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Insurance for Restaurants & Caterers

... BOP) - Restaurants & Caterers A Business Owner's Policy (BOP) is a convenient and affordable way for eating & drinking businesses to protect against several of the most common exposures. This type of package is how most ...

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How to Protect Your Startup Business 7 Different Ways

It's hard work starting a new business. The last thing ... you want is for that effort to be derailed by an ... . Whether you're saving yourself ... or restaurant). However, if you are doing business in multiple states or online, you may want to also file a federal trademark for your business name. 2. Buy a domain name It's more important than ever for small ...

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Get the Details - How Much Will You Spend for Home Health Aide?

... or one of your relatives is aging in place, and in ... needs, you may be in need of a home health aide. In ... care and home health aides ... a loved one to live a more comfortable, happy life. Whether you are a family caregiver who needs a ... How much do home health care agencies charge? How much does it cost for home health care? Again, this depends on a ...

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8 Useful Tools You Need to Start a Small Business

Starting a small business takes a lot of work. Luckily there are many tools now ... , here are eight useful tools to help you start a ... give you access to more designs, features, and support. These platforms also guide you through the process of registering a URL and will host your site on their servers for free or for a small fee (depending on the ...

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How Much Does Pilates Instructor Liability Insurance Cost?

... Pilates movement is now a reality. The small Pilates business ... you've always wanted is ... up and running. Now is ... insurance ... movement is now a reality. The small Pilates business you've always wanted is up and running. Now is the ... they will determine how high risk your industry is, as the riskier a business is the more likely it is to incur a ...

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How Much Does Notary Public Insurance Cost?

... or you're working for a certified employer, you're likely ... insurance. Although Notary Public insurance is an additional expense, it's ... financial ... or financially responsible and that alleged claims don't matter How Much Does It Really Cost? Now that you understand why you need insurance, what it is, and how it can benefit you, the value of protecting yourself ...

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How Much Does Consultant Liability Insurance Cost?

... of experience. You enjoy having a flexible schedule and meeting new ... challenges each day. Your clients are pleased with your consulting services ... are simply the most popular. Policy limits make a huge impact on the premium cost of insurance because they determine how much liability coverage the insurance carrier will provide. Some small ... you are being proactive ...

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How Much Do Personal Trainers Make + 4 Hacks to Earn More

... you know that personal training is one of the fastest growing ... and limitless income potential, just a few of the benefits of ... s no wonder that ... how to be a successful personal trainer by answering that burning question- how much would I make as a personal trainer? As well as four hacks on how you could earn more. Ready? Let’s go! How much does a personal ...

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How Much Does Estheticians Liability Insurance Cost

... Labor Statistics,[1] the Esthetician job market is expected to grow by ... not surprising that this profession is an easy choice when looking ... consider purchasing a Professional Liability Esthetician's policy. Today we want to talk about how much this type of policy costs and what are the factors contributing to that cost. How much does Professional ...

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How Much Does Accountants Liability Insurance Cost?

... duties or neglecting to provide a needed service for one of ... ... . It's nearly impossible for a professional services business to recover from a lawsuit if they were not properly insured. Personal assets could also be at stake. How Much Does Accountant Liability Insurance Cost ...

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How Much Does Real Estate Agent Liability Insurance Cost?

A Real Estate Agent is a highly popular occupation for those ... , its also known that being a realtor consists of long hours ... for those who ... on the line, a lawsuit over a large transaction can bring down a smaller company and severely cripple a bigger organization. Even though there is no clear-cut answer on how much a Professional Liability policy costs ...

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How Much Could You Earn As a Certified Public Accountant?

... a career as a Certified Public Accountant (CPA)? If you are considering a ... career as a ... CPA, there are sure to ... a career as a CPA, there are sure to be many questions and things that you have been researching to get a better understanding of the role and industry. One of the things you may be wondering about is how much do ...

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What Is Estheticians Liability Insurance

... a professional esthetician, you provide services to help your clients feel more ... beautiful and more ... if a service goes ... . Explore the different insurance options that are available for professional estheticians like yourself, with a wide range of coverages here . How much does esthetician professional liability insurance cost? The ...

