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What is Errors and Omissions (E&O) Insurance?

E&O insurance, otherwise known as Professional Liability, can protect your business against claims of negligence, misrepresentation or mistake. Typically, the allegation is that your services, products or employees caused some form of financial damage to a third party. Regardless of fault, litigation is expensive, drains time and damages reputation.  Professional Liability insurance can protect professional service providers from potentially devastating financial damages resulting from alleged negligence or error in the delivery of your services.

Coverage is provided for:

  • Attorney fees and other legal expenses
  • Costs and expenses related to a settlement
  • Costs and expenses related to a judgment

Click here for a complete list of Frequently Asked Questions

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You can relax knowing you’ve secured the right insurance and the right price with Bizinsure. We allow you to compare multiple quotes so you can compare cost and coverage.

Who needs Errors and Omissions (E&O) Insurance?

Any business that provides a service to others should consider E&O insurance. Also, any business that provides a product in which failure of that product could cause financial harm to others, should consider E&O insurance.

Click here for sample scenarios of Professional Liability Insurance in action.

How much does Errors and Omissions (E&O) Insurance cost?

BizInsure offers policies from as little as $47/month, depending on the potential exposure you face and the amount of coverage you require. The following factors could impact the cost of your E&O Insurance policy:

  • claims history
  • geographic location
  • industry
  • length in business
  • revenue size
  • the size of your deductible
  • the amount of coverage desired
  • risk management proceedures

Click here to get quotes for your specific needs.

By the time I was done with setting up the policy, I was actually smiling and in a good mood. This is not something that happens much anymore in todays online business dealings.

Mark Mathis (President)
Mathis Enterprises, Inc.

BizInsure exceeded our expectations in meeting the complex insurance needs of our company. The quotation and issuance process was shockingly painless, their rates were consistently less than traditional brokers, and they picked up the phone when I need to speak to a person.

Steve H. (Software Developer)
Corrales, New Mexico

BizInsure is excellent for small businesses, start-ups or consulting professionals who need insurance. The system was quick and easy to use and the customer service representative helped me ensure that the policy met my contractual requirements.

Cassie (Publisher)
Mountain View, CA

I wanted to let you know how much we appreciate BizInsure. Many people (myself included) have long felt that for intimate business relationships like Business Insurance, you need a local, face to face relationship. Your team has redefined this for me. Your prompt responses and accessible staff make me very confident in our long term business relationship.

Jason (Marketing Consultant)
Stockton, CA