Our Privacy Policy

1. Acknowledgment and Acceptance of Terms

Protecting your privacy is a priority for BizInsure LLC. This Privacy Policy reflects that priority and contains our current privacy practices with regard to gathering, using and sharing the information we collect when you access or use our website. Please be aware that this Privacy Policy applies only to information that is collected through your access to and use of our website at www.bizinsure.com. This policy does not apply to any information that you may provide through other methods, for example by Email, traditional mail, or telephone. Nor does this policy apply to information that you provide to, or that is otherwise collected by, parties other than BizInsure LLC.

This Privacy Policy is incorporated into and is part of the Terms and Conditions, viewable at www.bizinsure.com/tcs, that govern access to, registration on, and use of our website. By accessing, registering with, or using our website, you acknowledge that you understand and agree to these terms, specifically as included in this Privacy Policy as it may be amended from time to time.

2. Information We Collect and How We Use It

We may collect information from people who visit or use our website in a variety of ways. This may include registering on our website or directly requesting information online, utilizing user and visitor tracking logs, and employing cookies or web beacons. The information we collect generally falls into two categories: “non-personally identifying information” and “personally identifying information.” Our uses of these two categories of information are described below.

A. Non-Personally Identifying Information

Non-personally identifying information includes information that, without the aid of additional information or data, cannot be associated with a specific person. Examples of non-personally identifying information include:

  • The kind of browser or computer you use;
  • The number of links you click within this website;
  • Your Internet Protocol (IP) Address;
  • The date and time of your visit(s) to this website;
  • The name of your Internet service provider;
  • The Internet page you were on before landing on our website; and
  • The pages you view on our website.

Non-personally identifying information also includes aggregated data, such as the number of users who log onto our website during a given timeframe and traffic patterns on our website and individual web pages.

Under this Privacy Policy, we may use non-personally identifying information gathered from our users to gain a better understanding of how our website is being used, to identify traffic patterns on our web pages, to track patterns in the usage of our website, and to aid us in improving the design or content of our website and the experience of our users. Additionally, we may, from time to time, share with third parties aggregate or statistical information on our users, without revealing personally-identifiable information. Non-personally identifying information may also be linked to personally identifying information when we believe it is necessary to enforce our Terms and Conditions or other rules and policies; to comply with applicable laws, regulations, court orders, or other legal process; or to protect BizInsure, our property rights or website, our customers, or others.

B. Personally Identifying Information

For individuals, personally identifying information includes such information as a person’s name, Email address, street address, phone number, driver’s license number, or billing information that can be directly associated with a specific person. As a visitor to this website you may choose to register with the website and request quotes on insurance policies. We will request specific personal information when you register with the website and when you go through the process of requesting quotes or policies for insurance products.

Under this Privacy Policy, we may only share your personally-identifying information 1) with your permission; 2) in connection with a proposed or actual sale, merger, acquisition, or liquidation of BizInsure LLC or a division of it; 3) to third-party vendors who may assist us in operating our business (e.g. insurance companies, data processing, data storage, premium finance and credit or debit card processors); or 4) when we believe, in our sole discretion, that disclosure is reasonably necessary to:

  • Fulfill or otherwise handle your requests for service of insurance quotations and/or policies, to respond to requests from you or your legal representative, or to otherwise provide you with customer support;
  • Protect ourselves from liability;
  • Verify the information you provide to us;
  • Prevent fraud or to protect the security and operation of our website;
  • Enforce the Terms and Conditions governing the use of our website, including this Privacy Policy;
  • Protect the property rights or safety of BizInsure, a third party, or the public;
  • Respond to a court order, subpoena or other legal process; or
  • Comply with applicable laws and regulations.

If you purchase any insurance policy or other service through our website by debit or credit card, your personally identifying information, billing information and card number may be forwarded to our financial services providers, your debit or credit card provider, and other third parties to help complete transactions, respond to your requests, or for other lawful purposes that help us service or collect on your account or to otherwise serve you better.

