Insurance For Landscape Architects
- From $26/month*, Save on business insurance
- Trusted by over 200,000 customers globally
- Small business specialist
Or speak to our licensed agent: 1-877-900-9998
Quotes from A+ rated insurers
Quotes from A+ rated insurers
All You Need to Know about Professional Liability Insurance for Architects
Architects contribute to the evolving American landscape in many different ways like designing a ... settlements should you lose. For design professionals without Architect E&O insurance, the cost of fighting such a claim can ...
read moreArchitect Liability Insurance
... of Professional Liability insurance . Bizinsure's architecture coverage is applicable for a range of professions including: Architects Agency construction managers Project managers Landscape architects (inclusive of ...
read moreWhy Not Protect Your Stamp with Professional Liability for Architects?
... ve been designing and building residential homes, landscapes, and business complexes for many years. Or ... a malpractice suit? Purchasing a Professional Liability Insurance for Architects policy is the best way to plan for ...
read moreHow to Become an Architect: What You Need to Know
... architects may also contribute to the design of the gardens or landscape surrounding the building. How can I become an architect ... 't quite go according to plan, having insurance in place can help protect your business and ...
read moreSteps To Starting Your Own Architecture Firm
... is a mandatory legal requirement to have workers compensation insurance. Apart from professional liability insurance for landscape architects, other insurance products cover your business assets and personal liability in ...
read moreWhat Architecture Degrees are Available in the United States?
... architecture, industrial spaces, landscape architecture, conservation of historical properties, and city planning, among others. Professional Liability insurance for architects Regardless of your architectural ...
read moreArchitect Liability Insurance
... may be necessary to help fully shield you from on-the-job risks that architects often face. Other types of insurance that architects consider include: General Liability - This type of policy can protect you against third ...
read moreProfessional Liability Insurance: What Would You Pay to Protect Your Architectural License?
... responsible for an alleged claim. That is simply not true. If you don't have a Professional Liability Insurance for Architects to absorb the financial costs then you'll need to use your personal resources. Plus, if you ...
read moreAll you need to know about becoming a licensed architect
... burden on you and your practice but could end up damaging your reputation as well. Architect's professional liability insurance is an integral element of the profession that protects you from risks that arise as a ...
read more15 Expert Tips to Start Your Own Architect Business
... , you could lose everything over one liability claim that might not even be directly your fault; architect liability insurance is the best way to protect your hard-earned gains. Learn more about this essential tool for ...
read moreWhy do architects need Professional Liability Insurance?
... , potentially have your professional license removed, and be sent out of business. As an architect having Professional Liability insurance in place is a wise investment to safeguarding your business in the long run. Your ...
read more7 reasons why architects insurance is important
... the claim. This could easily bankrupt you or your company if you don’t have the right insurance in place. Architect insurance can help cover court and legal expenses, as well as the costs of any settlement or judgements ...
read moreHow Do Top Architecture Firms Deal with Clients?
... to help the client achieve the project goals (or come as close as possible). Professional Liability insurance for architects Dealing with clients is an important task for any architecture firm. Still, there are times ...
read moreCustomer Spotlight – Kevin R. Barnes Architecture
... industry. What inspired you to become an architect? I've always been spatially aware and ... your business insurance? The simplicity and ease of having BizInsure handling my Professional Liability Insurance needs allows ...
read moreHow to Effectively Promote an Architecture Business 7 Different Ways
... decide to sue you, the resulting lawsuit could be potentially devastating. Professional Liability for architects is one insurance product you might consider to safeguard your growing business. A Professional Liability ...
read moreInsurance for Architect
... construction managers Project managers Landscape Architecture Inclusive of Irrigation Services Interior designers Why Do Architects Need Professional Liability Insurance? The role of an architect is one which involves ...
read moreSmall Business Insurance in North Carolina
... insurance, to protect their vehicles, and coverage for workers’ compensation, in the event the team gets hurt at work. An architect ... For example, a worker from a Greensboro landscape firm may cut his hand while trimming ...
read moreCompetitive Small Business Insurance in California State
... Architect Real Estate Agent Handyman Painter Accountant Notary Public Personal Trainers Physical Therapist What Types of Business Insurance ... landscape in California and can help small businesses navigate the insurance ...