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How Much Yoga Instructors Make + 5 Tips to Earn More

Yoga teachers are among the unsung heroes of ... is a noble calling, and yoga is an industry that is growing quickly. There are more ... classes as an independent contractor. How Much do Yoga Instructors Make Per Class Yoga instructors can also be paid per class. Class rates can vary from $35 per class for a new teacher at a small studio up to $75 per ...

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How Much Does Personal Trainer Liability Insurance Cost

There is hardly a person in the US that ... . The fitness industry has always been a big deal, but it has ... survey go to a gym at least ... disputes); General Liability (false advertising). How much does personal trainer liability insurance cost? The cost of the professional liability policy depends on a few factors. These factors include your ...

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What Are Business Expenses? A Quick Guide for Small Business Owners

Small business owners are often hands-on in all ... parts of their business. This is often out of necessitywhen ... starting out, hiring help ... have a net profit or loss during a given period. A list of common business expenses There are many different types of business expenses you may encounter as a small business owner. This is a list of the most common ...

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How Much Do Pilates Instructors Make + 5 Tips to Earn More

... 9 Million Americans are loyal Pilates devotees. In fact, a survey by ... that Pilates students spend as much as $2,000 per year ... ). For ... way up to $50.00 per hour. A little less than half of all Pilates instructors ... more to keep up with the rent, food, and utility expenses. How to Earn More as A Pilates Instructor Maybe you are just starting a ...

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How Much Do Dietitians and Nutritionists Really Earn?

There's a larger audience than ever for ... ... unique situation. How Much Do Dietitians Earn? Your salary as a Dietitian depends on a long list of ... at any time. If they believe they are the victim of malpractice, they are also free to sue for damages, which ...

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Why Do I Need Estheticians Liability Insurance?

Whether you are just beginning your career as an esthetician or if ... you are an established professional ... years of experience, one question ... esthetician. This blog post will explore the answer to the questions: – What are my risks as an esthetician? – How ... estheticians, on the other hand, work in a medical office or a hospital and are more clinical ...

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How Much Money Will You Make as a Management Consultant?

... the rise, the consultancy industry is closely tied with it. Today ... of the consulting sector is said to be around $250 billion. At ... ... salary The value of a management consultant with an MBA is much more than management consultants without ... insureon.com/blog/post/2019/03/04/most-in-demand-consulting-jobs.aspx . [Accessed 3 September 2019]. ...

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How to Get More Clients and Listings: A Guide for New Real Estate Agents

Real estate is a competitive business, and it can be hard for new agents ... to compete against the more established ... ... how do real estate agents find clients and listings when they're first starting out? Here are a few ways that real estate agents can get more ... tech marketing methods Though the internet is an essential part of any real ...

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How much does Errors & Omissions Insurance cost?

... analyzed data from more than 5000 of our customers showed that regardless of the industry or policy limits, the average yearly cost of Errors & Omissions Insurance for a small business is $767.24. As a yearly median cost ...

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Expected Average Income and Expenses for a New Real Estate Agent

If you are reading this blog post, then you are likely considering a new ... career as a Real Estate Agent ... your real estate license ... Broker? Now let's have a look at how your average income will change based on the path you chose to take. As you might have guessed a RE Broker makes more simply because they are responsible for the actions of other ...

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What Are the Top 5 Mistakes Real Estate Agents Should Avoid?

Working in real estate is a challenging career. It takes a lot of knowledge ... to turn it into a successful one. As a new agent, you . ... you think through your goals and how you will achieve them. A well-written business plan includes information about many parts of your small business. Start with your goals as a real estate agent—for example, where ...

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Your Guide to Choosing the Best Small Business Insurance

... you're starting a small business. Insurance is one area where small business owners ... often feel overwhelmed. You may be ... and ... . However, there are insurance products that many small businesses in different ... How much does business insurance cost? The cost of business insurance policies will vary. Premiums (the amount you pay for a policy) are ...

