... why BizInsure specializes in providing affordable and customized insurance to Daycare and Childcare centers. "General Liability - Daycare/ChildcareThis is the most essential type of insurance for any childcare provider ...
read more... It is also common for customers, landlords and other interested parties to require you show them proof of General Liability coverage prior to entering into a contract with them. Below are a few guidelines to take into ...
read more... to running your business without the worry. For many types of businesses, a certain level of General Liability or Professional Liability may be required as part of the contractual agreement before you can start any work ...
read more... much time thinking about Accountant Liability insurance. Your work days are ... ... coverage protects you from the financial risk of a suit. Libel or Slander Protection (General Liability) Accountant Liability insurance also provides coverage for claims of libel or slander. A libel or slander claim ...
read moreBy the year 2026, the United States Bureau of Labor predicts there will be more than 300,000 Physical Therapists working in the U.S. (April 2018). That represents more ... bet the cost will be a lot less than paying out-of-pocket for a Malpractice or General Liability lawsuit. On average, Liability Insurance for one Physical Therapist may cost around $600 per year. As you can see from ...
read moreThere's no question that every practicing Nutritionist has a lot to deal with to keep his or her business running. Between working with patients, studying and improving ... for any damage done to the property of your clients. In addition to these common situations, a General Liability will pay claims resulting from accidents not directly related to your profession, for instance a client ...
read more... to protect your business with liability insurance. After investing so much ... ... run, a bit more in premium can save your business millions of dollars down the road. The most common general liability policy limits are $1 million occurrences / $2 million aggregate. This is how it breaks down: $1 ...
read more... is what is covered by General, Professional [] ... PINPI) in your care, custody or control (on-line or off-line). Am I covered under my General Liability policy for any of the above? As noted under Intellectual Property Infringement, it is likely you have some ...
read more... another minute waiting to buy Liability insurance. After [] ... bit more in premium now may actually save your business millions of dollars someday. The most common General Liability policy limits are $1 million occurrence / $2 million aggregate. This is how it breaks down: $1 ...
read more... time thinking about yoga instructor liability insurance. You probably spend most ... ... or damage to someone's property on the premises where you are teaching. Remember that general liability is for general liabilities. This doesn’t cover you for injuries or damages that arise from your actual teaching ...
read more... service should consider purchasing Professional Liability Insurance. This type of coverage ... ... pay an annual premium of $773 for Professional Liability Insurance. In general terms, the riskier the occupation then the higher the Professional Liability insurance pricing. Other important aspects of an organization ...
read more... Architects need to have Professional Liability Insurance to protect their business ... idea of purchasing Architects Professional Liability Insurance ... most common misconception for many Architects is that a General Liability policy will be enough to keep their business safe. Unfortunately, General Liability only provides benefits for things like slander, non-employee ...
read more... not an exception. Notary Public Liability insurance provides notaries financial cushion ... ... Insurance Cover? It should be noted that Notary Public Professional Liability insurance is not general insurance that covers mistakes and misdemeanours outside of the purview of your professional domain. If ...
read moreAccounting professionals make the confusing, arcane and difficult world of budgeting, taxes and payroll understandable. To do this, accounting professionals must keep ... You need both types of coverage to be completely insured. That's' because General Liability coverage extends protection for general types of liabilities that arise from your business premises or your regular day to day ...
read moreTeaching powerhouse core moves to clients are very satisfying. You enjoy showing elderly neighbours and young college students alike how to alleviate chronic pain and ... or credit cards to cover costs. Why do that? You can easily purchase a general liability insurance plan and/or a professional (E&O) liability insurance plan for less than what you pay for coffee each morning. Look at ...
read moreAccountants play an important role in helping individuals and businesses manage their finances. As an Accountant, you work with important, private and sensitive information ... They are claiming libel and want payment for lost business. Commercial General Liability: Basic and Affordable Coverage General Liability insurance is a very basic type of Commercial Insurance that every business ...
read moreAs a professional esthetician, you provide services to help your clients feel more beautiful and more relaxed than before they stepped foot in your spa. But what happens ... you against negligence towards others resulting in bodily injury or property damage. An example of a general liability claim would be a customer tripping, falling and sustaining injuries from the fall while at the ...
read moreDecades ago the fitness industry took the US by storm and continues to grow rapidly. In fact, according to statista.com, the industry revenue in the US alone is $25 ... the floor, forgot to put up a “wet floor” sign and a customer fell and sprained their ankle - a General Liability policy would take care of that loss, since you were not acting in your professional capacity as a personal ...