read moreGeneral Liability Small Business Insurance in California (CA)
... & Businesses Engineer Consultant Carpenter Architect Real Estate Agent Handyman Painter Accountant ... and regulatory landscape in California and can help small businesses navigate the insurance requirements specific ...
read moreSmall Business Insurance
... Architect Real Estate Agent Handyman Painter Accountant Notary Public Personal Trainers Physical Therapist What Types of Business Insurance ... regulatory landscape and can help small businesses navigate the insurance ...
read moreArchitect Liability Insurance (v2)
... may be necessary to help fully shield you from on-the-job risks that architects often face. Other types of insurance that architects consider include: General Liability - This type of policy can protect you against third ...
read more9 Financial Tips For Architects and Engineers
... flow and continue building a solid and successful business. BizInsure makes it easy to architect insurance and engineer insurance to protect your growing firm. Compare policies online in minutes and get instant coverage ...
read moreWhy do Architects and Engineers need Professional Liability Insurance?
... later. If they do, you will be highly relieved to have taken out A&E Errors and Omissions insurance. Architects and engineers can find themselves on the wrong end of lawsuits for many reasons. These include (but are ...
read moreErrors and Omissions Insurance Florida
... for both actual and false claims. Claims example Here's an example of how E&O insurance works: An architect designs a new school, but is unaware that the accessibility requirements for schools have recently changed ...
read moreSoftware Developer Insurance
... they need. Click or Call us today to compare quotes and get started today. Get instant quotes Frequently asked questions about architect business insurance Here are some of the most common questions we get about business ...
read moreBreaking Down the Facts About California Errors and Omissions Insurance
... process. There are several professions who can benefit from Errors and Omissions Insurance including: Architects An architect is responsible for creating plans with developing buildings, bridges, and other infrastructure ...
read moreProfessional Liability Insurance Florida
... of some kind for their clients or offer services. Professions that need Professional Liability Insurance are: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreProfessional Liability Insurance Maryland
... out of pocket or bankrupted. Some professions that should consider Professional Liability insurance include: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreErrors and Omissions Insurance Minnesota
... reputation from costly consequences. Professions that usually require Errors and Omissions insurance include: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreProfessional Liability Insurance California
... of litigation (whether justified or not). Professions that may need Professional Liability insurance are: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreWhat is Errors and Omissions insurance?
... for clients. Amongst the types of business that should consider Errors and Omissions insurance are architects, consultants, businesses involved in financial and account services, IT professionals, insurers, non-profit ...
read moreProfessional Liability Insurance in Kentucky
... lawsuits (whether justified or not). Professions which may require Professional Liability insurance include: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreWyoming Professional Liability insurance
... (whether they are justifiable or not). Professions that could require Professional Liability insurance are: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreWest Virginia Professional Liability insurance
... costs (whether they’re justified or not). Professions that may need Professional Liability insurance include: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreUtah Professional Liability insurance
... of litigation (whether justified or not). Professions that could require Professional Liability insurance are: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreTennessee Professional Liability insurance
... of litigation (whether justified or not). Professions that could require Professional Liability insurance are: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreSouth Dakota Professional Liability insurance
... lawsuits (whether justified or not). Professions that may consider Professional Liability insurance include: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreErrors and Omissions Insurance Tennessee
... a claim is valid or not. Occupations that often consider Errors and Omissions insurance include: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and Businesses ...
read moreErrors and Omissions Insurance South Dakota
... , your business, and your image from costly consequences. Many occupations consider E&O insurance, including: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreOregon Errors and Omissions Insurance
... business assets from costly consequences. Many professions consider Errors and Omissions insurance, including: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreNew York Errors & Omissions Insurance
... the repercussions of a costly mistake. Many occupations may need Errors and Omissions insurance, including: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreNew Mexico Errors & Omissions Insurance
... repercussions of a costly mistake. Professions that usually require Errors and Omissions insurance include: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreInsurance for Landscaping
... landscapers in the event of an accident related to your business. We offer affordable and efficient insurance for Landscaping professionals that is customized to suit your needs. Did you Know? Your client may hold you ...