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What is a Notary Public's Salary and Tips on How to Earn More?

Notary Publics are highly regarded individuals with a great amount of responsibility. They ... the signing of the most important documents like ... in your Notary position? Read on to find out more! How Much Does a Notary Public Make and How to Earn More? The average income for a Notary Public is $32,593 per year (Indeed, 2018). The salary mentioned here ...

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How to Plan an Effective Advertising Campaign for Your Small Business

Advertising can help grow your small business. While you may not ... see success from a smaller, well thought out venture. Here are nine steps ... a big, splashy campaign, you could still see success from a smaller, well thought out venture. Here are nine steps to help small ... value of a customer - Decide how much a new customer is worth and use this to set a budget. ...

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A Quick Guide to Cutting Your Small Business Costs

... a lot of work that goes into running a small business. When budgets are ... tight, much of that ... work is finding ways to ... a small business. When budgets are tight, much of that work is ... how you work could make a difference to your bottom line. 1. Encourage telecommuting With more employees working from home, many businesses may have a ...

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5 Tips for Starting a Successful Small Business

... got a great small business idea, one that is sure to be a success. You ... slow down just a bit. Enthusiasm is important ... are five tips for starting a successful small business: 1. Write a business plan with room to grow A business plan is a written document that helps define your business goals and how you will achieve them. It is a ...

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4 Essential Types of Small Business Insurance for Start Ups

Starting a small business is a big undertaking. The last thing you want is for accidents ... undermine the hard work you are putting in ... it comes to starting a small business. You'll likely be learning a lot about how to run a successful business, while at the same time working on projects for your clients and customers. With so much going on, mistakes ...

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What is Physical Therapist Liability Insurance

... Bureau of Labor predicts there will be more than 300,000 Physical Therapists ... . (April 2018). That represents more than a 28% increase in ... . However, there is always the chance a day will come when a patient accuses you of making a mistake that causes ... How Much Does Liability Insurance Cost? To make life a lot easier, it is recommended you purchase a ...

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4 Risks Every Small Business Should Be Aware Of

Building a business can be a rewarding experience, but it isn' ... risks. Part of owning a small business is learning how to manage ... isn't without its risks. Part of owning a small business is learning how to manage these hazards so they don't ... risks include disasters such as a fire or flood, as well as more everyday events, like essential equipment ...

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8 Small Business Management Tips for Success

Managing a small business can be challenging. Small business owners are often involved in every area ... decisions. You may need to be ... goes into managing a small business. However, there are ways to help things go more smoothly. Here are eight: Write a business plan A business plan is a document that outlines your business' goals and how you plan to ...

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Do You Need a Certificate or License to Start a Consulting Business?

Becoming a consultant can be a great way to take ... your expertise and turn it into a small ... business. It can give you more work flexibility ... a consultant can be a great way to take your expertise and turn it into a small business. It can give you more work flexibility and freedom in your day-to-day life. With the drive to succeed, it could also become a ... how ...

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How to Promote a Consulting Business in California

... are 4.1 million small businesses in California as of 2020. That is a ... in the Golden State could be lucrative depending on the industry ... in California, visit the Office of Business and Economic Development website for more detailed information. How to promote your consultancy Once your business is set up, it's time to start finding clients. New ...

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Why Insurance for Consultants is a 'No Brainer'

As a small business owner, you are entrepreneurial by nature and open ... long-term financial gain. This is likely why you decided to ... success ... However, even with the most optimistic of business intentions, bad things can and do happen. We live in a society in which anyone can be sued, at any time, for any reason. This means that small consulting businesses that ...

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How Errors and Omissions Insurance Protects Small Business in Texas

... -base small business owner in Texas understands how difficult it is to predict ... clients, sometimes mistakes will be made, or information ... : When a small business in Dallas, Houston, or other Texas city is accused of ... a service or industry. While they are usually independent contractors, they are still subject to claims filed by a client. How much does ...

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What is Pilates Instructor Liability Insurance?

