1-877-900-9998 Call

What is Physical Therapist Liability Insurance

... be more than 300,000 Physical Therapists working in the U.S ... a 28% increase in the Physical Therapy industry over the course of ... you are considering ... learn more about Physical Therapist General Liability Insurance by clicking here . Professional Liability (Malpractice) Insurance for Physical Therapists Professional Liability (Malpractice) Insurance is used by health ...

read more

What Will I Pay for Physical Therapists Liability Insurance?

You've successfully completed your Physical Therapy training and certification and every ... experience to alleviate pain and physical limitations for ... let's dig into the particulars about Physical Therapists Liability insurance pricing. Cost of professional liability insurance for physical therapists Most Physical Therapists make their lives a lot easier by purchasing ...

read more

Insurance for Physical Therapists

... to offer the maximum protection to Physical Therapists. The package includes Professional Liability insurance (Malpractice Insurance), General Liability insurance, and Cyber Liability insurance. Each of these types of ...

read more

How Much Do Pilates Instructors Make + 5 Tips to Earn More

A 2016 Statista study estimated that nearly 9 Million Americans are loyal Pilates devotees. In fact, a survey by Pilates Method Alliance (PMA) showed that Pilates students ... Instructors Are Not Trained #3 - Purchase Liability Insurance For only a few premium dollars per day, you will be able to purchase professional liability insurance ... counsellors, physical therapists, massage therapists, ...

read more

The Complete Guide to Yoga Instructor Liability Insurance

As a yoga instructor, chances are you probably don' ... much time thinking about yoga instructor liability insurance. You probably spend most of ... ... costs if someone is injured on your premises. Yoga Instructor Liability Insurance: Protection from Professional Liabilities Professional liability insurance covers you for claims made related to your profession. This ...

read more

How Much Does Pilates Instructor Liability Insurance Cost?

... to protect your business with liability insurance. After investing so much already ... ... s normally recommended that a Pilates instructor purchase both general liability insurance, as well as professional liability insurance. The professional liability (E&O) insurance is important because you are a certified ...

read more

What is Pilates Instructor Liability Insurance?

Teaching powerhouse core moves to clients are very satisfying. You enjoy showing elderly neighbours and young college students alike how to alleviate chronic pain and ... into your bottom line. What Is Professional Liability (E&O) Insurance for Pilates Instructors? Professional Liability (Errors & Omissions) insurance is different than General Liability because it's meant to protect your ...

read more

Why Insurance Is a Must Have for The Modern Yogi Teacher

Yoga instructors make it look easy. Not ... a business. Being a yoga instructor is a profession just like ... with risks involved, fortunately, Yoga ... outweigh the cost of yoga instructor liability insurance. Why You Need Yoga Instructor Liability Insurance: The Details Commercial general liability insurance and professional liability insurance make up the two types ...

read more

Who Needs Professional Liability Insurance?

Professional liability insurance is the one form of business insurance that most professional service ... or not to get insurance for their ... over again. In such a scenario, your client may sue you for the cost of labor and materials. If you have professional liability insurance in place, you will be covered for the costs of this exercise up to the limits of ...

read more

Business Insurance Explained: “Occurrence” vs. “Claims Made”

... with the best intentions, the insurance industry can be quite confusing ... important concept of Occurrence business insurance policies vs. Claims ... company would be responsible for the claim, not the insurance company providing coverage when the actual slip occurred. Most Professional Liability (aka E&O) insurance policies are written on a Claims Made based policy ...

read more

Errors and Omissions (E&O) Insurance in Hawaii Explained

Errors and Omissions insurance* can protect professional service providers from potentially devastating ... insurance, or in other sectors it ... for medical practitioners it may be referred to as Malpractice insurance, or in other sectors it is sometimes referred to as Professional Liability insurance. The basic principle of covering for any errors/omissions made ...

read more

Exposing the True Cost of Pilates Instructor Certification

... of working as a Pilates instructor which you will need to ... ... like to earn as a Pilates instructor. From there, you can ... physical therapy and repair. Certified and Ready for Business The final step in your dream of teaching Pilates is to secure a professional liability insurance ...

read more

Yoga Instructor Certification: Cost and Analysis

... call to become a yoga instructor may not come at a ... ... and budget. Insurance: As a yoga instructor you should consider yoga instructor liability insurance. BizInsure offers General Liability coverage for less than $29.00 a month and Professional Liability coverage for about ...

read more

Why Do I Need Pilates Liability Insurance?

