Carpenters Insurance in Washington

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Residential Carpenter Quotes
Commercial Carpenter Quotes

Insurance for Carpentry Businesses in Washington

Carpenters play a vital part in the construction sector in The Evergreen State. Their assistance is needed at every stage of construction, starting from constructing the frame to putting on the final touches.

Learn about insurance for carpenters in Washington and find out how BizInsure can assist you in comparing insurance quotes from a variety of A-rated companies.

Customer service icon

Contact our licensed agents today

BizInsure offers a wide selection of insurance options with competitive rates. Our licensed agents can help you select the right product.

What types of insurance do carpenters need in Washington?

You may consider various kinds of insurance for contractors in the field of carpentry in Washington to protect your finances and employees.

General Liability insurance

Construction sites and work sites can be hazardous. Small accidents could have a major impact on your carpentry business.

You may be faced with costly bills if you injure anyone or cause damage to property through an accident. For this reason, many carpenters choose General Liability coverage for their businesses.

Also referred to as Commercial General Liability (CGL) or “slip and fall coverage”, this insurance can protect your business against bodily injury or property damage lawsuits from outside parties. If this happens, your policy covers your legal costs as well as the cost of repairing or replacing the situation.

Workers’ Compensation insurance

Workers’ Compensation insurance protects your company and its employees. If any of your employees get injured at work or are ill, this type of insurance will cover their medical bills. It will also cover some of their lost income if they’re unable to work because of the injury, as well as rehabilitation or physical therapy to transition the employee back into the workplace.

Workers’ comp insurance is required for any businesses with at least one employee in Washington state.

Who needs carpenters insurance in WA?

Many small businesses want to safeguard their businesses from potentially devastating claims. This is the same for tradesmen and women.

  • Self-Employed Carpenters – Owning your own business is an exciting experience, however, you also carry a great deal of responsibility. An insurance policy that covers General Liability could help manage your risks.
  • Commercial Carpenters – A General Liability policy will protect you, your employees, and your business against some claims from third parties.
  • Contractors – It is not only carpenters that you need to consider. Any contractor regardless of whether handyman, electrician or plumber is able to obtain General Liability coverage for their company.

What does carpentry insurance cover?

General Liability insurance for contractors, including carpenters, provides coverage for lawsuits and claims that arise from:

  • Injuries to a third-party
  • Damage caused to a third-party property

General Liability coverage for carpenters can cover your business regardless of the merits of the claim. False claims are just as costly to defend as valid ones. Insurance can help protect your carpentry from being ruined by an unfounded allegation.

Insurance cost for carpenters in Washington

The cost of carpenters and contractors insurance in Washington is likely to be different from the other carpenters in your area.

Some of the factors that affect the cost of insurance are:

  • Business Size – Usually measured by revenue.
  • Business location  – A carpenter working in Seattle may pay higher insurance premium than in Bellingham o Spokane.
  • Employee numbers – A policy that covers more employees will usually have a higher insurance premium.
  • Coverage level – You might pay more to get higher levels of protection.
  • Claims history – A carpenter who has filed numerous claims in the past will be more likely to pay in insurance than someone who hasn’t yet done so.

Before buying an insurance policy, carpenters compare quotes from various insurance companies. By doing so, they can better understand the costs of coverage and choose policies for their company.

How BizInsure helps protect your carpentry insurance

Your carpentry company is doing well. But you do not have the time to visit different websites to get insurance estimates. BizInsure can help you with this task.

It was specifically designed for contractors who work full time. We remove the hassle and time in buying insurance so you can focus on developing your company. Instant coverage options allow you to safeguard your business from carpentry.

In just 10 minutes, you can compare multiple quotes and choose coverage options that will meet your needs.

Get started (Residential)

Get started (Commercial)

Frequently asked questions about carpentry insurance in WA

Does carpenters insurance cover your tools and equipment?