... powerhouse core moves to clients are very satisfying. You enjoy showing ... and young college students alike how to alleviate chronic pain and ... ... be paid out, you will need to first meet your designated deductible amount. How Much Does Pilates Liability Insurance Cost? A typical policy can run between $500 and $1,000 for 12 months of coverage for a small ...

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What You Need to Know To Become A Business Consultant

Do you want to pursue a career helping others hone their ... own startups? Do you have a passion for guiding people towards ... fields by helping them ... a compact professional set up/office, however small, is the smart thing to do since you will have clients coming in to meet you. How much do ... should expect when they sign up for a package with you. It also prevents ...

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What Is Real Estate Agent Liability Insurance?

... a realtor is a popular career of choice for many. The potential for a ... to work closely with people is enticing. However, working ... is not covered. Instead, a property policy will be an appropriate coverage for this risk How much does a ... the cost of defending the lawsuit – could your small business afford this financial situation? It’s easy ...

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Be Prepared Before You Start Your Career as a Nutritionist

... your own business as Nutritionist is surely an exciting one. Even ... quite challenging, it will prove to be the most fulfilling experience ... business property. Be it a small building, a single room or ... been established how important it is to have an insurance plan when setting up a nutritionist business. What comes next is finding which insurance plan will most ...

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Starting your own Non-Medical Home Health Care Business - A Complete Guide

... home care is a great business opportunity for anyone who is caring, trustworthy ... need for at-home care will rise dramatically, due to the ... full-time. Starting A Non-Medical Home Health Agency Wondering how to start a non-medical home health care business? Here are a few things you should know. How much does it cost to start a home health care business ...

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What is a typical Esthetician Salary + How to Earn More

... you are reading this article, then you are likely strongly considering a career ... as an Esthetician. These days ... skincare specialists ... you take your business in. Speaking of income, this is just what we want we want to discuss in this article. How much do Estheticians make? What is the average salary and overall income potential? And of course ...

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Maximizing Your Salary as a Certified Home Healthcare Aide

... that most seniors would prefer to live at home, given a chance ... , living alone at home beyond a certain age makes one prone ... . Social ... per hour: How much does a Home Healthcare Aide (HHA) make? Home healthcare aides are paid an ... an error. To avoid closing your agency as a result of a costly claim, you need reliable liability insurance for ...

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A Comprehensive Guide to Branding for Small Businesses

... is an essential part of small business marketing. However, the details of how ... branding your business hasn't been a priority (or ... a big part of your brand. This is not about describing your products or outlining the services you offer. It's more about how your products and services improve your customers' lives. Think about what makes your small ...

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What Is Consultants Liability Insurance?

... in revenue (Statista, 2018). This is not surprising considering the continued ... the robust salaries consultants earn. Being a consultant basically ... customer has a $2,000,000 liability limit, then you will be expected to ... a situation such as this, you would pay one deductible per plaintiff. You will want to clarify all the details of your policy. How Much Does ...

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What Makes a Good Consultant? Top Qualities of a Successful Consultant

... certain characteristics that help them be great at what they do ... of these characteristics are innate, while others can be developed with ... with the objective of uncovering actionable insights. The success of a consultant can be measured by how effective their advice is in terms of how much revenue, saved money, increased leads or whatever outcome becomes ...

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8 Ideas for Small Businesses to Score Big with Local Advertising

... it comes to advertising spend, most small businesses probably can't compete ... mean you can't make a splash in your local market ... local advertising ... first steps any small businesses should take is to set up a Google My Business profile. This is how to get your ... local SEO. However, optimizing your website so it's more easily found in local searches may help build your ...

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How to Launch Your First Business Online in 12 Easy Steps

... but how? Moving from concept to launch is a big undertaking, and many small ... business owners are unsure where ... to start. As ... how? Moving from concept to launch is a big undertaking, and many small business owners are unsure where to start. As a guide, here are ... about your business. Consider buying more than just the .com extension ...

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What Are the Best Practices for Boosting Your Small Business?