... leads you to believe Pilates instructors probably get sued because they ... ... in your professional Pilates skills and believe no mistakes will be made so no need for liability insurance. However, if you have plans on growing your business and hiring additional Pilates instructors, doesn't ...

read more

What Insurance Do Real Estate Agents Need in California?

... , there are many types of insurance that [] ... . Professional Liability insurance can ... insurance will cover their medical bills. It will also cover some of their lost income if they're unable to work because of the injury, as well as rehabilitation or physical therapy ...

read more

5 Questions Professionals Should Ask About Professional Liability Insurance

... risks that insurance can typically help address. For business professionals, a Professional Liability policy ... set of liabilities ... Providers Legal Services Personal Trainers Physical Therapists Real Estate Agents These are just a small sampling of the types of professionals who may need Professional Liability insurance. However, you may still have ...

read more

What types of insurance is needed for events?

... . Businesses are reliant on both physical and online events for bringing ... ... is still expanding. Businesses are reliant on both physical and online events for bringing in new customers ... below are all essential. Professional Liability insurance: Professional Liability insurance * protects you from ...

read more

All You Need to Know about Professional Liability Insurance for Architects

... building flashy city skyscrapers. Design professionals bid on many exciting and ... tremendous success, as well as professional growth. Most of the ... works and what such a policy will cost. What exactly is Professional (E&O) Liability Insurance for Architects? Professional Liability Insurance for Architects protects designers and design firms that offer to customers ...

read more

What Types of Insurance Do Business Need in Illinois?

... will need certain types of insurance policies to cover damages, lawsuits ... ... for unintentional or negligent errors or omissions that result in financial or physical damage. Basically, professional liability insurance protects you against lawsuits from clients that suffered damage due to an ...

read more

Professional Liability Insurance California

... Home Care Providers and Businesses Yoga Instructors How much does Professional Liability Insurance cost in California On average, the yearly cost of Professional Liability insurance for small businesses in California is ...

read more

Errors and Omissions Insurance California

... Omissions Insurance, which is also called Professional Liability Insurance, is ... Instructors How much does Errors and Omissions Insurance cost In California, though the annual average cost of Error and Omissions Insurance ...

read more

Professional Liability Insurance Florida

... Home Care Providers and Businesses Yoga Instructors How much does Professional Liability Insurance cost A professional Liability policy is a very specialized insurance product, tailored individually to each business ...

read more

Professional Liability Insurance

... (whether justified or not). Click here for sample scenarios of Professional Liability Insurance in action. How much does Professional Liability Insurance cost?Premiums through BizInsure can be as low as $47/month ...

read more

Errors & Omissions (E&O) Insurance

... of fault, litigation is expensive, drains time and damages reputation. Professional Liability insurance can protect professional service providers from potentially devastating financial damages resulting from alleged ...

read more

Errors and Omissions Insurance Texas

... should consider purchasing Errors and Omissions Insurance in Texas. Errors and omissions Insurance is commonly known as professional liability insurance. This is a special type of insurance policy that protects you and ...

read more

What Insurance Do Contractors Need in Chicago?

... in dangerous locations. Hence, the insurance that is required to handle ... ... or physically because of errors or omissions made by your or your employees, they can sue. Professional liability insurance exists so that costs emerging from charges of negligence and error are taken care of. The ...

read more

What Kind of Insurances Do Texas Businesses Need?

... some of the common business insurances people consider when starting up ... ... clients, it's in your best interest to consider professional liability insurance. Cyber Liability Insurance Cyber liability insurance is fast becoming an important insurance to consider for all companies. Since many are ...

read more

What You Need to Know About Notary Public Liability Insurance

... people put trust in your professional advice and services is prone ... not an exception. Notary Public Liability insurance provides notaries financial ... of managing your finances. This is why it is another reason to be proactive about your professional liabilities and get the right insurance from a well-reputed firm to ensure you would not have to pay the cost of your ...

read more

What is Accountant Liability Insurance?

