Business Owners Policy Insurance
- Competitive insurance prices from A+ rated insurer
- Online, no paperwork. Your policy will be emailed instantly
- Over 25,000 small businesses in U.S. have used BizInsure
- Premium starting at just $42/month
Business Owner's Policy (BOP)
... just $42/month Get instant quotes What is a Business Owner’s Policy (BOP)? A Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day. The ...
read moreA Quick Guide to Cutting Your Small Business Expenses
... of coverages into a single convenient policy. A Business Owner's Policy (BOP) is a combination of policies, combining covers such as general liability insurance and business personal property coverage, to help protect ...
read moreTop 3 reasons why you need insurance to protect your business
... the same sort of policy as a company that only does business online. What types of insurance you need There are numerous different forms of insurance. Many small businesses choose a business owner’s policy (BOP) . A BOP ...
read moreA guide to buying reliable small business insurance
... structure. How can I get the best premiums? Price is a concern for many business owners when considering which small business insurance policies to buy. You want to get the best coverage possible to protect your company ...
read moreYour Guide to Choosing the Best Small Business Insurance
... You can also save by bundling certain types of cover into one policy. A Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day. The BOP ...
read moreBuying business insurance online? Here’s a checklist to help
... coverage you need 4. Visit the BizInsure website to get policy quotes Comparing business insurance quotes can take a lot of time. Small business owners traditionally needed to call each insurer or visit their websites ...
read more4 Essential Types of Small Business Insurance for Start Ups
... most common exposures. These policies combine General Liability insurance with other types of coverage, such as business interruption and business property damage. Business Owner's Policies can be customized to suit ...
read more4 Insurance Policies Your Small Business Should Consider
... storage of their property. 4. Business Owner's Policy A Business Owner's Policy (BOP) is a combination of policies, combining covers such as General Liability insurance and business personal property coverage, to help ...
read moreGeneral Liability Insurance vs. Business Owner’s Policy: What's the Difference?
... you want a BOP vs a General Liability policy. Insurance for your small business Are you considering a Business Owner's Policy vs General Liability insurance for your business? BizInsure may be able to help. Our licensed ...
read moreWhat Are Business Expenses? A Quick Guide for Small Business Owners
... of common business expenses There are many different types of business expenses you may encounter as a small business owner. This ... protecting with business insurance . The premiums paid on business insurance policies are ...
read moreAmplifying black voices: Small business owner aims to redefine local journalism
... of the main key pieces to being a small business owner.” As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is ...
read moreElectricians Insurance Oklahoma
... you regardless of whether the claim is legitimate. Business Owner Policy A Business Owner’s Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day. The ...
read moreElectricians Insurance Kentucky
... caused to third parties. Injuries to third parties Business Owner Policy A Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day. The ...
read moreElectricians Insurance Louisiana
... Business Owner's Policy Business Owners Policy is a convenient and affordable way for small business owners to protect against several of their most common exposures. These policies combine General Liability insurance ...
read moreElectricians Insurance Virginia
... party property Third-party injuries Business Owner’s policy Business Owners Policy (BOP) is a combination of policies, combining covers such as General Liability insurance and business personal property coverage, to help ...
read moreElectricians Insurance Vermont
... Property damage to third party property Third-party injury Business Owner’s policy Business Owners Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day ...
read moreElectricians Insurance Utah
... to a third party Third-party injury Business Owner’s policy Business Owners Policy (BOP) is a combination of policies, combining covers such as General Liability insurance and business personal property coverage, to help ...
read moreElectricians Insurance Texas
... : Damage to property of third parties Third-party injuries Business Owner’s policy Business Owners Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day ...
read moreElectricians Insurance Mississippi
... to property of a third party Third-party injury Business Owner's Policy Business Owners Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day. The ...
read moreElectricians Insurance Michigan
... Property Injuries to third parties Business Owner's Policy Business Owners Policy (BOP) is a combination of policies, combining covers such as General Liability insurance and business personal property coverage, to help ...
