1-877-900-9998 Call

Insurance for Physical Therapists

... a Physical Therapist needs. Professional Liability Insurance (aka Malpractice Liability Insurance) Physical Therapists Each ... physical therapy treatment over the course of care General Liability Physical Therapists ...

read more

Insurance for Beauty & Fitness

... Instructors Hair Stylists Health Clubs Massage Therapists Nail Technicians Pilates Instructors Yoga Instructors And many more ... "Professional Liability Insurance ... Professional Liability policy ...

read more

Insurance for Estheticians

... why a Professional Liability Insurance that is reliable and tailored to massage therapists has never ... Massage Therapy Association, 50% of massage work is received for medical reasons making professional liability insurance ...

read more

Insurance for Legal Services

... from top insurance companies today."Professional Liability Insurance (aka E&O insurance) - Legal ... referred to as Malpractice or Errors & Omissions insurance, Professional Liability is triggered ...

read more

Insurance for Staffing & Human Resources

... ... Professional Liability Insurance (aka E&O insurance) - Staffing & Human Resources A Professional Liability insurance policy ... of negligence, error, omission or malpractice related to your service. A ...

read more

Insurance for Acupuncture Clinics

... Professional Liability Insurance, General Liability Insurance, and Cyber Liability Insurance. ... Professional Liability Insurance (aka Malpractice Liability Insurance) Acupuncture Clinics A Professional Liability ...

read more

Insurance for Adult Day Care

... coverage. Professional Liability Insurance (aka Malpractice Liability Insurance) Adult Day Care A Professional Liability (aka E&O or malpractice) policy ...

read more

Insurance for Nurses

... require nurse to have general liability insurance. Insurance for nurses Our Miscellaneous ... you financially. Having Malpractice Liability insurance gives additional coverage to the Professional Liability coverage which ...

read more

Insurance for Ocularist

... comprehensive coverage. Professional Liability Insurance (aka Malpractice Liability Insurance) Ocularist A Professional Liability (aka E&O or malpractice) policy is ...

read more

Insurance for Paramedics

... comprehensive coverage. Professional Liability Insurance (aka Malpractice Liability Insurance) Paramedics A Professional Liability (aka E&O or malpractice) policy is ...

read more

Insurance for Pharmacists

... comprehensive coverage. Professional Liability Insurance (aka Malpractice Liability Insurance) Pharmacists A Professional Liability (aka E&O or malpractice) policy is ...

read more

Insurance for Technology Services

... Web Developers And many more ... Professional Liability Insurance (aka E&O insurance) - Technology ... affordable way to protect your physical assets, your virtual assets, and ...

read more

Insurance for Yoga Instructors & Yoga Studios

... do. Professional Liability Insurance (aka E&O insurance) - Yoga Instructors and Yoga Studios Professional Liability coverage ... result of your instruction- see Professional Liability below). These incidents may happen ...

read more

Insurance for Accountants

... cost and coverage. What is Professional Liability Insurance? Professional Liability, otherwise known as E&O insurance ... , bad advice, failure to perform, malpractice, etc. It is triggered when ...

read more

Insurance for Nutritionists and Dietitians

... decide to sue you for malpractice. If their lawyer can find ... business with Professional Liability Insurance. Often referred to as "Errors & Omissions," Professional Liability insurance offers ...

read more

Insurance for Financial Services

... Financial Consultants And many more... "Professional Liability Insurance (aka E&O insurance) - Financial ... , bad advice, failure to perform, malpractice, etc. It is triggered when ...

read more

Who Needs Professional Liability Insurance

Professional liability insurance is the one form of ... professional service providers agree that professional liability insurance is a necessary cost ... professional service providers agree that professional liability insurance is a necessary cost of ... expenses and any resulting settlements. Professional liability insurance is more than just a ...

read more

Professional Liability Insurance Choices for Small Businesses

If you've been in the market for business insurance lately you already know that there are a full range of options. The world of insurance is constantly changing and ... by General, Professional and Cyber Liability insurance. Professional Liability can be a stand-alone coverage ... awards where insurable. What doesn't Professional Liability cover? False advertising, antitrust/unfair ...

read more

Professional Liability Insurance

... others are all have Professional Liability exposure. Professional Liability Insurance can safeguard your ... scenarios of Professional Liability Insurance in action. How much does Professional Liability Insurance cost? ...

read more

Insurance for Events, Planning & Organization

... Wedding Insurance And many more... Professional Liability Insurance (aka E&O insurance) - ... , a dependable Professional Liability insurance policy is essential. A Professional Liability insurance policy&may protect you ...