read moreArchitects contribute to the evolving American landscape in many different ways like designing a family's dream home or building flashy city skyscrapers. Design professionals ... It's very important for you to know the difference between E&O Insurance and General Liability. If you already have a General Liability policy then you may falsely believe that ALL lawsuits or claims related to your ...
read moreYou've successfully completed your Physical Therapy training and certification and every day you use that experience to alleviate pain and physical limitations for your ... is used by health care professionals to protect them from allegations of negligence and incompetence. General Liability General Liability Insurance is commonly known as “slip and fall insurance”. It is meant to ...
read moreA home health care agency provides an incredible value to a community it serves. Such service makes it possible for the elderly, and other community members who need ... line when a claim happens. Let's take a look at the types of home health care liability insurance such as general liability and malpractice insurance; we’ll take a look at the differences between them and what types ...
read moreBaby Boomers are currently America's largest living adult generation, with Millennials nipping at their heels.[[1]] And they are retiring, which explains the surge in ... pursue legal action after learning that a home aide made false or derogatory statements about them. A general liability insurance policy will pay only up to the specific dollar limit you purchase. You will need to ...
read moreA Real Estate Agent is a highly popular occupation for those looking for flexible hours, interacting with clients and of course the potential to earn a high income. ... when a lawsuit hits and the claim goes uncovered. So what is the difference? A General Liability policy covers general lawsuits like slip and fall claims, advertising injuries and property damage to third parties. A ...
read moreWhether you are just beginning your career as an esthetician or if you are an established professional with years of experience, one question is always in the back of ... on a wet floor or getting hit by the door as you are walking in. Many think that a general liability policy will also cover you for professional exposures - it will not. In fact, it specifically excludes your work ...
read moreThere is hardly a person in the US that has never stepped foot in a fitness club. The fitness industry has always been a big deal, but it has grown exponentially in ... damage to another person that can be caused by anyone not just the professional in question. A General Liability policy will exclude any professional activity and that exposure is picked up and covered by the errors ...
read more... who provide professional services and advice to clients and is a different form of protection then General Liability insurance which typically covers for incidents like slips and falls and damage to third-party property ...
read moreDo you like paying a monthly premium for your insurance? The answer is probably not. No business owner that we ever talked to is excited about the prospect of paying ... of “professional wrongdoing.” So how is it different from a General Liability policy? As the name implies, the General Liability policy covers general claims. These may include a slip and fall injury to a ...
read moreYou've earned an MBA from an eminent university. You've worked for a decade in the C-Suite of a prestigious international consulting firm. Your co-workers often encourage ... in the event a client files a suit claiming you caused them an interruption in service or financial loss. General liability insurance can also cover you for things such as a client falling over a box in your home office ...
read morePersonal training is an exciting career path. Whether you are just embarking on this journey or are an established personal trainer with years of experience, it's always ... the line and leaves you completely unprotected in a case of malpractice (or professional liability) claim. A general liability insurance policy excludes any acts done in your professional capacity as a personal trainer ...
read moreMaybe you've been designing and building residential homes, landscapes, and business complexes for many years. Or perhaps you are new to the design industry and recently ... an architect could accidentally injure someone or damage property while working on the building. By having general liability insurance in place you'll be protecting your Architectural firm from claims of bodily injury ...
read moreNothing turns your world upside down like the fateful words you have been served. A lawsuit is every small businesss worst nightmare. Not only it means damage to your ... paid, reduce your primary limit. There is no sub-limit for defense (or unlimited defense costs) like the General Liability policy does. With that in mind, when you select your policy limit, you will need to take into ...
read moreConsider any profession in any industry or a moment. What do they all have in common? They're all run by people. What do people have in common? People make mistakes ... concept before we dive into the nitty-gritty of liability insurance specific to notary publics. Liability insurance is a part of the general insurance system of risk financing that's created in order to protect the ...
read moreBecoming a realtor is a popular career of choice for many. The potential for a high income as well as an opportunity to work closely with people is enticing. However ... policy) is designed to cover lawsuits alleging errors or omissions made in your professional capacity. Unlike a General Liability policy that only covers claims such as slip and fall or accidental damage, a Professional ...
read moreYou may figure you know how to properly and carefully teach your students to do the Jackknife or perform Reformer exercises. So far teaching has gone smoothly and your ... mind knowing there are financial resources available should your Pilates business face litigation. Commercial General Liability (CGL) insurance will protect your Pilates business from claims of bodily injury, medical ...
read more... the main aim of the policy to protect your business from unintentionally misleading a client. General Liability insurance is designed to protect your business against third party bodily injury or property damage lawsuits ...
read more... insurance. Below is the full breakdown: What is the average cost of Professional Liability insurance by industry? A lot like General Liability Insurance, the industry your business operates in, does have an impact on ...