read moreElectricians Insurance Colorado
... Owner’s policy Business Owner’s Policy (BOP) is a convenient and affordable way for small business owners to protect against several of their most common exposures. These policies combine General Liability insurance ...
read moreElectricians Insurance Indiana
... to third party property Third-party Injury Electrician General Liability insurance provides coverage whether a claim is valid. Business Owner's Policy Business Owner’s Policy is a convenient and affordable way for small ...
read moreElectricians Insurance Alabama
... -party property Third-party injury Electrician General Liability insurance provides coverage whether or not a claim is valid. Business Owner's Policy Business Owner's Policy (BOP) is a convenient and affordable way for ...
read moreElectricians Insurance Washington
... property Injuries to third parties Business Owner’s Policy Business Owner’s Policy (BOP) is a combination of policies, combining covers such as General Liability insurance and business personal property coverage, to help ...
read moreElectricians Insurance New York
... Property Injuries to third parties Business Owner's Policy Business Owner’s Policy (BOP) is a combination of policies, combining covers such as General Liability insurance and business personal property coverage, to help ...
read moreElectricians Insurance Iowa
... whether there is an actual claim. Business Owner's Policy Business Owner’s Policy (BOP) is a combination of policies, combining covers such as General Liability insurance and business personal property coverage, to help ...
read moreWhat Types of Business Insurance Do Business Need in Wisconsin?
... another layer of protection for your business. Business Owner's Policy Business Owner's Policy is another type of insurance that. Combines different types of coverages into one policy. It makes great financial sense for ...
read moreElectricians Insurance Tennessee
... damage to third party property Third-party injuries Business Owner’s policy Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day ...
read moreWhat Types of Insurance Do Business Need in Illinois?
... this will incur. Business Owner's Policy Business owner's policy usually bundles general liability insurance, business income insurance and equipment insurance. There are millions of small businesses in Illinois. Even ...
read moreWhat is Professional Liability insurance and why you need it for your Florida business?
... insurance, you'd likely immediately think of doctors, lawyers and accountants. While Florida is home to many of these professionals they are not the only ones who need an Errors & Omissions policy. Many business owners ...
read moreHow To Write an Electrical Contracting Business Plan
... This is often the hardest part of a business plan for many business owners. Here you'll need to think about ... spark trouble for you and your business. Compare electrician insurance policies online with BizInsure. You could ...
read moreHow to Start a Business in Indiana
... . Choose a business structure - Indiana business owners can choose from several business structures, including ... (E&O) insurance for Indiana businesses. Get covered in minutes and receive your policy documents right in ...
read moreInsurance for OHS Consultants
... 't come without its risks and that's why having the right insurance in place matters. Did you Know? If you're an OHS ... is important to protecting your business for the long haul. Business Owners Policy (BOP) Created as a ...
read moreMassachusetts Electrician License and Insurance Guide 2023
... with one or more employees to have Workers' Compensation insurance . Business Owners' Policy (BOP) - A BOP is an insurance package that can be customized to include coverage for your tools and equipment, unplanned ...
read moreElectricians Insurance Nevada
... Business Owners Policy Business Owner’s Policy is a convenient and affordable way for small business owners to protect against several of their most common exposures. These policies combine General Liability insurance ...
read moreElectricians Insurance Nebraska
... Party Property Third-party injury Electrician liability insurance provides coverage regardless of the fact that a claim was filed. Business Owners Policy Business Owner’s Policy (BOP) is a convenient and affordable way ...
read moreElectricians Insurance Connecticut
... damage to property of a third party Third-party injury Business Owners Policy Business Owners Policy is a convenient package of insurance that protects your business against the common risks it faces every day. The BOP ...
read moreGeneral Contractor Insurance Delaware
... that a general contractor may consider, such as: General Liability Business Owners Policy Workers’ Compensation Learn more about Delaware contractor insurance and learn how BizInsure will help you to find the right ...
