Insurance for Registered Nurses
- Coverage designed for Registered Nurses
- Fast online quotes and policy management
- Coverage starting from $45/month
Comprehensive Registered Nurse malpractice Insurance
Registered nurses are dedicated to providing exceptional care, but despite their best efforts, mistakes, accidents, and allegations can arise.
BizInsure helps registered nurses find malpractice liability insurance and other essential coverage to protect their finances, professional reputation, and careers, with flexible policies and competitive rates tailored to the profession’s risks.
Our nurses liability insurance includes:
- Legal defense costs, including settlements or court expenses.
- Accidental injury to any person in your care, such as a fall during mobility assistance.
- Negligence, such as giving incorrect assistance or missing important care instructions.
- Property damage, to a client’s home or belongings.
- Abuse Allegations: including claims of physical or sexual misconduct, even if the allegations are unproven.
- Needlestick coverage, for Registered Nurses administering services they are licensed to perform in their state.
- Includes medication administration, covers if it is a Registered Nurse performing services they’re licensed to in their state
- Hired & Non-Owned Auto
- Regulatory proceedings
- Medical Billing E& O
- Vicarious liability
- Loss of personal information
- First aid coverage
BizInsure offers you custom-built professional and general liability insurance for you as a registered nurse to protect your livelihood, career, and reputation.
Why do registered nurses need insurance?
Registered nurses (RNs) play a critical role in healthcare, with strong employment growth and an estimated 197,200 job openings projected between 2023–2033. However, the profession also carries significant risks, including malpractice claims, property damage, and cyber breaches, which can affect an RN’s finances, reputation, and career.
BizInsure offers tailored insurance solutions for registered nurses to help protect against the everyday risks of the profession, giving RNs confidence and support in their work.
Malpractice Liability Insurance for Registered Nurses
Registered nurses may consider different types of insurance to help manage their workplace risks.
Professional liability, known as malpractice insurance for nurses, protects against claims relating to your work including negligence, libel or slander even if you haven’t made a mistake.
Highlights
- Negligence or misconduct in daily responsibilities
- Breach of duty, such as failure to deliver services promised
Coverage levels:
- Up to $1 million per occurrence
- Up to $3 million in the aggregate
General liability insurance protects nurses against claims of patient injuries, property damage, associated medical costs, and advertising injury. For example, a client slipping and injuring themselves while in your care.
Our General Liability insurance for nurses includes Products Liability and Completed Operations Liability coverage.
Coverage levels:
- Up to $1 million per occurrence
- Up to $3 million in the aggregate
Sexual and Physical Misconduct coverage
Abuse and molestation coverage protects nurses and home health providers against allegations of sexual molestation and physical abuse by clients and employees.
Coverage levels:
- Up to $100,000 per occurrence
- Up to $300,000 in the aggregate
Cyber Breach Response Services coverage
Cyber breach response insurance helps nurses and healthcare professionals notify clients if their information is accessed in a data breach.
Coverage levels:
- Up to 25,000 notified individuals in the aggregate
- Up to $100,000 in the aggregate
How much does insurance for a registered nurse cost?
Registered nurse pay $45 per month on average for a combined Professional & General Liability policy with BizInsure.
However, insurance prices depend on a variety of factors, such as the health services you provide, your qualifications and licenses, and your annual business revenue.
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