... much time thinking about Accountant Liability insurance. Your work days are filled ... ... when you haven't done anything wrong. This is where defense costs coverage comes in as part of Professional Liability insurance. The cost to defend a lawsuit can put many small accounting firms right out of business. It ...

read more

Why Do I Need Accountant Liability Insurance?

Accounting professionals make the confusing, arcane and ... understandable. To do this, accounting professionals must keep up with laws ... ... or fail to do something. That's what errors and omissions coverage is for. It is the crown jewel of Professional Liability insurance. Why You Must Have it: Let's say its tax season. You and your small team of staff are ...

read more

Nutritionist Insurance: Guide Your Patients, Protect Your Practice

... field as a proud medical professional, ready to help make significant ... ... the peace of mind required to help your patients properly, is to obtain Professional Liability Insurance Do I Need a Professional Liability Insurance Policy? If you find yourself in one of the two categories below, then ...

read more

How Much Does Consultant Liability Insurance Cost?

... another minute waiting to buy Liability insurance. After [] ... and Why? It's normally recommended that a consultant buy both General Liability insurance and Professional Liability insurance. The Professional liability (E&O) insurance is important because your services are based on ...

read more

Why Do I Need Estheticians Liability Insurance?

... if you are an established professional with years of experience, one ... ... policy can help you weather the storm by providing coverage in case a lawsuit happens. Esthetician Professional liability insurance is an essential tool that you can use if the worst happens. Bizinsure can provide you ...

read more

What Is Estheticians Liability Insurance

As a professional esthetician, you provide services to ... ... a day. Unfortunately, not all of them are going to walk out of your spa as happy customers. Professional liability insurance, otherwise known as an errors & omissions policy, is designed to protect you in a case of a ...

read more

Business Insurance Guidelines for Start Ups

... not have factored in securing insurance. Many emerging entrepreneurs are uncertain ... ... is common for companies to purchase their first insurance due to mandatory stipulations in a lease or ... others for a fee then you likely have professional liability exposure. Additionally, lawsuits can be brought against ...

read more

Project Management Insurance

... for your defence expenses, settlements and judged related to the claim. It is important to extend your Professional Liability insurance long after the project has been completed as this is when the cracks can appear, and ...

read more

Interior Designer Insurance

... for your defence expenses, settlements and judged related to the claim. It is important to extend your Professional Liability insurance long after the project has been completed as this is when the cracks can appear, and ...

read more

Insurance for Food Consultants

... you are found to be innocent. That is why it is a great idea to consider taking out Professional Liability insurance. Coverage will be provided for: Attorney fees and other legal expenses Costs and expenses related to a ...

read more

Architect Liability Insurance California

... financial pressure lies in the protection of Professional Liability insurance. What Is Professional (E&O) Liability Insurance For Architects? Professional Liability Insurance for Architects protects designers and design ...

read more

Environmental Consultant Insurance

... for your defence expenses, settlements and judged related to the claim. It is important to extend your Professional Liability insurance long after the project has been completed as this is when the cracks can appear, and ...

read more

Engineer Liability Insurance

... of a lawsuit or claim against you lies in the protection of critical insurance products including: Professional Liability (E&O) Covers your business against claims of negligence, misrepresentation or mistakes. Workers ...

read more

Your Guide to Choosing the Best Small Business Insurance

... 're starting a small business. Insurance is one area where small ... ... that many small businesses in different industries have. These include: Professional Liability insurance can protect professional service providers from potentially devastating financial damages resulting from alleged ...

read more

4 Essential Types of Small Business Insurance for Start Ups

... consider different types of business insurance that can help safeguard your ... success. Your insurance needs will depend on [ ... ... have been working for years, BizInsure can help you find the right insurance for your small business. You can easily quote Professional Liability insurance or any of our other products in minutes. Compare the policies on ...

read more

What is Errors and Omissions Insurance for Real Estate Businesses?

... unique risks. Clients rely on professionals in the real estate industry ... ... help protect your real estate business. What is E&O insurance for real estate businesses? A E&O insurance policy (also known as Professional Liability insurance) is an essential policy that protects you and your company ...

read more

How Important is Professional Liability Insurance for Consultants?