read moreElectricians Insurance New Jersey
... : Damage to third party property Third-party injury Business Owners Policy Business Owners Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day. The ...
read moreElectricians Insurance Illinois
... coverage is provided whether or no claims can be made. Business Owners Policy Business Owners Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day. The ...
read moreA quick guide to business insurance for civil engineers and engineering firms
... may also require you to have General Liability insurance. Business Owner's Policy A Business Owner's Policy (BOP) is a convenient and affordable way for small business owners to protect against several of their most ...
read moreTools and Equipment Business Insurance
... or on its own through a Business Owner's Policy. However, Tools and Equipment insurance may be available through General Liability coverage bundled with other Business Owner's Policy coverages. Contractors can use Tools ...
read moreElectricians Insurance Ohio
... property belonging to a third party Injuries to third parties Business Owner Policy Business Owners Policy is a convenient package of insurance that protects your business against the common risks it faces every day. The ...
read moreElectricians Insurance Arizona
... 's property Third-party injuries Business Owners Policy Business Owner's Policy (BOP) is a combination of policies, combining covers such as General Liability insurance and business personal property coverage, to help ...
read moreGeneral Contractor Insurance Oklahoma
... to interruptions of projects, damaged tools, and other accidents. A Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day. The BOP ...
read moreProfessional Liability Insurance Iowa
... common risks faced by small businesses. Iowa small-scale business owners might want to consider General Liability insurance , Workers’ Compensation insurance , or a Business Owner’s Policy to safeguard themselves from a ...
read moreGeneral Contractor Insurance New York
... and injury claims (General Liability insurance for New York contractors) Unexpected Business Interruptions (Business Owner’s Policy) Equipment breakdown (Business Owner’s Policy) Employee workplace accidents and illness ...
read moreGeneral Contractor Insurance Indiana
... General Liability (CGL) and “slip and fall” coverage are also common names for this type of insurance. Business Owner's Policy There are times when things don’t go according to plan when working in the construction ...
read moreInsurance for Financial Services
... can get dependable and affordable insurance that is tailored to exactly what you do. Click or Call us to compare quotes today, for free. Did you Know? Businesses can customize a Business Owner's Policy (BOP) to help meet ...
read moreWhat kind of insurances do Texas businesses need?
... you even own a grocery store that has an online counterpart, you may need cyber liability insurance. Business Owner's Policy Business Owner's policy differs from the common insurance policy in that it's a combination of ...
read moreGeneral Contractor Insurance New Hampshire
... or property damage lawsuits from outside parties. Business Owner's Policy A Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day ...
read moreGeneral Contractor Insurance Nevada
... injury or property damage lawsuits from outside parties. Business Owner's Policy Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day ...
read moreGeneral Contractor Insurance Nebraska
... injury or property damage lawsuits from outside parties. Business Owner's Policy Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day ...
read moreGeneral Contractor Insurance Montana
... or property damage lawsuits from outside parties. Business Owner's Policy (BOP) A Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every ...
read moreGeneral Contractor Insurance Missouri
... injury or property damage lawsuits from outside parties. Business Owner's Policy Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day ...
read moreGeneral Contractor Insurance Mississippi
... injury or property damage lawsuits from outside parties. Business Owner's Policy Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day ...
read moreGeneral Contractor Insurance Michigan
... injury or property damage lawsuits from outside parties. Business Owner's Policy Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day ...
read moreGeneral Contractor Insurance Maryland
... or property damage lawsuits from outside parties. Business Owner's Policy A Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day ...
read moreGeneral Contractor Insurance Maine
... injury or property damage lawsuits from outside parties. Business Owner's Policy Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day ...
read moreGeneral Contractor Insurance Louisiana
... or property damage lawsuits from outside parties. Business Owner's Policy A Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day ...
read moreGeneral Contractor Insurance Kansas
... or property damage lawsuits from outside parties. Business Owner's Policy A Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day ...