read morePromote Your Landscaping Business Without Busting the Bank
... its mission, promote its website and list its qualifications. They may choose to list that they possess landscaping liability insurance or that they're owned by a larger franchise. These details are often left out of ...
read more8 Essential Skills Needed to Be an Architect
... and lawsuits. Instead of paying compensation, legal fees, and other related costs from your own pocket, your architect insurance policies pay them for you. That way, you can maintain a steady cash flow and focus on ...
read moreRisk Management Threats for Architects
... events such as mistakes in your work, unplanned business interruptions, or damaging a client's property. Architect insurance helps cover the cost of claims and lawsuits, so you can focus on running your firm. BizInsure ...
read moreReinventing small business insurance for the digital economy
The COVID-19 global pandemic has altered the small business landscape. Many SMBs (small and medium businesses) were made deeply aware of gaps in their current insurance coverage and are more cost-conscious than ever when ...
read moreArchitect license requirements in Washington
... embark on the journey fully informed. Additionally, we’ll provide you with valuable information on architect business insurance , a protective measure that safeguards your business from risks once it is established and ...
read moreArchitect Professional Liability Insurance Texas
... settlements and judgements may also be included in your coverage. The coverage provided by a Professional Liability architect insurance in Texas applies even when you are not at fault. So, if false allegations are made ...
read moreInsurance for Janitorial, Cleaning, Lawn & Landscaping
... industry is critical to your success. BizInsure is where janitorial, cleaning, lawn & landscaping businesses go to get dependable and affordable insurance tailored to exactly what they do. Click or Call us to get quotes ...
read moreWorkers’ Compensation Insurance in Georgia
... injury Survivor benefits For example, you own a small landscape business and have a few workers. A falling tree ... . What is the cost of workers’ compensation insurance in Georgia? Workers’ compensation costs differ across ...
read moreWhat types of insurance do engineers need in Florida?
... , it also leaves you open to potential risks. That's why Florida engineers often consider different types of insurance to help protect them while they work. One form of coverage is Professional Liability. Let's take a ...
read moreInsurance for Marketing and Entertainment
... Access only top-quality insurance companies (A-rated or better) Get instant quotes Why Advertising, Marketing & Entertainment professionals need it? An increasingly competitive business landscape has boosted the demand ...
read moreInsurance for Independent Contractors Now Easier and More Affordable than Ever
The employment landscape is rapidly changing, thanks to improving technology, growing demand for ... to 50 percent by 2020. The problem with traditional insurance solutions This dramatic shift in the work environment has led ...
read moreTurbulent times ahead for small businesses prompt calls for insurance review
... signs point to an economy heading towards negative growth. When to consider reviewing your insurance The small business landscape changed drastically when the last recession hit the economy in 2008; fewer businesses were ...
read moreLandscaping Insurance Ontario, CA
... for your small business. Rather than paying for claims and lawsuits from your own pocket, your landscaping contractor insurance covers these costs for you. Learn how to compare multiple quotes for free and get the best ...
read moreWho Needs Professional Liability Insurance?
... who may need this coverage are as follows: Accountants and auditors Consultants Architects Designers Engineers Insurance professionals Builders Real estate agents , etc. All of these professions have something ...
read moreProfessional Liability Insurance
... could help shield you against common risks you may face. Visit our Architect Liability Insurance page to learn more.Your work is essential to the planning and construction of buildings and other parts of the country ...
read moreNew York Engineers Insurance
... also be awarded to the claimant. A&E insurance policy provides the following standard coverages: Architects and Engineers Professional Liability Architects, Engineers and Contractors Pollution Liability Technology Based ...
read moreInsurance for Surveying and Mapping Services
... start to arise.Surveying and Mapping Services Insurance provides the following standard coverages: Architects and Engineers Professional Liability Architects, Engineers and Contractors Pollution Liability Technology ...
read moreInsurance for Interior Designer -old
... , and problems start to arise.Interior Designer Insurance provides the following standard coverages: Architects and Engineers Professional Liability Architects, Engineers and Contractors Pollution Liability Technology ...
