Nurse Insurance in California

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California nursing malpractice insurance

The care you provide for patients is vital to their long-term health and wellbeing. But a simple mistake could open you up to serious malpractice allegations. BizInsure makes it easy for California nurses to protect themselves from negligence claims and more.

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Who we cover

  • Registered Nurse (RN)
  • Clinical nurse specialists
  • Nurse practitioners (NPs)
  • Certified nursing assistants (CNAs)
  • Licensed Practical Nurse/ Licensed Vocational Nurse (LPNs / LVNs)
  • Certified Registered Nurse Anesthetist (CRNAs)
  • Nursing schools and businesses
  • Nursing Student
  • Midwives
  • Travel nurses
  • Aesthetic nurses

What insurance policies are required for nurses in California?

Insurance is not required to obtain a nursing license in California. However, many nurses consider different types of coverage to help protect themselves and their businesses from the cost of common risks, such as malpractice lawsuits, patient injury, and damaged equipment.

Sometimes referred to as Medical Malpractice insurance, a Professional Liability policy can help you manage claims of negligence, malpractice, misrepresentation, incorrect advice, errors, or omission that result in damage or harm to a patient. This includes legal defense, and compensation costs you are liable for.

General Liability insurance provides coverage for third-party injuries and property damage.

A General Liability policy may be required to lease commercial business space, work as a nursing contractor or subcontractor, or volunteer with community organizations.

A Business Owner Policy (BOP) is a convenient insurance package that bundles commercial property insurance with General Liability coverage at an affordable rate.

Nursing schools and businesses may choose coverage options to help protect their owned business buildings, equipment, business income, and more.

Small businesses in California, including healthcare providers, are required to have Workers’ Compensation coverage. It helps cover employee medical bills and lost wages caused by workplace injuries.

How much does insurance cost for California nurses?

Insurance costs do vary based on factors such as the healthcare services being provided, the business size, and location.

Save time and money with BizInsure

Our industry-leading technology helps nurses in California save money by comparing multiple policies from top U.S. insurers. Start a free online application to get tailored quotes that best fit your business requirements.

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