read moreGeneral Contractor Insurance New Jersey
... injury or property damage lawsuits from outside parties. Business Owner's Policy Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day ...
read morePlumbing Business Marketing & Advertising Ideas
... as a small business owner. Plumbers face extremely ... business? Find out more about insurance for plumbers . *As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy ...
read moreHow to Start a Business In Michigan
... Michigan business insurance options to help safeguard what you are building. BizInsure makes it simple for Michigan small business owners to find and buy coverage online in as little as 10 minutes. Compare policy options ...
read moreUnderstanding Insurance: What's the Difference Between Bonded vs Insured?
... your policy (i.e., the contract). You pay a regular amount for this protection, known as a premium. You do not need to repay your insurer after a claim is paid. Business owners often consider many types of insurance to ...
read moreHow to Start a Business in Florida
... risks. These may include General Liability , a Business Owner's Policy , Workers' Compensation , or Professional Liability insurance in Florida. 8. Market your business It's time to find some customers! Marketing ...
read moreTurbulent times ahead for small businesses prompt calls for insurance review
... business owners to consider what they would do if an insurance claim was made against them. “Business insurance ... he says. “If your business circumstances shift and your risk changes then your policy may need to change with ...
read moreErrors and Omissions Insurance Missouri
... demands, Errors and Omissions insurance is essential to many small business owners, helping them safeguard ... insurance for my Missouri business? BizInsure makes it simple to compare E&O policies with the top U.S. insurance ...
read moreErrors and Omissions Insurance Kentucky
... , Errors and Omissions insurance may be necessary to assist small business owners secure their future cash ... How do I get E&O insurance for my Kentucky business? BizInsure lets you compare E&O policies from top-rated U.S. ...
read moreHow To Start a Business in Massachusetts
... - Massachusetts business owners also consider business insurance to help protect them and their finances. Accidents can still happen, even with a comprehensive risk management plan. Policies like Professional Liability ...
read moreProfessional Liability Insurance Maryland
... . That's why small business owners should consider purchasing Professional Liability insurance in Maryland. Also referred ... as a result. A Professional Liability insurance policy can help cover the legal expenses of ...
read moreWhy you need a risk management plan for your restaurant business?
... your employees. It can also give you important peace of mind as a business owner. Now you can compare General Liability insurance , Business Owner's Policies , and more for your restaurant, cafe, or catering company with ...
read moreHow to Start a Business in Rhode Island
... space or work with specific clients. Workers' Compensation insurance - Most Rhode Island businesses must have this coverage if they have one or more employees. Business Owner's Policy - This coverage helps you handle the ...
read moreVirginia Errors and Omissions Insurance
... instant quotes What is Errors and Omissions insurance? Also known as E&O or Professional Liability insurance , an Errors and Omissions policy protects your business against claims of negligence, misrepresentations, or ...
read moreWest Virginia Errors and Omissions Insurance
... insurance companies (A-rated or better) Get instant quotes What is Errors and Omissions insurance? An Errors and Omissions insurance policy ... Errors & Omissions insurance is essential to small business owners in order in ...
read moreSouth Carolina Errors and Omissions Insurance
... of a lawsuit against your company. Errors and Omissions insurance is important to help small-scale business owners secure their financial future. Your business is insured against any legal claims that arise from your ...
read more6 Tips for Building a Successful Publishing Business
... Workers' Compensation insurance (this coverage is legally required in most states for business with employees). Unexpected business interruptions - Coverage can be included in a Business Owner's Policy (BOP). Equipment ...
read moreHow Much Does Notary Public Insurance Cost?
