Why do Acupuncturistsneed it?
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What is Professional Liability Insurance?
Professional Liability, otherwise known as E&O insurance, protects your business against claims of negligence, misrepresentation or mistake. Typically, the allegation is that your services, products or employees caused some form of financial damage to a third party. Regardless of fault, litigation is expensive, drains time and damages reputation. Professional Liability insurance can protect professional service providers from potentially devastating financial damages resulting from alleged negligence or error in the delivery of your services.
Coverage is provided for:
- Attorney fees and other legal expenses
- Costs and expenses related to a settlement
- Costs and expenses related to a judgment
Professional Liability Insurance (aka E&O insurance) – Acupuncturists
In a profession where you work to help others look and feel better, Professional Liability is a crucial asset. People are sensitive about appearance and if something goes wrong, the consequences can be devastating.
A Professional Liability policy for Acupuncturists can help cover claims alleging negligence, mistakes, errors, omissions, etc. related to the services you provide. It often covers claims when people are hurt, upset or feel under-served. A Professional Liability policy can also cover claims alleging personal injury (e.g., libel, slander, defamation, etc.).
When dealing with the public, mistakes are bound to happen. Small injuries, bad service and even offending someone can cause sizable damages, so it’s best to be prepared.