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Most individuals and businesses in your industry are required to have a General Liability policy in place before they can start work. General Liability is considered the most basic and fundamental coverage available to your business.
A General Liability policy protects janitorial, cleaning, lawn & landscaping businesses against accidental injury to someone (who is not an employee) or accidental damage to someone else’s property. Unfortunately, accidents can be common in your industry, making a General Liability policy an essential tool in protecting your business assets.
A General Liability policy typically also protects against advertising injury and personal injury claims related to your business. These can include claims alleging false advertising or libel, slander or defamation against another party.back to top
If you want to protect your business equipment, a package policy such as a Business Owner’s Policy (BOP) is the most efficient way to go. A BOP is a convenient and cost-effective way to protect against many of the most common exposures that can affect janitorial, cleaning, lawn & landscaping businesses.
A BOP provides General Liability coverage (see above) but also includes the option to cover your business equipment and property. These policies often include “lost key coverage” and other common protections that businesses in your industry are advised to have.back to top