/ BLOG

Arizona General Contractor License and Insurance Requirements

Apr 27, 2023 · 5 minutes to read

The Grand Canyon State is a popular place to work as a general contractor. Arizona is in the top 15 states with the most construction jobs, and its year-round warm weather may create a shorter “off-season” for your business.

Contractor shaking after plan project

But before you can begin work, getting a contractor’s license in Arizona may be a priority.

We’ll break down how to get a general contractor license in Arizona, so you can start growing your construction or renovation business.

Do you need a general contractor license in Arizona?

A general contractor license in AZ is required for projects worth more than $1,000 or that require a local building permit (regardless of the cost of labor and materials). Licenses are granted by the Arizona Registrar of Contractors (AROC).

You may not need a contractor license to work as a residential handyman. However, getting a contractor’s license in Arizona could benefit your business. If a project that requires you to be licensed comes your way, you’ll be able to accept the work without delay.

Customers may also prefer to work with someone who is licensed. A general contractor license shows that you have industry-accepted knowledge and experience to work as a contractor. You’re a professional who has put the time and effort into proving this experience and can back up your work.

Who can get an Arizona contractor’s license?

You can apply for an AZ contractor license if you are 18 years or older and meet general requirements, including:

  • Minimum work experience – Typically four years, though this varies depending on the type of license(s) you apply for.
  • Pass the necessary exams – You may be required to pass a statutes and rules exam (SRE), trade exam, or both.
  • Pass a background check
  • Submit proof of bond – The value of the Arizona contractor bond you are required to purchase depends on the license you apply for and the gross volume of work you expect to complete in a year.

The AROC website has more details on who can apply for a general contractor’s license in the state.

Getting a contractor’s license in Arizona

Here’s a breakdown of how to become a licensed contractor in Arizona:

  1. Confirm you are ready to apply – Sole proprietors or partnerships must have an ID that matches their first, middle, and last names provided on the application. LLCs and corporations must form a legal entity before applying.
  2. Choose your licensing classification – Arizona offers general commercial contractor and general residential contractor licenses, as well as a dual option that covers both. There are also many specialty licenses that cover trade work (i.e., drywall, carpentry, electrical, appliance repair, etc.)
  3. Pass the required exam(s) – You may be able to waive the test requirement if you meet certain conditions, such as holding a current out-of-state license.
  4. Submit background checks and copies of your government-issued ID.
  5. Show proof of Arizona contractor bond
  6. Pay the application and licensing fees – These vary based on the type of contractor license(s) you apply for.

Once you’ve completed the above steps and finalized your application, the AROC will review your application and grant you an AZ contractor’s license if you qualify for one. Contractor licenses must be renewed every two years.

Contractor insurance in Arizona

Business insurance helps many Arizona contractors protect themselves, their employees, and their small businesses. Some policies may be required to work in the state, while others can bring much-needed peace of mind to busy general contractors.

You might consider contractor insurance options such as:

  • General Liability insurance can protect your business against bodily injury or property damage lawsuits from outside parties. This type of policy may be required by the clients you work with or by your commercial landlord.
  • Workers’ Compensation insurance provides protection for employers if an employee suffers a work-related illness or injury. It is mandatory for most Arizona businesses to have this coverage if they have one or more employees.
  • A Business Owner’s Policy (BOP) is a combination of policies, combining covers such as General Liability insurance and business personal property coverage, to help protect small businesses from costly interruptions to service. Your BOP can be customized to include coverage that suits your business needs, such as protecting your equipment or helping you weather unplanned business interruptions.

Looking for contractor insurance for Arizona businesses? Look no further than BizInsure!

We understand the needs of general contractors and tradespeople. With A-rated (or better) policy options from some of the country’s leading insurers, you could find coverage to protect your small business online in minutes.

Compare contractor insurance quotes today and save!