The most successful businesses are ones that are always looking for ways to ... to how you work. Even small adjustments to your ... that may seem simple, but could completely revolutionize how you do business. 1. Set SMART goals Setting goals is an important part of small business success. Goals are a tool that can help your business move forward ...

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Is an Accounting Certification Right for You?

Are you looking to take your ... Accounting Certification one of the most popular avenues to success. Read ... help you decide which one is right ... put you directly into a Management training program at a smaller firm. Most Accounting students with a Master's Degree go into Public Accounting. There are a couple of ways to approach a Master's Degree in Accounting ...

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What is Accountant Liability Insurance?

... As an Accountant, you spend a lot of time on financial ... probably don't spend much time thinking about Accountant ... Liability insurance. Your ... These types of fees and expenses can drive a small accounting firm out of business if they do not have the right type of insurance coverage in place to protect them. Claims Are on the Rise If something goes wrong for ...

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What is Professional Liability Insurance for Personal Trainers?

... revenue in the US alone is $25.8 billion with an ... Fitness, Anytime Fitness and others are opening new locations constantly. Personal ... ... Center, Inc. 3 A woman in NY hired a personal trainer through her fitness ... are always excluded on any insurance policy. How much does professional liability insurance for a personal trainer cost? If you work for a ...

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What Types of Consultants are In Demand - 14 Highest Paid Consultancy Jobs

... 've ever considered consultancy as a career, you may have wondered ... the best option may be for you. Consultancy, much like entrepreneurship ... advertising or offline networking and small but essentials such as consultant ... are responsible for optimizing one of the most important aspects of a business – business development and revenue generation. By analyzing how ...

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The Average Consultants' Salary and How to Earn More

Consulting work may seem like a very glamorous profession. Jetting from ... end of the day, most people select a career opportunity based on ... your invoicing policy (a 10 day or a 30-day remittance deadline). Creating a solid business plan that details things like how much money you'll charge customers and how you'll collect the money will be very helpful in ...

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How to Create a Great Marketing Strategy for Real Estate Agents

Marketing is a key part of being a real estate agent. Not only ... to market yourself. This takes a lot of work, and it ... marketing strategy ... other ways. You might also think about how you will manage your listings, such as which site ... is. How much do they make? What type of property are they looking for? What are their hobbies? What are they looking for in a ...

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The 10 Secrets to Becoming a Successful Nutritionist

Beginning your journey as a Nutritionist can seem overwhelming at ... involved in the business. There are, however, many important issues to ... monitor ... dealing with the day to day operations of a small business, all these challenges will push you to improve yourself as a Nutritionist and a professional. Facing your fears will reward you financially as well as personally ...

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Not Getting Sued is Good: 10 Common Sense Insurance Tips for Small Businesses

... ask a room full of veteran small ... business owners their opinion on Professional Liability insurance, you are ... likely to hear a ... skills and good old common sense. Here are a few thoughts on how to avoid a lawsuit: 1- Do a great job. You are a small business because you have a specialized skill so be exceptional at what you do for clients and ...

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How Liability Insurance Can Benefit Nutritionists

... that every practicing Nutritionist has a lot to deal with to ... everything else you have to be at your best every day ... in order to be ... . Being covered is a valuable investment for small and large businesses as well as everything in between. BizInsure can quickly provide your practice with affordable, simple insurance coverage. Click here for more ...

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Business Consulting vs. Management Consulting: What Is the Difference?

Consulting is a varied role focused on solving ... clients. The best consultants have a niche area of expertise to ... focus on specific areas of are experiencing rapid growth. It is often harder for larger businesses to quickly pivot because they are more complex than small businesses. A ... on how you work, a General Liability policy may also be important ...

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Insurance for Independent Contractors Now Easier and More Affordable than Ever

The employment landscape is rapidly changing, thanks to ... demand for worker independence and a recession that led many ... independent contractors ... more efficient and affordable for their customers. IC's and small business owners are able to complete the underwriting process themselves online or call a ... comparisons are provided in a matter of minutes by multiple A- ...