... business owners will pay less than $600 yearly for their professional liability insurance coverage. In fact, about 55.7 per cent of businesses ... into setting a price on your company's policy, we'll take a look at the ...
read moreProfessional Liability Insurance in New York
... businesses. To protect your business from a variety of risks that could affect them, Small-business owners ... Clients might also require your business to have a Professional Liability insurance policy in place in order ...
read moreWorkers Compensation Insurance – Facebook
... partial lost wages, a cost your business is likely unable to afford without experiencing a significant financial impact. Most Workers Compensation insurance policies will also include coverage for Employers' Liability ...
read moreErrors & Omissions Insurance Baltimore, Maryland
... may be difficult to repair. That's why many Charm City business owners buy Errors and Omissions insurance. A policy could help you protect your business, bank accounts, and reputation. What does Errors and Omissions ...
read moreGeneral Contractor Insurance North Dakota
... is prone to interruptions of projects, broken tools and other accidents. Business Owner's Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day. The BOP ...
read moreWhat types of insurance do engineers need in Florida?
... . Business Owner's Policy (BOP) - This is a convenient and affordable way for small business owners to protect against several of their most common exposures. These policies combine General Liability insurance with ...
read moreGeneral Liability Insurance Requirements
... in their homes or workplaces Finding General Liability insurance for your business No matter what business you are in, BizInsure can help you find a General Liability policy that works for you. Click, compare, and cover ...
read moreContractor Insurance Alaska
... (General Liability) Unexpected Business Interruptions (Business Owner’s Policy) Equipment breakdown (Business Owner’s Policy) What is the price of contractor insurance in Alaska? Insurance companies consider various ...
read moreCalifornia Professional Liability Insurance Keeps Your Business Moving Forward
... is claiming your business breached the contract in some manner. A liability policy will safeguard your ... and dozens of other California business owners keep Professional Liability insurance in their portfolio just in ...
read moreErrors and Omissions Insurance in Washington
... life, but they can have terrible consequences for small business owners. Even a tiny error could lead to a huge ... types of businesses could benefit from having Errors and Omissions insurance in Washington. A policy may ...
read moreInsurance for Other Businesses
... . That is why business insurance that is reliable and customized to your profession has never been more important. Did you know? A Business Owner's Policy (BOP) coverage is essential for businesses that have assets that ...
read moreInsurance for Painters
... that does have merit. A General Liability policy can help your painting business stay afloat if a false claim is ... needs Painters Insurance? Small business owners want to shield their small businesses against financially ...
read moreLandscaping Insurance Ontario, CA
... ) and lease commercial business space. Business Owner's Policy A Business Owner's Policy (BOP) is a combination of policies, combining coverages such as General Liability insurance and business personal property coverage ...
read moreFlorida cleaning business license and insurance requirements
... Use to show that you are allowed to run your business in the location where your business is located. Florida Cleaning Businesses Insurance Requirements If you have enough policy limits and the essential types of Florida ...
read moreProperty Maintenance Tips for Small Handyman Businesses
... business instead of everyday maintenance issues. Here's another tip: Handyman insurance could help you protect your growing business. Learn more about handyman insurance and contractor insurance for small business owners ...
read moreEmerging Business Risks in an Online Era
... the initiation of the relationship, and consequently the business owner's liabilities, can be ambiguous. A client can ... affordable, easy to obtain professional liability insurance can help manage this risk. BizInsure ...
read moreTips for Saving Money when Growing a Painting Business
... your client base at a relatively low cost. Sort out your business insurance early Many states require owners of small painting businesses to have insurance coverage. While this varies by location, you will likely need ...
read moreMarketing Tips for Home Health Care Businesses
... . But, many home healthcare professionals (and small business owners in general) are unsure where to start. Here ... lives. Home health care insurance could help you protect your growing business. Learn more and start ...
read moreHow a Professional Course Could Help Promote Your Carpentry Business
... for both new and experienced small business owners. The right courses can help promote your business and take it to the next level! Need to protect your business? BizInsure can help. Get insurance for carpenters .
read more7 Ways to Market Your Painting Business
... your business and communicating with potential clients. There are many platforms available to help business owners create ... clients and grow your business. Ready to protect what you're building? Insurance for painters can ...