read moreInsurance for Project Management
... , and problems start to arise.Project Management Insurance provides the following standard coverages: Architects and Engineers Professional Liability Architects, Engineers and Contractors Pollution Liability Technology ...
read moreConstruction Management Insurance
... start to arise. Construction management insurance policy provides the following standard coverages: Architects and Engineers Professional Liability Architects, Engineers and Contractors Pollution Liability Technology ...
read moreInsurance for Engineers
... also be awarded to the claimant. A&E insurance policy provides the following standard coverages: Architects and Engineers Professional Liability Architects, Engineers and Contractors Pollution Liability Technology Based ...
read moreWhat does Professional Liability insurance cover?
... . Just some of the specialists who should consider purchasing professional liability insurance are as follows: Architects, designers, and engineers Real estate brokers Financial consultants Accountants and bookkeepers ...
read moreWhy Do You Need Errors and Omissions Insurance for Your Florida Firm?
... error or negligence. You will find errors and omission insurance plans being opted for by professionals in various fields, including notaries, architects, nursing care providers, financial advice consultants, real estate ...
read moreWhat's the difference between Professional Liability and Errors and Omissions Insurance?
... . Professional Liability Claims Example** Here's a quick example of Professional Liability insurance in action: You're a n architect designing a new school. You are unaware that the accessibility requirements for schools ...
read moreErrors and Omissions Insurance in Indiana
... real estate Errors and Omissions insurance helps protect realtors and real estate agents. Architect or Engineer - Compare Errors and Omissions insurance in Indiana for architects and engineers . Consultant - Compare ...
read moreErrors and Omissions Insurance California
... expensive consequences. Professions that typically need Error and Omissions insurance include but are not limited to: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care ...
read moreErrors and Omissions Insurance Ohio
... reputation from costly consequences. Professions that often require E&O insurance include, but are not limited to: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers ...
read moreErrors and Omissions Insurance Wisconsin
... repercussions. The majority of professions require Error and Omissions Insurance. These include but aren’t limited to: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care ...
read moreVirginia Errors and Omissions Insurance
... E&O insurance include, but are not limited to: Architects Notary Publics Consultants ... today You can relax knowing you've secured the right insurance at a competitive price. BizInsure's licensed and knowledgeable agents ...
read moreErrors and Omissions Insurance Nebaraska
... costly effects. Many different occupations may need Errors and Omissions insurance. They include, but are not limited to: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care ...
read moreErrors and Omissions Insurance Kansas
... expensive effects. Professions that generally require Error and Omissions insurance include, but are not restricted to: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care ...
read moreGeorgia Errors and Omissions Insurance
... negative consequences. Many occupations may need Errors and Omissions insurance. They include, but are not limited to: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care ...
read moreDelaware Errors and Omissions Insurance
... from costly consequences. Many professions might require E&O insurance. These occupations include however, they are not restricted to: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors ...
read moreConnecticut Errors and Omissions Insurance
... for costly results. Many professions may require Errors and Omissions insurance. These include but aren’t the only ones: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care ...
read moreArkansas Insurance for Errors and Omissions
... from costly consequences. Professions that often require Errors and Omissions insurance include, but are not limited: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care ...
read moreErrors and Omissions (E&O) Insurance
... at fault What is not covered by E&O insurance? E&O insurance provides important protections to businesses, but there is a ... they commonly face. Building & Construction - Architects, engineers, and consultants often seek E&O ...
read moreProfessional Liability Insurance Texas
... the needs of others. Professions that may need Professional Liability insurance in Texas include, but are not limited to: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care ...
read moreErrors and Omissions Insurance Texas
... justified or not). Here are examples of professions that need Errors and Omissions insurance: Architects Notary Publics Consultants Real Estate Agents Engineers Publishers Home Care Providers and Businesses Accountant ...
read moreWhat is Errors & Omissions (E&O) Insurance and Who Needs it?
... liability claims you may face. Who needs Errors & Omissions insurance? Errors and Omissions insurance can benefit a wide variety of occupations, from architects to personal trainers. It's also frequently purchased by ...
read moreDoes a sole proprietor need Professional Liability Insurance?
