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Why do Medical, Health & Sciences professionals need it?

Our society depends heavily on occupations that keep us healthy and improve our understanding of our world. This also means that if mistakes happen, the financial burden can be severe. This is why business insurance that is reliable and customized to your profession is incredibly important. BizInsure is where medical, health and science professionals go to get dependable and affordable insurance tailored to their profession. Click or Call us for a free insurance quote today and see how much you can save.

Did you Know?

In the event of an unexpected interruption of your business due to a covered cause of loss, a BOP might be able to cover your loss of income, so you can ensure that your financial obligations are met.

Professional Liability Insurance (aka E&O insurance) – Medical, Health & Sciences

A Professional Liability (aka E&O or malpractice) policy is important for professionals who work on making their clients feel and function better. If something goes wrong when it comes to medical or health services, a Professional Liability policy is essential to help you steer through a legal minefield.

A Professional Liability policy covers allegations such as malpractice, bad advice, negligence, human errors and mistakes. The policy often covers claims of bodily injury and claims of other economic damage.

Professional Liability policies cover defense expenses as well as any resulting damages or settlements. It typically covers employees and independent contractors of your business.

General Liability – Medical, Health & Sciences

A General Liability policy is triggered when someone gets hurt or property is damaged, but their injury or damage is not related to the services you provide. A common example may be someone who falls or gets injured while waiting in your office.

General Liability is the most fundamental form of business insurance and is often required by contracts and lease agreements. A General Liability policy may also cover advertising injury and personal injury claims related to your business.

Business Owner’s Policy (BOP) – Medical, Health & Sciences

A Business Owner’s Policy (BOP) is an efficient and affordable way to protect against several of the more common exposures that medical, health and science businesses are susceptible to. It offers coverage for external and internal exposures that can impact your business.

A BOP includes General Liability protection (above) in addition to providing options to cover your business property (i.e., physical assets, equipment and buildings), business auto liability, business interruption coverage and more.

Most individuals and businesses in the medical, health and sciences industry find that purchasing a BOP is a convenient and inexpensive way to protect their business assets from many common but often unexpected exposures.