... opens you up to potential liability claims. If a client alleges ... a lawsuit and seek compensation. Professional [] ... Breach of contract Undelivered services Missed deadlines Why consultants may need Professional Liability insurance Professional Liability insurance for consultants may be good to have. Consultants typically give their ...

read more

8 Reasons You Should Have Professional Liability Insurance

... of risks that insurance can often help ... Professional Liability insurance may be an essential part of this protection. What is Professional Liability ... and judgements, so you don't have to pay out of pocket. 6. It can protect your professional reputation Professional Liability insurance can help protect you financially, but it can also help protect your reputation as a ...

read more

Common E&O Insurance Mistakes That Civil Engineers Make

... civil engineering Errors and Omissions insurance to protect them professionally. Buying ... ... engineers make when choosing a policy. What is E&O insurance? An Errors and Omissions insurance policy (also known as E&O or Professional Liability insurance) is an essential policy that protects you and your company ...

read more

What Insurance Do Contractors Need in Washington?

... , you need various types of insurance to cover all your bases ... ... However, it's an especially good idea for businesses like construction or a contractor business. General liability insurance can cover bodily compensation or financial loss suffered by customer or general public. It's a ...

read more

Do Notaries Public Need E&O Insurance to Operate in Texas

... need mainly two types of insurance. They don't just require ... . They also require E&O insurance. These are to safeguard against ... ... history, is bound to catch up with even the most skilled professional. Hence a bond doesn't qualify as insurance protection for you. Unintentional mistakes, negligent omissions, and human errors are unfortunately ...

read more

Workers Compensation Insurance

... If you are unsure check with your state laws. What is Employers Liability insurance? This intention of this section of the Workers Compensation insurance policy is to protect you, the employer from lawsuits relating to a ...

read more

Home Based Business Insurance

... Writers Web developer Insurance for Home-Based Businesses General Liability Insurance One of the basic insurances to consider is General Liability insurance. General Liability?insurance?is?designed to provide protection ...

read more

Insurance for massage therapists

... to a settlement Costs and expenses related to a judgment Professional Liability Insurance (aka E&O insurance) Massage Therapists A Professional Liability insurance policy is critical for those who are in the business ...

read more

Insurance for Estheticians

... may blame you and you can be held liable. That's why a Professional Liability Insurance that is reliable and tailored to massage therapists has never been more important. Bizinsure can help get your business into shape ...

read more

Complete Cost and Benefits of Yoga Insurance

There seems to be no end to the growing popularity of yoga. The ancient practice continues to draw new students every day. As Americans search for ways to de-stress ... instructor professional liability insurance policy. General Liability and Professional Liability: Elements of Yoga Instructor Liability Insurance A Yoga instructor liability insurance ... for Yoga Therapy, spoke [1 ...

read more

How Much Does Accountants Liability Insurance Cost?

Accountants play an important role in helping individuals and businesses manage their finances. As an Accountant, you work with important, private and sensitive information ... of physical injury or physical property damage from the operation of your business premises. However, the largest exposure for Accountants comes from professional liability. Making sure you have the proper insurance to ...

read more

Insurance for Speech Therapists

... and expenses related to a settlement Costs and expenses related to a judgment Professional Liability Insurance (aka E&O insurance) Speech Therapists In a profession where you work to help others look and feel better ...

read more

Insurance for Occupational Therapists

... expenses related to a settlement Costs and expenses related to a judgment Professional Liability Insurance (aka E&O insurance) Occupational Therapists In a profession where you work to help others look and feel better ...

read more

Insurance for Legal Services

... top insurance companies today."Professional Liability Insurance (aka E&O insurance) - Legal Services As a legal services professional, ... non-owned business auto liability, and more. BOPs protect physical and virtual assets ...

read more

Insurance for Staffing & Human Resources

... Professional Liability Insurance (aka E&O insurance) - Staffing & Human Resources A Professional Liability insurance ... in your industry. A BOP will insure your physical assets (computers, furniture, etc.), as well as ...

read more

Insurance for Technology Services

... Web Developers And many more ... Professional Liability Insurance (aka E&O insurance) - Technology Services Often referred to as "Technology E&O," Professional Liability insurance is extremely important for businesses ...

read more

How Much Does Personal Trainer Liability Insurance Cost

There is hardly a person in the US that has never stepped foot in a fitness club. The fitness industry has always been a big deal, but it has grown exponentially in ... physical ... professional liability policy. Professional liability personal trainer insurance What is professional liability personal trainer's insurance? As the name implies, personal trainer professional liability insurance ...

read more

How Errors and Omissions Insurance Protects Small Business in Texas

Every service-base small business owner in Texas understands how difficult it is to predict the future. While you strive to make good decision, and provide sound advice ... service business owner makes mistakes. Errors and Omission Insurance is also referred to as Professional Liability Insurance . It's a customized insurance policy that protects small businesses in Texas against a ...

read more

Does a Sole Proprietor Need Professional Liability Insurance?