read more

Insurance for Videographer

... your business. Professional Liability insurance What is Professional Liability insurance Professional Liability, also known ... How much does Professional Liability insurance cost Professional Liability insurance can start ...

read more

Insurance for Notary Public

... and coverage. What is Professional Liability Insurance? Professional Liability, otherwise known as E&O ... judgment Professional Liability Insurance (aka E&O insurance) Notary Public A Professional Liability insurance policy ...

read more

Architect Liability Insurance

... your finances and your reputation. Professional Liability insurance is there to provide protection ... face as an engineering professional. Professional Liability insurance comes into play when a ...

read more

Engineer Liability Insurance

... Errors and Omissions insurance (E&O), Professional Liability insurance is designed to protect engineers ... you and your subcontractors carry professional liability insurance. Engineer liability insurance covers a broad range ...

read more

Insurance for Management Consultant

... management consultant professional liability insurance and general liability insurance has never ... Professional liability insurance for management consultants What does management consultant professional liability insurance ...

read more

A Billion Dollar Mistake or Executives on the Take?

Have you heard about MF Global? If you've been following the top business news lately it would be hard to miss. It all started with a ratings downgrade which triggered ... covered by their Professional Liability insurance…or not. What does Professional Liability insurance cover? Professional Liability insurance, also known ...

read more

General Liability Insurance

... related activities? Sell a physical product? Provide physical services to others? If ... stake. How much does General Liability insurance cost?Premium can vary significantly ...

read more

Insurance for Consultants

... Being a consultant, coach or trainer offers incredible freedom and flexibility ... more ... "Professional Liability Insurance (aka E&O insurance) - Consultants, Coaching & TrainingA Professional Liability insurance policy ...

read more

Insurance for Writing & Publishing

... Professional Liability Insurance (aka E&O insurance) - Writing & Publishing A Professional Liability insurance ... defamation, and disparagement. A Professional Liability policy is an efficient way ...

read more

Consumer Demands and Professional Liability Insurance Go Hand in Hand

In the modern world, consumers can perform thorough research on thousands of options before deciding where to buy their services. Throughout the research process there ... where professional liability insurance comes in. In its most simplistic form, professional liability insurance provides ... potential for very expensive lawsuits. Professional liability insurance offers service providers a ...

read more

Insurance for Other Businesses

... been more important. Professional Liability Insurance (aka E&O insurance) - Other Professional Liability insurance, also known ... act, error or omission. Professional Liability policies can protect your employees ...

read more

Errors & Omissions (E&O) Insurance

... ? E&O insurance, otherwise known as Professional Liability, can protect your business against ... , drains time and damages reputation. Professional Liability insurance can protect professional service providers ...

read more

It's March Madness: Do you have a Defensive Game Plan for Your Business?

"How's your bracket doing?" With March Madness upon us, my basketball-loving friends and I are anxiously comparing stats. Along with the game comes the joy of victory ... come at a significant cost. Professional Liability insurance (a.k.a. Errors and Omissions Insurance ... lover, like me, think of Professional Liability insurance as your full court press ...

read more

Why Insurance for Consultants is a 'No Brainer'

As a small business owner, you are entrepreneurial by nature and open to taking personal risks that have the potential to result in long-term financial gain. This is ... differentiated rates because of this. Professional Liability insurance policies that cover any actual ... as $45 a month. General Liability insurance policies that cover actual or ...

read more

Business Insurance Explained: “Occurrence” vs. “Claims Made”

Even with the best intentions, the insurance industry can be quite confusing at times. A great example is the subtle yet important concept of "Occurrence" business insurance ... the slip occurred. Most General Liability insurance policies are written on Occurrence ... the actual slip occurred. Most Professional Liability (aka E&O) insurance policies are ...

read more

“GONE PHISHING!” - The Real Liability of the Virtual World

Phishing is a criminal practice that exploits individuals via fraudulent electronic communication and interaction. Together with spear phishing, clone phishing and whaling ... Insurance combines Technology Professional Liability (a.k.a. Errors & Omissions), Miscellaneous Professional Liability, Privacy Liability ...

read more

Emerging Business Risks in an Online Era

Recently, a focus has been placed on job applicant rights in regard to employer access to their Facebook profile and online identity. The story of Justin Basset, a New ... Thankfully, affordable, easy to obtain professional liability insurance can help manage this risk. ...

read more

Renewal time!

Once a year, your business will get a piece of mail stating that its business insurance is up for renewal. In most cases, it will include a quotation of the premium and ... about purchasing Directors and Officers Liability insurance. This coverage provides indemnification and ...

read more

Insurance for Day Care & Child Care

... are involved. Because of this, Liability Insurance is extremely important to protect ... for any childcare provider. General Liability insurance can cover allegations of bodily ...

read more

Reviews related to physical therapy professional liability insurance

  • Bee Her has been extremely helpful in assisting with my professional liability insurance needs.