The BizInsure website permits users to select insurance products of interest, to input personal information that is reasonably necessary to obtain quotes on such insurance policies, to request quotes on insurance policies from one or more insurance providers, and to purchase an insurance policy or policies. By providing your personal information when requesting quotes for one or more an insurance policy, purchasing one or more insurance policy, or otherwise interacting with our website, you recognize and agree that BizInsure may share your personally identifiable information with 1) insurance providers offering insurance policies through BizInsure’s website; 2) BizInsure’s affiliates; 3) your current insurance provider(s); and/or 4) other third parties as BizInsure believes in its sole discretion are reasonably necessary to obtain the insurance quotes you have requested, to complete a transaction through which you obtain such an insurance policy or policies, or to provide other information or services you request through our website.

You further recognize and agree that such insurance providers and third parties may, pursuant to their own terms, conditions and policies, utilize, share, and/or disclose the personal information you provide in requesting insurance quotations or other related information or services.

You also agree, by submitting your personal information, that BizInsure, the insurance providers BizInsure works with, and third parties as described above may, subject to applicable laws and regulations, contact you by Email, telephone, or traditional mail to provide you with a quote, to offer you other products or services that may be of interest, or deliver communications related to your request for a quote or otherwise related to your account.

C. Additional Uses of Personally Identifiable Information

We may additionally use your personally identifiable information to:

  • Respond to your requests for information or services;
  • Inform you of our services, special offers, changes to our products or services;
  • Deliver selected or customized content to you;
  • Aid in the development and improvement of our products and services; and
  • Provide you with administrative communications.

 

D. Sharing of Personal Information

Your Personal Information, as defined in the California Consumer Privacy Act of 2018 ( CCPA), may be shared with BizCover Pty Limited ( BizCover), an Australian entity, for the purposes of BizCover providing management services to us. BizCover is a Service Provider under the CCPA. BizCover is not permitted to sell, retain, use or disclose that Personal Information for any purpose other than the provision of those management services to us. BizCover is subject to strict privacy and confidentiality requirements pursuant to the Australian Privacy Act.

E. Opting Out

If you prefer not to receive marketing Emails from BizInsure, you may opt-out when you register for your account or at a later time by contacting us by Email at [email protected]. Please note that opting out of such information sharing, will affect future sharing only and that we will not be able to recall previously shared information from third parties or to change the way third parties contact you. Opting out in one of these ways will not affect the contact needed by BizInsure in order to deliver the quotes and policies you request, to request additional information, or initiate other communications that we believe in our sole discretion are reasonably necessary to service your account. Additionally, opting out in one of these ways will not prevent communications from the insurance providers or other third parties with whom BizInsure works. If you prefer not to receive marketing communications from such parties, you must follow each company’s policies, terms or conditions to decline such communications.

F. Additional Investigations

When you request quotes on insurance policies through BizInsure’s website, you authorize and agree that the insurance providers responding to or evaluating your request, and/or their affiliates or third parties working at their request, may obtain additional information regarding you and your request as may be reasonably necessary to evaluate and/or respond to your request and/or to provide the requested insurance policy or policies. This additional information may include such things as your driving records, credit histories, consumer and/or credit reports, and other records customarily reviewed by insurance providers when evaluating, granting, denying, or reviewing insurance policies.

3. Cookies

We may, from time to time, utilize “cookies” on our website. A “cookie” is a small text file that is placed on your hard disk. Cookies save you time when browsing our website. Among other things, the use of cookies helps make it easier for you to use our website by saving your preferences and login information. Your computer should be set up to allow you to accept or decline cookies. Most Internet browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. Unless you set your browser preferences to reject cookies, you consent to our placement of cookies on your computer.

If you reject cookies by changing your browser settings at a time when BizInsure is utilizing cookies, then be aware that this may disable some of the useful features on our website and other websites. Our users who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before accessing our website. Users who refuse cookies assume all responsibility for any resulting loss of functionality.

4. Web Beacons

Our website and other communications with you may contain electronic images known as web beacons – sometimes also called single-pixel gifs – and permit other techniques such as Google Analytics that allow us to monitor website usage by, for example, counting the users who have visited certain pages and determining the time and date of page views. We may also include such functions in promotional Email messages, newsletters, or other electronic communications in order to determine whether messages have been opened and acted upon.

Some of these techniques may be placed by third party service providers to help determine the effectiveness of our advertising campaigns or Email communications. They may be used by such service providers to place a cookie on your computer. This allows the service provider to recognize your computer each time you visit certain

pages or Emails and compile anonymous information in relation to those page views, which in turn enables us and our service providers to learn which advertisements and Emails bring you to our website and how our website is used. We use this information in the aggregate to help better serve you. We do not use beacons or any other techniques that collect or use personal information other than as explained elsewhere in this policy.