There are many benefits to working as a sole proprietor. Establishing your business is often simple, as there's just one person you need to worry about (yourself!). ... and occupations, from architects to yoga instructors. How Professional Liability insurance can protect sole proprietors Small businesses of all sizes purchase Professional Liability insurance to protect business. However ...

read more

“GONE PHISHING!” - The Real Liability of the Virtual World

Phishing is a criminal practice that exploits individuals via fraudulent electronic communication and interaction. Together with spear phishing, clone phishing and whaling ... the risk of this liability is through Cyber Insurance. Cyber Insurance combines Technology Professional Liability (a.k.a. Errors & Omissions), Miscellaneous Professional Liability, Privacy Liability and Network Security ...

read more

Insurance for Construction & Installation

... Painters Plasterers Plumbers Sign Painters Tile and Marble Installers General Liability - Construction & InstallationGeneral Liability is a vital insurance policy for individuals and businesses who offer services in the ...

read more

Insurance for Crafts, Goods & Manufacturing

... are protected. That's why you need an insurance partner who is flexible and understands your industry and ... interruption protection, equipment breakdown protection, professional liability, business auto coverage and more. ...

read more

Insurance for Landscaping

... to your business. We offer affordable and efficient insurance for Landscaping professionals that is customized to suit your needs. General Liability - LandscapingThis insurance is an essential part of any business. Your ...

read more

Insurance for Real Estate Agents & Realtors

... to be held accountable for costly damages, regardless if you have done anything wrong. A Professional Liability insurance policy can help protect your real estate business against claims of bad advice, poor planning ...

read more

Insurance for Other Businesses

... has never been more important. Professional Liability Insurance (aka E&O insurance) - Other Professional Liability insurance, also known as Errors & Omissions insurance (or E&O insurance) protects your business from ...

read more

Insurance for Acupuncture Clinics

... of Acupuncture Clinics. The package includes Professional Liability Insurance, General Liability Insurance, and Cyber Liability Insurance. Each of these types of insurances offers some form of protection against the ...

read more

Insurance for Adult Day Care

... is tailored to cover the specific insurance needs of Adult Day Care professionals. The package includes Professional Liability Insurance, General Liability Insurance, and Cyber Liability Insurance. Each of these types of ...

read more

Insurance for Artificial Limb Clinics

... of Artificial Limb Clinics. The package includes Professional Liability Insurance, General Liability Insurance, and Cyber Liability Insurance. Each of these types of insurances offers some form of protection against the ...

read more

Insurance for Nurses

... devastating to your reputation but also to you financially. Having Malpractice Liability insurance gives additional coverage to the Professional Liability coverage which may be provided by the employer. There have been ...

read more

Insurance for Ocularist

... , providing you with peace of mind and comprehensive coverage. Professional Liability Insurance (aka Malpractice Liability Insurance) Ocularist A Professional Liability (aka E&O or malpractice) policy is important for ...

read more

Insurance for Paramedics

... , providing you with peace of mind and comprehensive coverage. Professional Liability Insurance (aka Malpractice Liability Insurance) Paramedics A Professional Liability (aka E&O or malpractice) policy is important for ...

read more

Insurance for Pharmacists

... , providing you with peace of mind and comprehensive coverage. Professional Liability Insurance (aka Malpractice Liability Insurance) Pharmacists A Professional Liability (aka E&O or malpractice) policy is important for ...

read more

Insurance for Videographer

... from alleged negligence or errors in the delivery of your services. How much does Professional Liability insurance cost Professional Liability insurance can start from as low as $47/month depending on the scope of your ...

read more

Insurance for Notary Public

... related to a settlement Costs and expenses related to a judgment Professional Liability Insurance (aka E&O insurance) Notary Public A Professional Liability insurance policy is critical for those who are in the business ...