... claims are common across a variety of industries and occupations, from architects to yoga instructors. How Professional Liability insurance can protect sole proprietors Small businesses of all sizes purchase Professional ...
read more5 Questions Professionals Should Ask About Professional Liability Insurance
... these policies include: Accountants Architects Consultants Engineers Home Health ... to clear up as one where you are at fault. Your insurance policy will help you defend your professional reputation in court, regardless ...
read moreWhat is Professional Liability insurance and why you need it for your Florida business?
... accountants , architects , engineers , consultants , fitness trainers , and more. Related: Who needs Professional Liability Insurance? How much does Professional Liability Insurance cost Unfortunately insurance policies ...
read moreErrors and Omissions Insurance Requirements: Who Needs It and Why?
... commonly seek E&O coverage include: Accountants and bookkeepers Consultants Architects and engineers IT professionals Lawyers When is E&O required? E&O insurance may be required in some circumstances, including: 1. To ...
read moreWho Needs Errors and Omission Insurance?
... as diverse as accountants, home health providers, architects, and consultants, just to name a few. Many professionals and small business owners are unsure if E&O insurance could help their businesses. In these cases ...
read moreErrors and Omissions Insurance New Jersey
... themselves. This includes businesses such as: Accountants Architects Bookkeepers Consultants Engineers Notary Publics Real Estate Agents Is Errors and Omissions Insurance required In New Jersey? New Jersey business ...
read moreErrors and Omissions (E&O) Insurance in Hawaii
... are a number of professions in which it is obvious that Errors and Omissions insurance is essential, for example architects, medical practitioners, lawyers and so on. Nevertheless, there are many other businesses where ...
read moreRhode Island Professional Liability insurance
... that offer professional services. The following professions may consider Professional Liability insurance in Rhode Island. Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care ...
read moreProfessional Liability Insurance in New York
... services. New York professionals may need insurance for liability. The professions covered by this insurance include, but are not limited: Architects Notary Publics Consultants Personal Trainers Engineers Pilates ...
read morePennsylvania Professional Liability insurance
... of other people. Professions that may consider Professional Liability insurance in Pennsylvania include but aren’t limited to: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home ...
read moreOhio Professional Liability insurance
... ? Professional Liability insurance applies to individuals and businesses that offer professional services. It may be helpful for specific professions, such as but not the least: Architects Notary Publics Consultants ...
read moreWisconsin Professional Liability insurance
... (whether they are justifiable or not). The following professions might need Professional Liability insurance: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreVermont Professional Liability insurance
... (whether they are justified or not). The following professions may consider Professional Liability insurance: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreWashington Professional Liability insurance
... they are justified or not). The following professions may require Professional Liability insurance: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and Businesses ...
read moreVirginia Professional Liability insurance
... of lawsuits (whether justified or not). The following professions may need Professional Liability insurance: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreSouth Carolina Professional Liability insurance
... (whether they are justifiable or not). The following professions could need Professional Liability insurance: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...
read moreReviews related to Insurance For Landscape Architects
-
Bee Her has been extremely helpful in assisting with my professional liability insurance needs.
Kirsti
Freight Forwarder -
Easy, reliable, and friendly business insurance company...
Vernon
Other (not listed)
Multiple quotes from A-rated insurers
Switch and save on your insurance
Get coverage instantly
Buy Insurance in 5 minutes
Insurance designed to protect your Architects business
BizInsure lets you get quotes and buy insurance online in minutes to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
- General liability
- Professional liability (E&O)
- Workers compensation
- Business Owner’s Policy (BOP)
Choose the Cover that Suits Your Business
With BizInsure you can choose to pay for your insurance monthly or annually and you can also choose buy your insurance online or over the phone.
- Professional Liability
- Per occurrence $500,000
- General Liability
- Per occurrence $1,000,000
- Workers Compensation
- Per accident $100,000
- Commercial Property
- Per occurrence $25,000
- Professional Liability
- Per occurrence $2,000,000
- General Liability
- Per occurrence $3,000,000
- Workers Compensation
- Per accident $1,000,000
- Commercial Property
- Per occurrence $25,000
Professional Liability insurance
Also referred to as E&O insurance Professional Liability insurance covers claims made by a third-party alleging that they suffered financial harm due to the advice or services your business provided.