5. Participating Insurance Providers, Third Parties and Linked Internet Sites

BizInsure works with independent insurance providers and third parties to provide its services and may provide advertisements from other companies, links to other websites, or other access to third-party content. This Privacy Policy relates only to BizInsure’s services and offerings. This Privacy Policy, including its provisions on the use of personally identifying information, cookies, and web beacons, does not apply to independent insurance providers or third parties working with them or with BizInsure, or to web pages, advertisements, or content provided by another company or person, even where that material is linked to or accessible from BizInsure’s website. The use of any personally identifying information or non-personally identifying information collected by these parties is governed by those parties’ policies, terms and conditions rather than this Privacy Policy.

We recommend that you review the privacy statements and policies maintained by the independent insurance providers offering policies through our website, third parties with whom BizInsure works, online merchants or other companies that work with us, offer goods or services through our website, or that are otherwise linked to or accessible through our website. Those policies can typically be viewed by clicking on the corresponding links within each respective website. Online merchants and others are generally encouraged to participate in industry privacy initiatives and to take a responsible attitude towards consumer privacy. However, since we do not have direct control over other companies and third parties, we are not responsible in any way for the privacy practices or contents of those websites.

6. Discussions, Comments, and Public Forums

We may provide our users the opportunity to post comments on blogs or bulletin boards, or to otherwise contribute to public forums on our website. In the event you choose to participate in such services, the information you post (including any sensitive information such as you name, gender, address, e-mail address, or phone number) will not be treated as protected personally identifying information for the purposes of this Privacy Policy. Any information you choose to post to a public portion of our website may be seen, used, and collected by any person accessing that webpage. Therefore, we recommend that, if you participate in any of these public functions through our website, you do not post sensitive personal information in these forums.

7. Account Information

When you create an account on our website, we ask that you provide your Email address and create a password, and we may also ask you to provide the answer to a security question for accessing your account. You are responsible for keeping this information confidential.

8. Security

The information we gather though our website is stored in databases on servers located in the United States to which only we and our hosting services are provided access, and we take reasonable security measures, such as operating through a secure webserver, and using 256-bit or other encryption measures. Nonetheless, we cannot and do not guarantee that a person or entity won’t be able to penetrate our security measures. Similarly, we cannot guarantee the security of Email transmissions over the Internet or that such information will not be intercepted while being transmitted to or from our servers.

In the unlikely event that we believe the security of your personally identifying information in our possession has been compromised, we may seek to notify you of that situation. If a notification is appropriate, we would attempt to transmit it as soon as practicable under the circumstances. To the extent we have your Email address, we may notify you by Email or by other means as required by law. You consent under this privacy agreement to our use of Email to provide any necessary notification regarding our security.

9. Changes

We may update or otherwise revise this Privacy Policy at any time with or without notice. When we do make a revision, it is our policy that the revision date is posted at the top of the privacy statement. A change or update to this statement becomes effective immediately upon being posted on this website. We encourage you to periodically review this statement to stay informed. When you access or use this website you automatically affirm that you acknowledge, understand, and accept this privacy statement as well as subsequent revisions.

10. Children

Our website is intended for use by adults over the age or 18 years. Therefore, we do not knowingly collect personal information regarding children under the age of 13, and no person under the age of 13 is authorized to provide any personal information or to use any features of our website, including those services to facilitate obtaining quotes for insurance policies as well as public discussion features, chat rooms or discussion forums that we may offer from time to time.

11. Contacting Us

Any legal notice or question pertaining to this policy or the other terms and conditions governing the use of our website is to be directed to the following address:

Operations Manager
BizInsure LLC

2950 Buskirk Ave Suite 300
Walnut Creek, CA. 94597

 