read more

Insurance for Accountants

... quotes so you can compare cost and coverage. What is Professional Liability Insurance? Professional Liability, otherwise known as E&O insurance, protects your business against claims of negligence, misrepresentation or ...

read more

Engineer Liability Insurance

... to their property. If you were to have a lawsuit filed against you or your business, Professional Liability insurance is there to provide financial protection even if you have done nothing wrong. Depending on your level ...

read more

Insurance for Management Consultant

... cover When you're in the business of delivering advice and instructions to your clients, Professional Liability insurance becomes a vital form of protection as a management consultant. It helps by providing protection ...

read more

What Types of Business Insurance Do Business Need in Wisconsin?

In Wisconsin, more than 95% of all businesses are small businesses. They employ over a million workers, which accounts for nearly half of the workforce in the State ... all of that. Whatever your reservations about this insurance are, the benefits outweigh them by a mile. Professional Liability Insurance This is a specific case of liability where you are protected when your expertise or ...

read more

Why Do You Need Errors and Omissions Insurance for Your Florida Firm?

As the owner of a growing business in Florida, you know that safeguarding your business reputation is of paramount importance. You make sure that you handpick the most ... your business effectively in such situations. What is Florida errors and omissions insurance? Errors and omissions insurance (aka Professional Liability insurance ) is designed to protect your business and you against a ...

read more

What's the Difference? Notary Bond vs Errors and Omissions Insurance What You Need to Know

For over 4 Million Notaries in America, their seals and stamps are a solemn tool to be used with great integrity (National Notary Association, 2018). Notaries are generally ... Notary Errors and Omissions (E&O) is a type of Professional Liability insurance for Notary Publics. Many professions require E&O Insurance because any small blunder has the potential to cause a customer serious financial ...

read more

Liability Insurance: Even Notary Publics Need It

Consider any profession in any industry or a moment. What do they all have in common? They're all run by people. What do people have in common? People make mistakes ... into. Should you look at personal liability insurance? Professionally liability insurance? Errors and Omissions Insurance Professional liability, also called Errors and Omissions Insurance, protects your business against ...

read more

How Liability Insurance Can Benefit Nutritionists

There's no question that every practicing Nutritionist has a lot to deal with to keep his or her business running. Between working with patients, studying and improving ... homes or offices of your clients All of these work arrangements are conducive to liability insurance. While Professional Liability insurance is likely the most important way you can protect your practice, there are other ...

read more

What Is Real Estate Agent Liability Insurance?

Becoming a realtor is a popular career of choice for many. The potential for a high income as well as an opportunity to work closely with people is enticing. However ... hits, that annual premium that you paid will save you thousands if not hundreds of thousands of dollars. Professional Liability insurance was created to help you get back on your feet if you are sued. Whether the lawsuit ...

read more

Why Do Consultants Need Liability Insurance?

You've earned an MBA from an eminent university. You've worked for a decade in the C-Suite of a prestigious international consulting firm. Your co-workers often encourage ... a third-party in a lawsuit as well. Professional liability insurance is also known as Errors & Omissions (E&O) insurance . E&O insurance is recommended if you provide professional services for a fee, such as consultants ...

read more

What is Professional Liability Insurance for Personal Trainers?

Decades ago the fitness industry took the US by storm and continues to grow rapidly. In fact, according to statista.com, the industry revenue in the US alone is $25 ... has gone wrong. What is the difference between General Liability and Professional Liability insurance? Differentiating between General Liability and Professional Liability insurance coverages is essential. It’s a common ...

read more

What Business Insurance Do Contractors Need in California?

There are around 300,000 licensed contractors in California, according to the CSLB. Out of those 300,000, there are 44 different types of contractors. Now, regardless ... -party vandalizes your tools and equipment. Professional Liability Insurance Another useful type of business insurance for contractors is professional liability insurance . This insurance can protect your company when a ...

read more

What Business Insurance Do Contractors Need in Texas?

About 700,000 people are working in construction in Texas, according to the Associated General Contractors of America. Construction has given people opportunities to ... in lawsuits. The good news is that you can keep your company safe in such situations with professional liability insurance . If, for example, your employee makes a mistake when installing the electrical system for a ...

read more

Why Not Protect Your Stamp with Professional Liability for Architects?