    Kirsti
    Freight Forwarder

  • Josh was excellent in providing quick service for my immediate needs. He researched and provided the quote quickly. I will pass bizinsure's good name to others searching for professional liability insurance!

    Ivy
    Business Consultant

  • The woman I originally spoke with was extremely helpful in getting me a quote for Professional Liability Insurance. She really took the time to understand my business and to determine what policy would be best for me to apply for.

    Kati
    Business Consultant

  • These ease was very good, I'm looking for more insurance options, such as Liability Insurance, etc. I only had one insurance company populate.

    Ricardo
    Florists

  • Thank you for contacting me via e-mail with the reminder to renew my Business Liability insurance with your company. Carl R. Turnquist / Concord, MA

    Carl
    Compliance Consultant

  • Actually Good + that would be excellent except for some glitches in the software (one is forcing me to check the PO Box option)

    Paul
    Corporate Trainer

Get instant quotes

Did you know?

Many Physical Therapists find limitations to their employers Liability Insurance. You may not be covered if a lawsuit is filed after you end employment.  You also might not be reimbursed for related defence costs or lost wages while defending yourself against the lawsuit.

Insurance for Physical Therapists

Our Miscellaneous Medical Liability package is designed to offer the maximum protection to Physical Therapists. The package includes Professional Liability insurance (Malpractice Insurance), General Liability insurance, and Cyber Liability insurance.

Each of these types of liability insurances is an important safeguard for Physical Therapists. The Miscellaneous Medical Liability package provides all the essential insurance coverage and protection a Physical Therapist needs.

 

Professional Liability Insurance (aka Malpractice Liability Insurance) Physical Therapists

Each year the number of lawsuits filed against Physical Therapists continues to increase. One simple mistake on your part could lead to expensive attorney fees, court costs, and possibly a large financial settlement. To mitigate the monetary damages caused by such a situation, you will require Malpractice Liability insurance.

Malpractice Liability insurance is used by health care professionals to protect themselves from claims of medical negligence. Many States require Physical Therapists to establish a Malpractice Liability policy before they are allowed to begin treating patients.

It is recommended that Physical Therapists working for hospitals, clinics, and rehabilitation centers purchase their own Malpractice Insurance. This is because many employer Malpractice Liability Insurance plans have low limits for their employees which can leave you and your personal assets vulnerable In the event of a claim occurring.

Malpractice Liability Insurance could defend you from the following oversights:

  • Improper use of biophysical agents such as iontophoresis, joint mobilization, traction, or electrical stimulation
  • Errors or mistakes made while treating a patient with manual therapy
  • Incorrect use of therapeutic exercises and equipment
  • Improper management of physical therapy treatment over the course of care

 

General Liability Physical Therapists

The fundamental foundation of all liability coverage is General Liability Insurance. It is there to protect you from third-party claims for Property Damage or Personal (Bodily) Injury resulting from your negligence.  If a patient is accidentally hurt or has their property damaged while attending a treatment session, then you could be held responsible.

If you are a Physical Therapist that owns your own clinic, it is vital that you secure a General Liability Insurance policy to protect both you and your business. A General Liability plan will further safeguard your business if it is named as a third-party in a liability lawsuit.

General Liability claims for any of the following scenarios could be covered:

  • A patient falls over an exercise ball that you forgot to put away resulting in tripping over and breaking their ankle
  • You accidentally knock a water bottle onto your patients laptop, ruining it
  • The treatment table your patient climbs onto collapses and the patient is seriously hurt

A General Liability Insurance policy is intended for payment of lawsuits, investigations, and settlements for which you are found to be responsible. General Liability will not pay for employee injuries, professional liability, intentional acts, or claims not related to your work as a Physical Therapist.

 

Cyber Insurance  Physical Therapists

During accessing and notating electronic patient files, you may run the risk of a cyber-criminal hacking into these confidential files and causing havoc. The patient harmed by this cyber-crime can hold you responsible. This would be harmful to both your professional reputation and your personal finances.

Even when cyber-crime occurs via your employers network, you may still be named as a third-party in a patients claim. In this modern era, it is critical for all Physical Therapists to obtain an independent Cyber Liability policy.

Cyber Insurance will provide you with the financial resources to protect your business from the expenses and legal costs associated with data breaches, which may occur after being hacked or from the theft or from loss of client information.

Reviews related to physical therapy professional liability insurance