Sheree Williams
Sheree Williams
19:39 27 Jul 21
Eugene was Awesome!!!!
Lakesha G
Lakesha G
17:19 21 Jul 21
Excellent solution for writers and authors professional liability policy as well as coverage for copyright and trademark infringement. Service was prompt and excellent.
Lane
Lane
18:22 22 Jun 21
Jugrid Ombisi
Jugrid Ombisi
16:26 15 Jun 21
Done in less than an hour!
William Opperman
William Opperman
00:30 02 Jun 21
Efficient, and great value. The agent was able to give us a quote and a new policy in a short period of time. Thank you
Brenda Jones
Brenda Jones
20:30 24 May 21
I had a great experiencing obtaining several of my insurance needs as a landscaping company here in Northern Colorado. BizInsure's team took care of my needs and was very responsive to help with paperwork needed to secure a potential client account!
Arik Solberg
Arik Solberg
16:34 10 May 21
Adj Ako
Adj Ako
16:47 05 May 21
Very efficient they were able to help me out with my request promptly....highly recommend this companyI am very happy to have them
Elba Perez
Elba Perez
18:50 26 Apr 21
I need a help getting errors and omissions insurance along with general liability. Jose was very friendly informative and was very patient with me during the process. He found me some of the best rates for the coverage that I needed. Highly recommend
Casper Martinez
Casper Martinez
19:51 20 Apr 21
I had numerous conversations with several business insurance agents over a month's time. I also had several conversations confirming the policy inclusion/exclusions and asked many questions. My BizInsure agent was professional, knowledgeable and most important—detail oriented. Even after having an initial conversation a month earlier he knew and *remembered* all my personal/professional insurance needs. When I asked for additional information on the third call he was able to provide me with details very quickly. He was also VERY patient. That is a big plus in my opinion. It illustrated a high level of respect for my needs. I also found when I called back and asked to talk with the initial agent, the person who answered the call was able to get in contact quickly and my agent responded and returned the call within 5-10 minutes. The transaction was smooth, and I think it's a good sign should I ever need to make a claim. I highly recommend BizInsure.
Poetic Films
Poetic Films
21:00 07 Apr 21
Sandra Darjean-Murphy
Sandra Darjean-Murphy
17:48 31 Mar 21
Jusephine Ghong
Jusephine Ghong
17:58 23 Mar 21
The rep was extremely helpful actually lowered my quote and made sure I was covered to fit my needs with my growing business! 5star!!
Franklin Behm
Franklin Behm
19:04 16 Mar 21
Excellent service and prices.
Cassiopée V Lapierre
Cassiopée V Lapierre
23:13 09 Mar 21
S & S Professional care llc Home Health Agengy
S & S Professional care llc Home Health Agengy
04:15 24 Feb 21
Mr. Daniel Scott was very responsive to my professional needs.
Stephanie Woodruff
Stephanie Woodruff
17:38 18 Feb 21
Eugene deserves a raise! First time purchasing insurance and he made the process so simple for me. His patience and attention to detail left me feeling confident in my decision to choose BizInsure. Gracias Eugene!
Esined Perez
Esined Perez
23:32 17 Feb 21
DIVINE FIJIANS HOME CARE SERVICES
DIVINE FIJIANS HOME CARE SERVICES
22:49 05 Jan 21
The customer service provided by Jose was outstanding. He explained everything in a very clear/logical way and answered all of my questions. After providing all the information to obtain general liability insurance, Jose sent me the declaration page of the insurance for review. All of the information matched what I provided over the phone and there were no typos. The next day I called back to purchase the insurance which was easy and fast. Overall, my experience with BizInsure including the customer service by Jose exceeded my expectations.
Joe Wajdula
Joe Wajdula
03:29 12 Dec 20
Hiscox/BizInsure made getting Liability Insurance very easy and reasonable.I expected it to be a long and complicated process and it was a nice surprise that they made it so uncomplicated. Thank you. Lisa
Lisa Word
Lisa Word
21:51 24 Nov 20
Eugene was incredible. I called 4 other brokers before him who were impossible to get any help.
rhonda hale
rhonda hale
23:26 12 Nov 20
Owner (LPN)
Owner (LPN)
23:19 06 Nov 20
Cincere Browdy
Cincere Browdy
15:16 29 Oct 20
Very quick to get in touch with you and good with follow up. Had some trouble retrieving my quote to log into my account initially but Daniel assisted me and the changes were made to get me into my account. Great value for the money.
Fran Sutton
Fran Sutton
16:34 20 Sep 20
Very happy to be insured with this company. Professional, Timely, very helpful. Thank you Juan, you made it so much easier for me to understand.