General Liability insurance will not cover damages to your equipment or tools. You may be able to find policies specifically designed to safeguard yourself as well as your equipment.

How much carpenter insurance do I need in WA?

The amount of insurance you need depends on the size and cost of the project you decide to take on. When you have an existing General Liability policy, but are now taking on larger projects, it may be worthwhile to increase your coverage.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
bizinsurance makes purchasing Business Insurance...SIMPLE!
Andrea W.
1701380391
Great quality of Service ,faster and convenience way to pay at most. Thank you for your Service to my Healthcare Facility .
Quick and easy!!!!
Terry
1701319042
Great service! Easy process and very informative representative. Andrea was great and very patience with our process. I would recommend using them!!
Terrance R.
1700848536
Always and easy process. Thanks!
Gerald S.
1700244544
Renewal was quick and easy online
Angelita K.
1699752900
I had a great experience working with Andrea from BizInsure. She was extremely knowledgeable, helpful, and responsive throughout the entire process. She guided me through the different options available and helped me find the perfect home care professional liability insurance policy that suited my needs. Her professionalism and expertise made the entire experience smooth and hassle-free. I highly recommend working with Andrea and BizInsure for all your insurance needs.
Juliette S.
1699032636
Easy to submit an application and to get quotes
Simone S.
1698775217
I had the most pleasant prompt and professional experience of my life with Bizinsure. Everything was completed in record time, at an unbelievable cost…and my certificate of Insurance was promptly emailed to me. Most of all it was effective immediately. No hassle no back & forth, just great service highly recommend to all small businesses.
Marcia S.
1698407456
Excellent
advanced U.
1697824466
Great service. Very professional and cordial. Thanks
Jeremiah U.
1697064641
BizInure has been a great company for our insurance needs. I wish customers services was 24/7, that would make it a five stars
Novilette L. J.
1696828014
Easy to navigate what you need. Always notify ahead of renewal!
Athena T.
1696646371
This is the best company I have ever worked with. They are professional and get you exactly what you need. I highly recommend them!
Jim P.
1696451803
this is really easy
Riaz R.
1696428004
Andrea was very useful and professional. I will be recommending Biznsure to my friends that need business insurance. Keep up the good work. I wish the agency also offers auto insurance and whenever you do I will be one of the first to sign up as sign of my appreciation.Mike Okonkwo.
Mike O
1696282284
Kalab was excellent. Great, great Agent. Every step was organized and well planned. I WILL recommend your firm to anyone. Thank you...
Easy to renew Policy
Plain S.
1695644756
Great total experience. The agent was professional, knowledgeable,and a pleasure to work with. The fastest business insurance purchase I've ever experience. I highly recommend Bizinsure.
Tony W.
1695492357
Communication was excellent and the process was easy.
Jessie R.
1695153508
I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Michelle C.
1695060008
Kaleb tailored the right coverage to our business. Customer service was good and gave great understanding of coverage. Thank you from Goleda's Gentle Homecare LLC
Aneesah M.
1695056651
A GOOD COMPANY FOR HEALTH CARE INC
Supreme A.
1694871640
Easiest & fastest online quote and purchasing experience out there. Inside of 10 minutes I had a quote, payment draft, and policy in force... and at the most competitive GL rates I found.
Rusty H.
1694699044
very quick and prompt service.
Sally Jo W.
1694180429
caleb was great in helping me navigate thecorrect liabilty insurance for my company
Lindsay Erin P.
1694135867
Friendly fast service I recommend you to all vendors
Terry R.
1694133043
Great
Kemi S.
1694119021
Great Customer service and easy renewal process!!!! I would refer this company to anyone.
Chris H.
1694038325
Great company easy to work with, Andrew was very helpful,you can call him any time he is ready to listen and help
Olu A.
1693959486
Good customer service indeed
BASSI T.
1693944217
js_loader
Google Rating
4.6
Based on 214 reviews
×
js_loader