Comparing Nurse Malpractice Insurance:
BizInsure vs. Other Insurers
- Compare quotes in minutes, with no obligation to buy
- Buy online and receive coverage confirmation – instantly
- Access only top-quality insurance companies (A-rated or better)
Nursing is one of the most trusted professions in the United States. In fact, it has been named as the most trusted profession in America by Gallup, with three out of four respondents considering nurses both highly honest and ethical.
The role of a nurse comes with vast responsibilities, as well as risks and challenges. Despite the public view of the position, nurses can face liability claims just like other healthcare professionals. This could be due a simple admin error, or an oversight in patient care that leads to a devastating outcome.
This is why many nurses choose to take out nurse malpractice insurance. There is no one product known as “nurse malpractice insurance” – instead, this generally refers to the various insurance policies that nurses generally take out to help protect themselves from claims (such as Professional Liability and General Liability insurance).
Because there are many different insurance products out there in the market, it can be challenging to find the right policy to suit your needs. BizInsure is here to help you get a better understanding of what you might want in a Professional Liability insurance policy.
The BizInsure difference: Tailored protection for nurses
For many, nursing is not just a profession but a calling. That’s why we offer specialized malpractice insurance designed with your unique needs in mind. We have partnered with some of the leading insurance providers in America to offer our customer policies that provide comprehensive coverage. This coverage goes beyond what most employer-provided insurance policies offer, which helps to protect you from claims on and off duty.
With BizInsure, you gain access to:
- Personalized coverage: Tailored policies that fit your specific role, whether you’re a registered nurse, nurse practitioner, or other healthcare professional.
- Comprehensive protection: Coverage that includes legal defense costs, settlements, and licensing board complaints.
- Competitive rates: Affordable pricing from A-rated insurers, ensuring you get the best value for your coverage.
- Portability: Coverage that follows you across jobs, volunteer work, or contract positions to provide continuous protection.
What BizInsure nurse malpractice insurance offers
BizInsure’s nurse malpractice insurance is designed to protect you from the financial and professional risks associated with nursing.
With BizInsure, you can focus on providing exceptional care to your patients, knowing that your professional interests are well-protected.
| Coverage and Service | Other Insurers | BizInsure |
|---|---|---|
| Broker fees included | May include broker or agent commissions that increase cost. | Direct pricing, no middleman fees. A $100 service fee applies in most states. |
| Licensing board or license protection | Usually covered. | Included, coverage extends to board action and license defense. |
| Legal defense costs | Generally covered. | Covered, includes legal defense fees and court costs. |
| Defense attorney provided | Sometimes included. | Duty to defend is included. |
| Settlement or damage costs | Generally covered. | Covered, includes settlements and potential damages. |
| Volunteering coverage | Sometimes included. | Covered, portable coverage across jobs, volunteer work, and contract work. |
| Reputation support | Sometimes included. | Included, coverage helps safeguard your career, reputation, and license. |
| Consent to settle clause | May settle without your consent. | Included, the choice is yours. |
| Assault coverage | Sometimes included. | Covered, up to $25,000 annual aggregate. |
| Non-patient medical expenses | Sometimes included. | Covered, up to $25,000 per person. |
Compare nurse malpractice insurance today
BizInsure makes it easy for nurses to quickly quote, compare and buy insurance online. If you’re looking for nurse malpractice insurance that can help to safeguard your finances, career and reputation, then BizInsure can help.
Frequently asked questions
How much does nurse malpractice insurance cost?
Nurse malpractice insurance costs will vary on many different factors, including your role and your location. BizInsure makes it easy to compare quotes from top insurers so you can find comprehensive protection at a competitive rate. Get a quote today.
What type of claims can be made against nurses?
Common claims include medication errors, failure to monitor a patient, documentation mistakes, patient falls, infection transmission, as well as simple miscommunication errors. Even highly skilled and diligent nurses can face claims due to human error and sometimes false allegations.
Isn’t my employer’s insurance enough to protect me?
Your employer’s insurance is not always enough to offer you adequate protection. This is because your employer’s insurance is designed to protect the organization, not you. Discover more about the limits of hospital cover in our blog.
Isn’t buying my own insurance admitting that I expect to make errors?
This is a common misconception. Carrying malpractice insurance is about being prepared, not anticipating errors.