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Do You Have Engineer Professional Liability Insurance? Here Is Why You Should

... Professional Liability Insurance? There is hardly a more versatile profession than an engineer ... . Not only there are many ... have further ... is … most likely. Whether you are a small, one-person engineering consulting shop or a big ... a risk management strategy is formalizing a contract where you specify the scope of work, how any change to such scope will be ...

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5 Digital Marketing Tips for Your Small Business

A strong online presence is important, whether you're launching a new small business, or ... you've been ... ... for businesses on social media. Though there are exceptions, most small businesses probably need a page or account on at least one major social media platform. This can be a simple and inexpensive way to reach your ...

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How to Get a Real Estate License in Texas in 5 Steps

The Texas real estate market is hot. With median house prices ... quarter of 2021, now could be the time to get your ... succeed, you may be ... is accessible to many people in the state. Let's take a closer look at how to get a real estate license in the Lone Star State. Who can get a ... meet their small business needs. You can find, compare, and buy a policy ...

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What is Errors and Omissions insurance?

Any business, no matter how successful and well-managed, can ... to deliver its services, for a number of reasons, many of ... ... how successful and well-managed, can potentially make errors in delivering its services, or even fail to deliver its services, for a ... insurance is provided by many reputable companies to most small businesses that ...

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Want to Start a Career as a Management Consultant? Here is What You Need to Know

... have made a smart decision. This is one of the most highly paid ... option of working independently as a consultant for hire. [] . ... working when you take up management consulting for a firm. How to become a management consultant? There is no hard and fast rule that applies to how to qualify to be a top-notch management consultant. That said, it ...

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Are You Making These Real Estate Mistakes? Grow Your Business With These Tips

... your background or education is, if you are a people person then the ... career of a Real Estate agent might be ... just what you ... can make your road to success that much harder. Read below for our tips on how to become a successful realtor and how to avoid those new agent mistakes. Should you be a Real Estate agent? The profession of ...

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Five of the Most Popular Business Consultancy Occupations- What's Right for You

... be a consultant but still feel unsure when picking which career path will ... 's not surprising since there are plenty of options. Right now ... much has changed. In fact, the types of consulting roles in the United States have only expanded. These days hiring consultants is a standard practice for all companies. How ... post/how-to-find-consulting-jobs/ ...

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What You Need to Know About Being an Esthetician

... ? Have you always wanted to be a part of the exciting beauty ... earning a good income? If you answered yes to one or more ... of these questions ... go the general route of a salon esthetician, you will have found a way to make a positive impact on people’s lives every day. However, you should be aware that no matter how much care you put into your specialization ...

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How to Get a Real Estate License in Florida in 5 Steps

Americans were on the move in 2020, ... to Florida! The Sunshine State is a popular destination for relocation, with ... continues, real estate may ... clients. If your advice were to result in a financial loss for a client, you could be held liable and forced to ... Liability insurance for their small business needs. Click, compare and buy a policy in 10 minutes—perfect ...

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Professional Liability Insurance Choices for Small Businesses

... you already know that there are a full range of options. The ... world of insurance is constantly changing and can be difficult to ... understand ... Intellectual Property Infringement, it is likely you have some ... small business owners, we invest our blood, sweat and tears…or at least our time and money, into our businesses. Getting the right insurance is more than a ...

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All You Need to Know About Becoming a Licensed Architect

... the design to construction, architects are involved in every aspect of ... the exterior and interior of a building, architects ensure it meets . ... is a growing demand for architects. If you are considering a career in architecture and looking for information on how to be ... Associations Membership in one or more professional associations not only helps bolster ...

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What types of insurance is needed for events?

The event planning industry is currently worth $450 billion in ... the USA and is still expanding. Businesses are reliant on both ... . Because ... are much in demand, people who can bring together all the different players in a major event and ensure that they are ... to their property. In these instances, your policy will cover your legal expenses as well as your cost ...

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A Billion Dollar Mistake or Executives on the Take?