read more... wrongdoing Known claims and circumstances Employee injuries and disputes Property damage General liability claims Who needs Professional Liability Insurance? Do you offer professional advice to your clients that they ...
read moreIn 2017, American consultants produced around $63.2 Billion in revenue (Statista, 2018). This is not surprising considering the continued growth of the consulting field ... policy covers you and all employees of your consulting firm. Professional liability (E&O) insurance is different than general liability because it's meant to protect your business from unintentionally misleading a ...
read more... ? How much does Professional Liability insurance cost? What is the difference between General Liability insurance and Professional Liability insurance? What is Professional Liability insurance for consultants? What ...
read more... remember that this type of insurance is not part of a General Liability insurance policy. What actions could result in a Professional Liability claim? Below are some examples of different professions and the potential ...
read more... standard coverages such as: Professional Liabilities Pollution Liabilities Technology Network Security and Privacy Advertising and Multimedia This is very different from General Liability policies that cover claims like ...
read more... for your business and your employees in the event of a work-related illness or injury. General Liability Protects your business against a lawsuit stemming from bodily injury or property damage from outside parties ...
read more... your defence expenses, settlements and judged related to the claim. It is important to extend your Professional Liability insurance long after the project has been completed as this is when the cracks can appear, and ...
read more... to their property. If you were to have a lawsuit filed against you or your business, Professional Liability insurance is there to provide financial protection even if you have done nothing wrong. Depending on your ...
read more... As a result, the customer initiates a lawsuit against your company. In such a situation, a professional liability insurance policy can help you meet expenses incurred while defending your company. What does Professional ...
read more... services should consider adding Professional Liability Insurance to their portfolio. This ... ... with your company's accountant or CFO to confirm if there are any possible tax benefits to having a Professional Liability Insurance policy. For example, you may find that all or even a portion of the E&O premium is a ...
read moreProfessional liability insurance is the one form ... service providers agree that professional liability insurance is a necessary cost ... ... not done everything in their professional capacity to serve their clients' best interests. This is where professional liability insurance comes in. The real estate agent would not have to pay their own legal fees and ...
read moreWhy Do Engineers Need Professional Liability Insurance There is hardly a ... ... might not have the funds to compensate them for damages you caused. If you have an engineer's Professional Liability policy, they know that they will get reimbursed for any damages. It simply gives your client a piece of ...
read morePhishing is a criminal practice that exploits individuals via fraudulent electronic communication and interaction. Together with spear phishing, clone phishing and whaling ... or your equipment is somehow the weak link. The general consensus from the privacy/security community is not whether ... like Information Technology forensics, third-party liability, and credit monitoring. The nuance of ...
read more... related to a settlement Costs and expenses related to a judgment Who needs Professional Liability Insurance? Professionals, and businesses that provide professional services such as giving advice, making educated ...
read moreThe career path of a Real Estate agent is undoubtedly tricky in the beginning starting with passing your licensing exam to obtain the all-important license to sell. ... a lawsuit. Let's take a closer look at why as a real estate agent, you need to consider Professional Liability (PL) insurance. We’ll also touch on what this type of insurance covers and what else you can do to ...
read moreAccording to the Bureau of Labor Statistics,[1] the Esthetician job market is expected to grow by 14% by 2026. It's not surprising that this profession is an easy choice ... license exam and found a spa to work in. Now what? Now is the time to consider purchasing a Professional Liability Esthetician's policy. Today we want to talk about how much this type of policy costs and what are the ...
read more... omission in your work or that work wasn't up to par. But if you are covered with professional liability Insurance, it safeguards you and your business from third party claims brought on as a result of professional error ...
read more... you are not left with any out of pocket costs for defending your case. As a consultant, Professional Liability insurance is an important measure for protecting your business in the long run. A client can potentially ...
read more... has its own unique risk factors that affect how the policy is priced. On average, a Professional Liability policy for architects starts at around $1500 in annual premium, however this not an accurate indication of ...
read moreSavvy budgeting and careful consideration of any new expenses are must-haves for any business owner who wants to expand and grow her company. However, every business ... cost millions of dollars or affect many lives (such as structural or civil engineers). The expense that a Professional Liability policy will cost you, will be worth it if the unthinkable happens and you are hit with a ...
read moreIn the modern world, consumers can perform thorough research on thousands of options before deciding where to buy their services. Throughout the research process there ... the loss of future business, damaged reputation and even the potential for very expensive lawsuits. Professional liability insurance offers service providers a built in defense mechanism against the different levels of ...
