Insurance for Nurse Practitioners
- Compare quotes in minutes, with no obligation to buy
- Buy online and receive coverage confirmation – instantly
- Access only top-quality insurance companies (A-rated or better)
Why do nurse practitioners need insurance?
Nurse practitioners (NPs) provide essential healthcare services to patients. While this profession can be rewarding, it also comes with risk.
Malpractice lawsuits, negligence claims, accidental property damage, and cyber breaches are just some of the many risks a nurse practitioner may face on the job. Defending yourself against these and other claims can be expensive, even if you are not at fault.
That’s why BizInsure provides tailored insurance options to nurse practitioners to help them protect their finances, career and professional reputation.
Did you Know?
Certain types of insurance—such as Professional Liability and General Liability—may be required to receive an NP license or work with specific healthcare organizations.
What types of insurance do nurse practitoners need?
Nurse practitioners may consider different types of insurance to help protect themselves on the job.
Professional Liability (malpractice liability)
Professional Liability, also known as malpractice insurance, pays legal expenses (up to the limits of liability) and covers claims with merit and baseless allegations. In some states, Professional Liability insurance is required to receive an NP license.
One of the most common risks in the workplace facing nurse practitioners is being named in a malpractice lawsuit. The results from a claim can not only be devastating to your reputation, but they can also devastate you financially.
Malpractice insurance for nurse practitioners provides coverage in addition to an employer’s Professional Liability policy. Your employer’s liability policies may not fully protect employees from claims and lawsuits, which is why many NPs choose to have their own coverage.
General Liability
While patient interactions create risk for NPs, so do dealings with patient families, doctors, nurses, and other healthcare professionals. A General Liability insurance policy can help you manage property damage and injury claims from third parties.
General Liability insurance may be required if you work as an independent nursing contractor or provide volunteer medical services at events.
Cyber Liability
The medical industry is becoming more reliant on computers and internet-connected devices—from monitoring patient vitals to storing records and making payments. Cyberattacks on healthcare businesses are common and becoming more frequent.
Cyber Liability insurance can help NPs recover from a cyberattack or data breach, while improving their HIPAA compliance.
Miscellaneous Medical Liability Package for Nurse Practitioners
A Miscellaneous Medical Liability package combines General Liability, Cyber Liability, and Professional Liability/malpractice insurance for nurse practitioners into a convenient and affordable insurance bundle.