read moreHow to Plan an Effective Advertising Campaign for Your Small Business
... out venture. Here are nine steps to help small business owners run an effective advertising campaign. Step 1: Set ... 'll hopefully see your small business grow and thrive. Business insurance can help protect the successful ...
read moreWhat you need to know to become a business consultant
... overall strategy. Get Insurance for Management Consultants 2. IT Consulting Small businesses can compete with much bigger competitors by leveraging technology in the right way, but many business owners may not have the ...
read moreReviews related to Business Owners Policy Insurance
-
BizInsure makes the policy buying process easy, and renewal was a snap. I'd recommend it to other small-business owners like me who want to find the right insurance protection so they can stay focused on running their businesses.
Regis
Writers/Authors
With a BOP, you’ll have insurance for:
General Liability
Protect your business from lawsuits and injuries from outside parties. This can help protect your business by paying defence costs and any damages up to your chosen policy limit.
Business Income
Also known as business interruption insurance, this coverage can protect your business against a disruption in income if you have to shut down unexpectedly.
Equipment Breakdown
This cover can assist you in the event of a breakdown of the equipment that’s vital to running your business.
You can also add coverage for:
- Non-owned and hired auto
- Property of others that in your custody
- Business Property Floater – Equipment that you transport
When it comes to protecting your small business, purchasing a BOP helps you skip the usual time spent searching and comparing different insurance products. It’s an easy way to get the security you need in one easy package.
What is typically not insured?
There are some insurance products that aren’t included in BOPs. These include:
Do You Need a BOP?
BOPs are ideal if you’re a small business owner or independent professional. In many cases BOPs are required for you to enter into contracts with some customers, landlords or other outside parties.
Here are some questions to ask yourself if you are considering a BOP for your business.
Do you, your business or your employees:
- Need General Liability insurance?
- Own or lease business equipment?
- Have inventory?
- Own a building at which you work and need to insure the property?
With the help of BizInsure, you can get insurance for your business that will cover General Liability Insurance, Professional Liability Insurance, also known as Errors & Omissions insurance (E&O), Workers Compensation Insurance, and Business Owner’s Policy.
Is a BOP right for your business?
BOPs can be a great match for a wide range of professions and business types. This can include home-based business, start-up operators and consultants from a variety of industries. A BOP could be the right option for your business if:
- You have fewer than 100 employees
- If your business earns $2 million or less in revenue
- All business occurs on-premise
- Has an office that’s no larger than six stories of 100,000 square feet
- Requires less than 12 months of business interruption insurance
- Operate in a low-risk industry
Want to know more? Take a look at our Frequently Asked Questions
BOP Claims Examples
Having a BOP can help you and your business in a range of claims scenarios including:
- Accidents and injuries – A customer slips and falls on your premises and files damages against you for medical treatment. Having General Liability insurance as part of your BOP can assist in paying your legal and medical costs to the affected customer without leaving you out of pocket.
- Unforeseen events – An accidental fire at your business premises causes significant damage to the workplace and requires extensive repairs. You’re unable to reopen until the restoration works are complete which poses a major threat to your livelihood. Having insurance for Business Income can assist you maintain your income while your business is out of operation.
- Loss of equipment -The coffee machine at your café breaks down which significantly eliminates your ability to serve your main product. Making a claim for Equipment Breakdown insurance through your BOP would give you the support to repair or replace your machine quickly and get back to business.
Want to buy a BOP?
First off, be sure to assess your business to ensure you fit the requirements for purchasing a BOP. Eligibility requirements will differ depending on the needs of your business including its size, revenue, type of business and industry.
If your business earns $2 million or less in revenue, BizInsure can assist you with purchasing a BOP for as little as $42 per month. Getting a quote with BizInsure is easy. Click below for an instant quote or call us on 1-877-900-9998 to chat to one of our licensed professionals.