... MF Global? If you've been following the top business news ... lately it would be hard to miss. It all ... started with a ratings downgrade ... went and the consensus is that it will probably never be located. How will they respond to suits by MF Global customers? Was this an epic mistake, theft or perhaps a corporate Halloween trick? Who will pay? MF Global ...

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Why Insurance Is a Must Have for The Modern Yogi Teacher

... , you also manage a business. Being a yoga instructor is a profession just like any ... , fortunately, Yoga instructor liability insurance ... : More Reasons to get Yoga Instructor Liability Insurance Injuries are on the rise As the number of yogis grows, so does the risk for injury. It takes only the perception that your instruction is responsible for a ...

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What Will I Pay for Physical Therapists Liability Insurance?

You've successfully completed your Physical Therapy training and certification and every day you use that experience to alleviate pain and physical limitations for your ... is because the more money you are willing to contribute as a deductible show how much risk you are willing to absorb. Paying a ... to paying a larger amount up-front when a claim is filed, you will experience a reduction in ...

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What is Malpractice Insurance for nurses?

... of care. Even if you are not found liable, a lawsuit can still be made for allegations that your practice ... outside of the setting of your employer, which may not be covered. For example, if you stop to help someone ...

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It's March Madness: Do you have a Defensive Game Plan for Your Business?

How's your bracket doing? With March ... basketball-loving friends and I are anxiously comparing stats. Along with ... play. Mistakes in small ... human error that thwarts that winning play. Mistakes in small businesses may not be as well publicized or as exciting as in the NCAA ... from future ticket sales, and caused more than a little emotional distress. Can we even ...

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How to Get a Real Estate License in California in 5 Steps

... agent is a popular career, especially in California. The state is home to ... their current home. While becoming a real estate agent in California ... . 5. Apply for your license Most applicants will be sent a Salesperson License Application after passing the salesperson ... help protect your small real estate business. Ultimately, your policy may be just as important ...

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The Complexities of Being an Small & Independent Retailer

... area of retail has experienced a huge amount of changes in ... Internet, retailers have been thrown into battle and are trying to fight . ... such a good service that they will want to return again and again. That is the ... key. The team at Storetraffic have put together this infographic below which outlines some interesting aspects to the small ...

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The Roots of Risk: A Brief History of Insurance

... litigation, excessive fees and misleading small print, we've decided to ... . Although they may not have been using actuary tables, the earliest ... legal jargon, frivolous litigation, excessive fees and misleading small print, we've decided to step back and ... wholeheartedly believed in insurance, “an ounce of prevention is worth a pound of cure.” In 1752, he became one ...

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Did you Know?

Opting&to purchase a BOP that includes Business Interruption or Food Contamination Coverage, can help you cover losses that may result from&closure of your&business due to food contamination or food poisoning claims.

General Liability - Restaurants &Caterers

General Liability is extremely important for the food and drink industry. It is often required by a contract (lease, vendor, bank, etc.) and it is considered a fundamental starting point in protecting your business assets.

A General Liability policy protects against claims of bodily injury or property damage by a third party in relation to your business or your products. The policy can cover liquor liability (when applicable) and it can also cover allegations of advertising injury and personal injury (libel, slander, defamation, etc.).

For businesses with foot traffic and countless ways for someone to get hurt, a General Liability policy is essential to ensure smooth business operations. Restaurants, bars, stores and nightclubs are a few of the businesses that require quality General Liability protection.

Business Owner's Policy (BOP) - Restaurants &Caterers

A Business Owner's Policy (BOP) is a convenient and affordable way for eating &drinking businesses to protect against several of the most common exposures. This type of package is how most businesses in your industry decide to purchase their insurance.

A BOP includes General Liability (see above) but it also allows you to insure your business equipment, inventory and property. In addition covering your business property, the BOP also often allows you to add coverage for business interruption, business auto liability, employee dishonesty, food contamination and more.

Businesses operating in the food and drink industry often invest heavily in equipment and merchandise, so a BOP can be vital protection against unexpected fire, theft, vandalism, etc. in addition to other common exposures.

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