Your Professional Liability insurance coverage will often extend beyond a project’s completion, to cover issues that may appear after your work is finished.
Professional Liability can cover:
- Legal expenses
- Claims made by a third-party
General Liability
This type of policy can protect you against third-party claims regarding injury or damage to their property. Your policy will cover the legal expenses and cost to replace or remedy the situation up to the limits of liability in these instances.
General Liability can cover:
- Legal expenses
- Cost to replace or remedy the situation
Business Owner’s Policy
This is a combination of policies, that help protect small businesses from costly interruptions to service.
A BOP commonly combines:
- General Liability insurance and business personal property coverage into one convenient policy.
Workers’ Compensation
These policies shield your business against medical expenses and lawsuits resulting from employee workplace injuries and serious illnesses.
Workers’ Compensation insurance typically also pays:
- Lost wages as a result of the employee’s work injuries.
- Medical expenses resulting from employee workplace injuries.
How much does architect insurance cost?
Every architect and architecture firm are different. What you could pay for Professional Liability/Errors and Omissions insurance will vary based on factors, such as:
- Your location
- Size of business
- Amount of coverage needed
- Your risk management procedures
- Claims history
The most reliable way to learn how much a Professional Liability/Errors and Omissions insurance policy that meets your needs will cost is to compare quotes from multiple insurers.
When is Architect Insurance required?
If your business involves building or designing buildings, your business faces risks around your advice, injury at work sites as well as damage to buildings and property. Â Here are 4 reasons you may want to consider insurance for your business:
- Professional Liability insurance is not mandated in many states, however federal law often makes it compulsory for any architect or engineer who wants to work on a government contract.
- Most companies and individuals putting contracts for design out to tender will demand that those they are working with have Professional Liability insurance.
- Whilst Professional Liability insurance many not mandated in many states – Workers Compensation is generally required.
- If you own your premises you will want to ensure your premises are protected against an unforeseen event
Frequently asked questions about architect business insurance
Here are some of the most common questions we get about business insurance for architects.
What does architects insurance cover?
Professional Liability or Errors and Omissions insurance for architects covers a range of liability claims, including:
- Errors and Mistakes
- Omissions
- Undelivered services
- Missed deadlines
- Negligence
- Breach of contract
This form of coverage is an important way for architects to help protect themselves professionally. Professional Liability/Errors and Omissions insurance pays for the legal costs associated with an above claim, up to the limits of liability, so you’re not left to pay them from your own financial accounts.
Why do architect firms need business insurance?
Architecture firms often take out different types of business insurance, including Professional Liability (also known as Errors and Omissions) insurance, to help protect themselves and their employees.
Architects regularly use their expert knowledge and skill to give clients advice that is used to make important decisions. If this advice results in a financial loss for a client, the firm itself could be found responsible. A firm may decide that Professional Liability insurance is necessary to cover their architects as they carry out work for the firm.
Architecture firms may also take out other forms of business insurance to help shield them against common risks to their business. This may include Workers’ Compensation, General Liability, or a Business Owner’s Policy. These coverages can protect against events such as workplace injuries, damage to client property, and business interruption, along with many others.
What type of business insurance do architects need?
Professional Liability or Errors and Omissions insurance is just one type of policy that architects commonly consider. Other forms of coverage may be necessary to help fully shield you from on-the-job risks that architects often face.
Other types of insurance that architects consider include:
General Liability – This type of policy can protect you against third-party claims regarding injury or damage to their property. Your policy will cover the legal expenses and cost to replace or remedy the situation up to the limits of liability in these instances.
Business Owner’s Policy – This is a combination of policies, that help protect small businesses from costly interruptions to service. A BOP commonly combines General Liability insurance and business personal property coverage into one convenient policy.
Workers’ Compensation – These policies shield your business against medical expenses and lawsuits resulting from employee workplace injuries and serious illnesses. Workers’ Compensation insurance typically also pays lost wages as a result of the employee’s work injuries.