Insurance for Nurses
- Tailored insurance for licensed nurses
- Coverage starting from $45/month
- Fast quote-to-cover process online
Comprehensive Nurse malpractice Insurance
Nurses work hard to provide the highest level of care to their patients. But even with the most diligent attention, accidents, errors, and accusations can still happen.
BizInsure makes it easy for nurses to find malpractice liability insurance and other forms of coverage to help protect themselves on the job. Our comprehensive coverage and competitive rates are tailored to your needs and the risks of your occupation.
Our nurses liability insurance includes:
- Legal defense costs, including settlements or court expenses.
- Accidental injury to any person in your care, such as a fall during mobility assistance.
- Negligence, such as giving incorrect assistance or missing important care instructions.
- Property damage, to a client’s home or belongings.
- Abuse Allegations: including claims of physical or sexual misconduct, even if the allegations are unproven.
- Needlestick coverage, for Registered Nurses administering services they are licensed to perform in their state.
- Includes medication administration, covers if it is a Registered Nurse performing services they’re licensed to in their state
- Hired & Non-Owned Auto
- Regulatory proceedings
- Medical Billing E&O
- Vicarious liability
- Loss of personal information
- First aid coverage
BizInsure offers you custom-built professional and general liability insurance for you as a nurse to protect your livelihood, career, and reputation.
Why is nurses’ liability insurance important?
In some states, liability insurance is required for to get and maintain certain nursing licenses. It is an essential part of being able to work legally in many parts of the country.
Even if liability insurance is not required for nurses in your area, a policy may still be important. Malpractice liability claims and lawsuits can be expensive to defend yourself against, even if you are not at fault. Your policy could provide valuable peace of mind and financial protection against common risks you may face.
Who we cover
Professional Liability insurance can meet the needs of different healthcare professionals, including:
- Registered Nurse (RN)
- Clinical Nurse Specialists
- Visiting Nurses
- Nurse Practitioners
- Certified Nursing Assistants (CNAs)
- Licensed Practical Nurse/ Licensed Vocational Nurse (LPNs / LVNs)
- Certified Registered Nurse Anesthetist (CRNAs)
- Nursing Schools and Businesses
- Nursing Student
- Midwives
- Travel Nurses
- Aesthetic Nurses
Malpractice Liability Insurance for Nurses
BizInsure’s policies are designed to meet the unique needs of nursing professionals. They provide flexible, comprehensive coverage to help safeguard your finances and career.
Professional liability, known as malpractice insurance for nurses, protects against claims relating to your work including negligence, libel or slander even if you haven’t made a mistake.
Highlights
- Negligence or misconduct in daily responsibilities
- Breach of duty, such as failure to deliver services promised
Coverage levels:
- Up to $1 million per occurrence
- Up to $3 million in the aggregate
General liability insurance protects nurses against claims of patient injuries, property damage, associated medical costs, and advertising injury. For example, a client slipping and injuring themselves while in your care.
Our General Liability insurance for nurses includes Products Liability and Completed Operations Liability coverage.
Coverage levels:
- Up to $1 million per occurrence
- Up to $3 million in the aggregate
Sexual and Physical Misconduct coverage
Abuse and molestation coverage protects nurses and home health providers against allegations of sexual molestation and physical abuse by clients and employees.
Coverage levels:
- Up to $100,000 per occurrence
- Up to $300,000 in the aggregate
Cyber Breach Response Services coverage
Cyber breach response insurance helps nurses and healthcare professionals notify clients if their information is accessed in a data breach.
Coverage levels:
- Up to 25,000 notified individuals in the aggregate
- Up to $100,000 in the aggregate
How much does insurance for nurse cost?
Nurses pay $45 per month on average for a combined Professional & General Liability policy with BizInsure.
However, the price of insurance depends on a variety of factors, such as the health services you provide, your qualifications and licenses, and annual business revenue.
Are nurses required to get malpractice insurance?
Yes, specific nursing occupations are required to have malpractice insurance in some states. Nurses should check with their state nursing board to understand the insurance requirements in their area.
What types of nurses need nursing malpractice insurance?
Many types of nurses may need nursing malpractice insurance to work in their state, including registered nurses (RN), nurse practitioners, licensed practical nurses (LPN), and licensed vocational nurses (LVN).
While malpractice insurance may not be required for every type of nurse, it may still be important. Nursing malpractice insurance helps all types of nurses protect themselves from common on-the-job risks, such as negligence claims.
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