read more... business can withstand the financial pressure of a lawsuit lies in the protection of Professional Liability insurance. Bizinsure's architecture coverage is applicable for a range of professions including: Architects ...
read more... , dropping a customer's property and spilling hot coffee are all examples of basic General Liability claims. General Liability can also cover advertising injury and personal injury claims related to the promotion and ...
read more... even offending someone can cause sizable damages, so it's best to be prepared.General Liability - Beauty & FitnessA General Liability policy responds when someone gets hurt or their property is damaged, but the accident ...
read more... or property damage that may happen inside or outside of your office or place of work. General Liability also protects against advertising injury and personal injury claims related to your business. These can include ...
read more... specifically for caterers and catering professionals. Click or Call us to get st General Liability - Restaurants & Caterers General Liability is extremely important for the food and drink industry. It is often required ...
read moreThere seems to be no end to the growing popularity of yoga. The ancient practice continues to draw new students every day. As Americans search for ways to de-stress ... and falls during a class or damage to your client's property due to a leaky pipe in the studio. General liability encompasses mishaps that may occur and that don't have anything to do with your actual teaching. Now, it ...
read more... way to protect against many of the more common exposures that your business may encounter.In addition to General Liability (see above), a BOP may help cover your equipment and business property. It may also provide you ...
read more... insurance) insurance comes into play. The other type of insurance which you need to consider is General Liability insurance. These are some of the associated risks it can provide protection from: Accidentally causing ...
read more... rendering services to corporate clients require professional liability, cyber liability and general liability insurance What is Professional Liability Insurance? Professional Liability, otherwise known as E&O insurance ...
read more... risks involved, fortunately, Yoga instructor liability insurance is there to protect ... ... or your social media page, there could be a problem. Medical Payments Medical payments coverage is part of your general liability policy and you don't have to be named in a lawsuit for it to kick in. The coverage ...
read more... a lot of trouble for general contractors and cost you [ ... ... contractor business, here are some types of insurance you could purchase for your company. General Liability Insurance General liability (GL) insurance is a common form of insurance contractors get in California. It ...
read more... Texas, according to the Associated General Contractors of America. Construction has ... ... Take a look at some types of insurance you could get to keep your company safe. General Liability Insurance General liability (GL) insurance is one type of insurance that many contractors in Texas make sure to get ...
read more... The client had a reaction and had to seek medical attention. Now the client is suing your agency. General Liability Insurance for Home Health Care Business As a Home Health Agency, you must also have coverage for claims ...
read more... Acupuncture Clinics can go to get dependable and affordable insurance tailored to them. Did you know? General liability insurance can provide coverage nationally. Wherever in the U.S., you operate your business at, you ...
read more... Care professionals can go to get dependable and affordable insurance tailored to them. Did you know? General liability insurance can provide coverage nationally. Wherever in the U.S., you operate your business at, you ...
read more... policies cover defense expenses as well as any resulting damages or settlements. General Liability Artificial Limb Clinics A General Liability policy is triggered when someone gets hurt or property is damaged, but ...
read more... & X-Ray Centres can go to get dependable and affordable insurance tailored to them. Did you know? General liability insurance can provide coverage nationally. Wherever in the U.S., you operate your business at, you will ...
read more... is where Ocularists can go to get dependable and affordable insurance tailored to them. Did you know? General liability insurance can provide coverage nationally. Wherever in the U.S., you operate your business at, you ...
read more... A common example may be someone who falls or gets injured while you are going about your job. General Liability is the most fundamental form of business insurance and is often required by contracts and lease agreements ...
read more... is where Pharmacists can go to get dependable and affordable insurance tailored to them. Did you know? General liability insurance can provide coverage nationally. Wherever in the U.S., you operate your business at, you ...
read more... plan will further safeguard your business if it is named as a third-party in a liability lawsuit. General Liability claims for any of the following scenarios could be covered: A patient falls over an exercise ball ...
read more... of insurance protection in place is important to have in case things do go wrong. Did you know? General liability insurance can provide coverage nationally. Wherever in the U.S., you operate your business at, you will be ...
read moreTexas is one of the largest states in the US and the second-most populous. With a population of 28.996 million, the State is home to 2.7 million small businesses that ... client property or rent or own commercial property, then it's recommended even more so. Know that general liability insurance isn't mandated by the government for all kinds of businesses. However, for businesses like ...
read more... events.Accidents and mistakes can happen when people get together and that is why General Liability is so important. Having the right General Liability insurance in place at the time of a loss is a critical component to ...
read more... individuals and businesses in your industry are required to have a General Liability policy in place before they can start work. General Liability is considered the most basic and fundamental coverage available to your ...
