a quote with BizInsure is easy – online or over the phone with one of our licensed agents who will offer expert advice and walk you through the process.
In the end, we want you to have the right coverage to suit your needs and not break your budget. Our process is rooted in technology so that we can pass cost savings and efficiency along to you, without wasting your time.
Get an online quote now or call one of our licensed professionals at 1-877-900-9998 to find out just how competitive we can be.

By the time I was done with setting up the policy, I was actually smiling and in a good mood. This is not something that happens much anymore in todays online business dealings.

Mark Mathis (President)
Mathis Enterprises, Inc.

BizInsure exceeded our expectations in meeting the complex insurance needs of our company. The quotation and issuance process was shockingly painless, their rates were consistently less than traditional brokers, and they picked up the phone when I need to speak to a person.

Steve H. (Software Developer)
Corrales, New Mexico

BizInsure is excellent for small businesses, start-ups or consulting professionals who need insurance. The system was quick and easy to use and the customer service representative helped me ensure that the policy met my contractual requirements.

Cassie (Publisher)
Mountain View, CA

I wanted to let you know how much we appreciate BizInsure. Many people (myself included) have long felt that for intimate business relationships like Business Insurance, you need a local, face to face relationship. Your team has redefined this for me. Your prompt responses and accessible staff make me very confident in our long term business relationship.

Jason (Marketing Consultant)
Stockton, CA