Nurse Insurance in New York

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Nurse Malpractice Insurance in New York

As a New York nurse, your role is essential to supporting patient health, recovery, and overall well-being. However, even the most careful healthcare professionals can face allegations of malpractice or negligence. Malpractice lawsuits can be financially devastating, with potentially expensive legal fees, settlements, or both—even if the claim lacks merit.

Having the right insurance coverage provides critical protection in the event of a claim. It also demonstrates to patients and employers that you take your professional responsibilities seriously.

BizInsure helps New York nurses find tailored insurance coverage to protect against these risks and more.

Compare quotes online in minutes and choose policies that fit your professional needs and budget.

We offer a range of coverage options for nurses and healthcare providers in New York, including:

Who we cover

  • Registered Nurses (RNs)
  • Nurse Practitioners (NPs)
  • Certified Nursing Assistants (CNAs)
  • Licensed Practical Nurses (LPNs)
  • Licensed Vocational Nurses (LVNs)
  • Clinical Nurse Specialists
  • Certified Registered Nurse Anesthetists (CRNAs)
  • Aesthetic Nurses
  • Travel Nurses
  • Midwives
  • Nursing Students
  • Nursing Schools and Healthcare Businesses

Is malpractice insurance required for nurses in New York?

In New York, nurses are not legally required to carry malpractice insurance to maintain their license. However, many employers strongly recommend it, and independent or freelance nurses often seek coverage to protect against liability claims.

Insurance offers a financial safety net that allows you to work with greater confidence and peace of mind.

Types of insurance for New York nurses

BizInsure offers a variety of coverage options to meet the needs of nurses and other healthcare providers in New York.

Professional liability insurance

Professional Liability Insurance

Also known as malpractice insurance, this coverage helps protect against claims of negligence, errors, or omissions in your nursing services. It may include legal defense costs, court fees, and settlements resulting from a claim that your care caused harm.

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General Liability Insurance

General Liability Insurance

This coverage protects you against third-party claims involving bodily injury or property damage. It may be required to lease clinical space, work as an independent contractor, or provide nursing services at events or during in-home visits.

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Business Owner's Policy

Business Owner’s Policy

A BOP combines General Liability coverage with protection for your business property, including medical equipment and office space. It’s an affordable solution for nurse-owned businesses or training centers in New York.

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Workers Compensation Insurance

Workers’ Compensation insurance

In New York, most employers are required by law to carry Workers’ Compensation coverage. If you own a healthcare business or employ staff, this insurance helps cover medical bills and lost wages if an employee is injured on the job.

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How much does nursing insurance cost in New York?

New York nurses pay an average of $X per month with BizInsure*.

However, this can differ depending on your specific circumstances. The average cost for nursing insurance in New York varies based on factors such as the type of care you provide, location, and whether you operate as an individual or business.

Save time and money with BizInsure

BizInsure makes it fast and easy for New York nurses to compare personalized insurance quotes from leading U.S. insurers. Whether you’re a solo practitioner or run a small healthcare business, you can get coverage that fits your needs in just minutes.

Start your free quote online today or call us to speak with an insurance specialist who understands the needs of New York nurses.

*As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.

 

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
Emmanuel A.
I appreciate their support in helping our agency obtain general liability insurance. Their service was efficient, straightforward, and reasonably priced.
steven K.
Great insurance company
Shante J.
Quick & Easy
Motivator V.
Amy was GREAT! She explained my policy for me and assisted in helping me to choose the best option for the business services that I provide. The other insurance agents from other carries were not able to provide the type of coverage that I needed. PLUS it came as a packaged deal, I love that! Thanks again, Amy!
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I had an excellent experience working with **BizInsure LLC** while securing coverage for my business. From start to finish, the process was smooth, professional, and very informative.

A special thank you to **Jazzmine**, who went above and beyond throughout the entire process. She was extremely helpful, patient, and incredibly business-savvy. Jazzmine took the time to explain the different coverage options in a way that was clear and easy to understand, making sure I selected the policy that best fit my company’s needs. She never rushed the conversation and answered every question thoroughly, which made the experience feel very supportive rather than transactional.

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If you are a business owner looking for insurance and want someone who is knowledgeable, patient, and truly committed to helping you make the right decision, I highly recommend **BizInsure LLC**—and definitely ask for **Jazzmine**. She made the entire process seamless and stress-free.
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Great service wrapped up on the same first call.
Chaunte
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Amy R. was Amazing! Knowledgeable and helpful🙏
Ashley G.
Navigating very easy
Dylan S.
Very helpful and patient, especially if your new to things
Kenneth M.
Bizinsure is an exceptional company. The customer service is excellent. The receptionists are very knowledgeable. The insurance agents are very professional.
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Great company to work with
Angela
I spoke with Alex, he was very knowledgeable and a pleasure to work with.
Chandan B.
Easy to use website, renewing policy was easy.
Felicia T.
The process was quick and user-friendly.
Veronica T.
Prices were more than reasonable. The customer service rep that I spoke to was very knowledgeable and helpful.
chereece M.
Great customer service very helpful
Tim B.
Wasn't that easy. Lot's of little hoops to jump through and added fees for my trouble.
Letitia D.
So far, so good. Just purchased a policy for my business, the online portal was easy to get through, no complicated jargon that would overwhelm someone looking for a business policy.
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Simple renewal process

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