read more... that you may encounter as a non-profit, social service of child care professional. A BOP includes general liability (see above), while also extending coverage for all of your business property and equipment. In addition ...
read more... it will cover your defense expenses, settlements and judgements related to the claim. General Liability - Real Estate Agents & Realtors General Liability is the most basic form of business insurance policy and is often ...
read more... of your business. Mistakes happen and you can cause damage or injury to someone entirely by accident. A General Liability policy is an inexpensive way to make sure your business assets are protected in case of the ...
read more... businesses run the risk of accidentally injuring or damaging someone or something during the course of operations. General Liability can help offset your expenses if something goes wrong so you don't need to drain your ...
read moreIn order to establish a contractor's business in Washington, you need to take care of a few things first. Contracting business in Washington range from construction ... damages or uncompleted work after you're done with a job. General Liability Insurance: You should really consider getting general liability insurance which covers all forms of property damage. In Washington, business ...
read more... policy can cover allegations of advertising injury related to the promotion and advertising of your business. A General Liability is often required as part of a lease or customer contract.Business Owner's Policy (BOP) - ...
read more... & Training Professionals working as consultants, coaches or training professionals are often required to have a solid General Liability policy in place before they can start an engagement with a customer. It is the most ...
read more... to cover several of the most common insurance exposures related to what you do.A BOP starts with General Liability (see above) and then allows the option to add additional coverage that are relevant to your industry ...
read more... is the most basic form of business insurance and is recommended for most businesses.A General Liability policy can&protect you against allegations of bodily injury or property damage that may happen inside, as well ...
read more... . A common example may be someone who falls or gets injured while waiting in your office. General Liability is the most fundamental form of business insurance and is often required by contracts and lease agreements ...
read more... . When these claims are related to your products, it is often referred to as Products Liability. A General Liability policy typically also protects against claims related to the advertising or promotion of your business ...
read more
Like your reminder emails and Ease of paying the premium online . Hope you offer additional Insurance coverage such as Workers Comp and General Liability.
Sunil
IT (Information Technology) Consulting
Thank you for contacting me via e-mail with the reminder to renew my Business Liability insurance with your company. Carl R. Turnquist / Concord, MA
Carl
Compliance Consultant
These ease was very good, I'm looking for more insurance options, such as Liability Insurance, etc. I only had one insurance company populate.
Ricardo
Florists
Bee Her has been extremely helpful in assisting with my professional liability insurance needs.
Kirsti
Freight Forwarder
Josh was excellent in providing quick service for my immediate needs. He researched and provided the quote quickly. I will pass bizinsure's good name to others searching for professional liability insurance!
Ivy
Business Consultant
The woman I originally spoke with was extremely helpful in getting me a quote for Professional Liability Insurance. She really took the time to understand my business and to determine what policy would be best for me to apply for.
Kati
Business Consultant
BizInsure has made protecting my business from liability risk very easy. Thanks for building a great platform for small businesses.
Regis
Writers/Authors
General liability insurance provides coverage for daycare businesses for claims that may arise from bodily injury or property damage that may occur on premises.
This is the most essential type of insurance for any childcare provider. General Liability insurance can cover allegations of bodily injury or property damage related to your business activities. These can include accidental or alleged harm or injury to children or other individuals who interact with your business. The policy covers may be able to cover your legal expenses as well as any medical costs or property damage that may be incurred. This policy also can include coverage for allegations of abuse and/or sexual misconduct.
It is important to protect any equipment and/or materials that you have purchased in order to run your business successfully. This type of insurance protects your property in the event of damage.
Like your reminder emails and Ease of paying the premium online . Hope you offer additional Insurance coverage such as Workers Comp and General Liability.
Sunil
IT (Information Technology) Consulting
Thank you for contacting me via e-mail with the reminder to renew my Business Liability insurance with your company. Carl R. Turnquist / Concord, MA
Carl
Compliance Consultant
These ease was very good, I'm looking for more insurance options, such as Liability Insurance, etc. I only had one insurance company populate.
Ricardo
Florists
Bee Her has been extremely helpful in assisting with my professional liability insurance needs.
Kirsti
Freight Forwarder
Josh was excellent in providing quick service for my immediate needs. He researched and provided the quote quickly. I will pass bizinsure's good name to others searching for professional liability insurance!
Ivy
Business Consultant
The woman I originally spoke with was extremely helpful in getting me a quote for Professional Liability Insurance. She really took the time to understand my business and to determine what policy would be best for me to apply for.
Kati
Business Consultant
BizInsure has made protecting my business from liability risk very easy. Thanks for building a great platform for small businesses.
Regis
Writers/Authors