Aileen Day
Aileen Day
19:55 15 Sep 20
This company responded when I needed them to respond while facing a deadline. They are an excellent choice for business Insurance.
Michele Harris
Michele Harris
01:52 12 Sep 20
Jose Quintero took such great care of me and was very patient explained everything I did not understand and got me set up quickly. Fabulous customer service
Christina Rose
Christina Rose
02:41 27 Aug 20
I can't say enough good things about Daniel Santos kind and effective communication skills as an insurance agent. Daniel was so pleasant, friendly and efficient with helping me obtain insurance as a teacher. If I were to give Daniel a grade, he has earned an At . He made the process easy to understand, it was far easier than what I anticipated. Nancy S.
Nancy Sloan
Nancy Sloan
00:47 26 Aug 20
I was in need of professional liability insurance for my sole proprietorship. A friend referred me. Everythng was quick and simple and AFFORDABLE!
hope jones
hope jones
20:31 25 Aug 20
If you need Private Home Care Provider insurance for your company, BizInsure, LLC can get it for you!
Pamela Curry
Pamela Curry
16:45 24 Aug 20
Cameron Peek
Cameron Peek
19:25 24 Jul 20
Great and fast service!!!! The representative was very professional!!!!
Tanya Sweet
Tanya Sweet
19:51 14 Jul 20
I was tryi9ng to find commercial liability insurance for my new comp-any and BizInsure was easy to use and very affordable which is great for me as a new business.
Jimmy Smith
Jimmy Smith
19:01 14 Jul 20
Great service, but they're also extremely patient. I called over a month ago for specialized E & O coverage, and Bizinsure was able to put me in touch with an extremely reasonable quote. Absolutely invaluable time and monetary savings to be had by going through these folks. If you can-- ask for Anthony. Absolute gem of a human.
James Lang
James Lang
18:19 02 Jul 20
Ken M
Ken M
23:21 28 Jun 20
Great service insurance prices are great for professionals looking to get insurance for businesses....
Rhonda Gray
Rhonda Gray
22:34 22 Jun 20
The provided very professional service and made the process easy.
Paul Rising
Paul Rising
21:51 04 Jun 20
Bradley Hoyle from the Biz Insure team was excellent to work with. Everything was quick and smooth. Great service, much appreciated!
Kristene Smith
Kristene Smith
02:03 04 Jun 20
Anthony Spencer was great!! Very quick response time!! He was very Professional! I would suggest him because he helped me find a affordable rate and explained all the technicalities..
Fre Hall
Fre Hall
16:38 28 May 20
I was referred to Bizinsure by a industry trade group that I am a member of. It was easy to get a quote online and then received excellent customer service from Bradley H. to complete my policy purchase over the phone. I have shared this company information now with other business owners for their policy needs.
Dawn Torres-Gale
Dawn Torres-Gale
22:11 08 May 20
This company was very precise with explaining services and made sure I chose the right business insurance coverage, great customer service at purchasing.
Nekeisha B.
Nekeisha B.
01:30 05 May 20
Amazing
Jasmine Q
Jasmine Q
14:31 02 Dec 19
Trish is the most patient, professional and understanding insurance agent I’ve ever worked with. Trish has taken care of all my business insurance needs for the last couple years. I am really happy that I found an insurance agent that I know will take care of me & all of my concerns. I feel like a valued customer & I appreciate the great customer service that I get every time!!THANK YOU!
Dr. Youssef C. Atallah
Dr. Youssef C. Atallah
17:21 14 Nov 18
Tricia helped me get insurance for my business. The task of obtaining a quote was really starting to frustrate me until I was referred to BizInsure through a different agency. Tricia got me a quote fast, and even took a down payment over the phone and issued the proof of insurance the same day. a+ service, would do it again in a heartbeat!! Thank you!!
Josh Mariscal
Josh Mariscal
18:07 22 Jun 18
BizInsure was a great find! I did not have to fill out applications, and Tricia was able to quote and bind business insurance for me within half an hour.
Allison Young
Allison Young
17:28 21 Jun 18
Started doing business again and needed a policy fast. Ramez was reasonable, helpful and the rates are OK. Buyer beware? Sure, for me it turned out OK this time. Worth a call.
Mark Wallace
Mark Wallace
23:42 13 Nov 17
Daniel Scott
Daniel Scott
15:15 27 Jun 17
Great customer service. I've been very inpressed with my dedicated representative that had helped me navegate my insurence needs. Thanks so much!
Graham Blair
Graham Blair
22:12 23 Jun 17

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