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Errors and Omissions Insurance

Errors and Omissions (E&O) Insurance definition

E&O insurance, otherwise known as Professional Liability, protects your business against claims of negligence, misrepresentation or mistake. Typically, the allegation is that your services, products or employees caused some form of financial damage to a third party.

Coverage is provided for:

  • Attorney fees and other legal expenses
  • Costs and expenses related to a settlement
  • Costs and expenses related to a judgment

Click here for a complete list of Frequently Asked Questions

Who should purchase Errors and Omissions (E&O) Insurance?

Any business that provides a service to others should consider E&O insurance. Also, any business that provides a product in which failure of that product could cause financial harm to others, should consider E&O insurance.

Click here for sample scenarios of Professional Liability Insurance in action.

What is the cost of Errors and Omissions (E&O) Insurance?

BizInsure offers policies from as little as $27/month, depending on the potential exposure you face and the amount of coverage you require. The following factors could impact the cost of your E&O Insurance policy:

  • claims history
  • geographic location
  • industry
  • length in business
  • revenue size
  • the size of your deductible
  • the amount of coverage desired
  • risk management proceedures

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