Maybe you've been designing and building residential homes, landscapes, and business complexes for many years. Or perhaps you are new to the design industry and recently ... you be able to bankroll your operations and still cover the costs of a malpractice suit? Purchasing a Professional Liability Insurance for Architects policy is the best way to plan for such a rainy day. It will cover the ...

read more

Reviews related to Physical Therapy Insurance

  • These ease was very good, I'm looking for more insurance options, such as Liability Insurance, etc. I only had one insurance company populate.

    Ricardo
    Florists

  • Like your reminder emails and Ease of paying the premium online . Hope you offer additional Insurance coverage such as Workers Comp and General Liability.

    Sunil
    IT (Information Technology) Consulting

Get instant quotes

Did you know?

Many Physical Therapists find limitations to their employers Liability Insurance. You may not be covered if a lawsuit is filed after you end employment.  You also might not be reimbursed for related defence costs or lost wages while defending yourself against the lawsuit.

Insurance for Physical Therapists

Our Miscellaneous Medical Liability package is designed to offer the maximum protection to Physical Therapists. The package includes Professional Liability insurance (Malpractice Insurance), General Liability insurance, and Cyber Liability insurance.

Each of these types of liability insurances is an important safeguard for Physical Therapists. The Miscellaneous Medical Liability package provides all the essential insurance coverage and protection a Physical Therapist needs.

 

Professional Liability Insurance (aka Malpractice Liability Insurance) Physical Therapists

Each year the number of lawsuits filed against Physical Therapists continues to increase. One simple mistake on your part could lead to expensive attorney fees, court costs, and possibly a large financial settlement. To mitigate the monetary damages caused by such a situation, you will require Malpractice Liability insurance.

Malpractice Liability insurance is used by health care professionals to protect themselves from claims of medical negligence. Many States require Physical Therapists to establish a Malpractice Liability policy before they are allowed to begin treating patients.

It is recommended that Physical Therapists working for hospitals, clinics, and rehabilitation centers purchase their own Malpractice Insurance. This is because many employer Malpractice Liability Insurance plans have low limits for their employees which can leave you and your personal assets vulnerable In the event of a claim occurring.

Malpractice Liability Insurance could defend you from the following oversights:

  • Improper use of biophysical agents such as iontophoresis, joint mobilization, traction, or electrical stimulation
  • Errors or mistakes made while treating a patient with manual therapy
  • Incorrect use of therapeutic exercises and equipment
  • Improper management of physical therapy treatment over the course of care

 

General LiabilityPhysical Therapists

The fundamental foundation of all liability coverage is General Liability Insurance. It is there to protect you from third-party claims for Property Damage or Personal (Bodily) Injury resulting from your negligence.  If a patient is accidentally hurt or has their property damaged while attending a treatment session, then you could be held responsible.

If you are a Physical Therapist that owns your own clinic, it is vital that you secure a General Liability Insurance policy to protect both you and your business. A General Liability plan will further safeguard your business if it is named as a third-party in a liability lawsuit.

General Liability claims for any of the following scenarios could be covered:

  • A patient falls over an exercise ball that you forgot to put away resulting in tripping over and breaking their ankle
  • You accidentally knock a water bottle onto your patients laptop, ruining it
  • The treatment table your patient climbs onto collapses and the patient is seriously hurt

A General Liability Insurance policy is intended for payment of lawsuits, investigations, and settlements for which you are found to be responsible. General Liability will not pay for employee injuries, professional liability, intentional acts, or claims not related to your work as a Physical Therapist.

 

Cyber Insurance  Physical Therapists

During accessing and notating electronic patient files, you may run the risk of a cyber-criminal hacking into these confidential files and causing havoc. The patient harmed by this cyber-crime can hold you responsible. This would be harmful to both your professional reputation and your personal finances.

Even when cyber-crime occurs via your employers network, you may still be named as a third-party in a patients claim. In this modern era, it is critical for all Physical Therapists to obtain an independent Cyber Liability policy.

Cyber Insurance will provide you with the financial resources to protect your business from the expenses and legal costs associated with data breaches, which may occur after being hacked or from the theft or from loss of client information.

Reviews related to Physical Therapy Insurance