This information is a general guide only and does not take into account your objectives, financial situation or needs. Always check with your local licensing board when getting or renewing your contractor license to ensure you are meeting their current licensing requirements.
As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice.
The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929

Let's find

The coverage you need for your business

Professional Liability Insurance

Professional Liability Insurance

Get a quote

General Liability Insurance

General Liability Insurance

Get a quote

Business Owner’s Policy (BOP)

Business Owner’s Policy (BOP)

Get a quote

Workers Compensation Insurance

Workers Compensation Insurance

Get a quote

Let's find

The coverage you need for your business

Professional Liability Insurance

Professional Liability Insurance

Get a quote

General Liability Insurance

General Liability Insurance

Get a quote

Business Owner’s Policy (BOP)

Business Owner’s Policy (BOP)

Get a quote

Workers Compensation Insurance

Workers Compensation Insurance

Get a quote

Amy was a delight to work with she help me with finding he right policy for my business I can't thank her enough for her help
I purchased liability insurance for my home care agency, Unlimited Gentle Care, and the process was seamless and straightforward, ensuring that every aspect of our liability was covered. This company also offers a great value for the extensive coverage my company receives
BizInsure was an easy way to purchase insurance for my business.Kaleb especially was a great help.Thanks,Rich Valentini
awsom service, perfect price and great policy
I have purchased General Liability Insurance for the past 4 years at BizInsure for my wedding videography small business. In these 4 years, it has always been a smooth process.There must've been some sort of technical issue (potentially due to my change in address), so my policy didn't auto-renew. I called Bizinsure and talked to Paulina, who was beyond helpful. She was very polite and explained things very well. One small detail that I can appreciate is that she often said my name, which shows that their customer service is intentional about personalized communication.In just a few minutes, we updated my account + renewed my insurance for a 5th year. I highly recommend Bizinsure!
great customer services.
This company allowed us an amazing experience, including very efficient, detail-oriented, and patient guidance from their commercial sales agent, Jenifer. I highly recommend this service for anyone in need of a business insurance policy.
Jennifer was very helpful and great to work with.
Very professional, fast and reliable. I appreciate their knowledge and experience. They have made this journey easier for me.
Very easy to renew! Thank you
super quick and easy process!
I am very satisfied with Bizinsure. No regrets
Very professional, easy, and thorough application process.
BizInsure is efficient and price friendly. I definitely reccommend them to anyone. Thank you.
Very easy to work with, cost effective, prompt renewal and easy to get certificates of insurance instantly. I use them exclusively for my professional and general liability insurance needs as a consultant.
Great process and very efficient.
Friendly and very fast service!
Jennifer Whiscombe, is an amazing agent. She was very knowledgeable, thorough and friendly. I highly recommend.
They make it very easy to buy insurance and renew.
As a business owner I love not wasting time. Thank you so much for giving me more time
Very straight forward, the cost of coverage amount made sense, simplicity was appreciated.
Always easy. Thank you.
A Company that is easy to deal with and that I have used for several years. I appreciate the continued support.
Very easy and affordable!
Responsive and professionalCompetitive price. I highly recommend Bizlnsure as an insurance provider
Your service is easy to renew as needed and your company informs the client in advance for renewal.
It has been a pleasure doing business with Biz Insure Llc.Their representatives are very courteous, helpful and customer service oriented.
Quick and easy....
I follow the instructions & would prefer to paid every month. I did not have the options to pay every month.
Thank you, Amy, for making my experience enjoyable and funny. Thank you so much for your kindness!!!
I'm pleased with the business quote I received from Bizinsure LLC. Thank You!
Very satisfied with the online experience
Been a happy customer for years! Easiest company to receive a quote and get insured. No hassles! Easy payment! Finance plans, if needed!
Love it
Every year, BizInsure is my go to for general and professional liability insurance! Thenrates are unbeatable.
The agent was quick and efficient in generating a quote for my needs.
js_loader
Google Rating
4.7
Based on 285 reviews
×
js_loader