Insurance for Events, Planning &
Organization

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Why do Event Promoters need insurance?

Event planners face unique on-the-job risks, whether helping manage a wedding, conference, charity fundraiser, or other special event. With so much to organize and do before, during, and after, there’s always a chance that something will go wrong. If a client later alleges that your work caused them a financial loss, they could sue you for damages.

Insurance for event planners helps protect your small business should an event you’re managing go wrong. Depending your coverage, you could be covered for lawsuits, compensation for financial loss, third-party injuries and more.

Did you know?

Event planners may be required to have General Liability insurance to work in various venues, including conference centers, wedding venues, and public spaces.

Events, Planning & Organization insurance covers a broad range of professions.

We help insure Planning and Organization professionals and we can also help insure your Special Events including (but not limited to):

Event Management Travel Agents
Event Planner Wedding Consultants
Meeting Planner Wedding Planner
Personal Assistant / Concierge Professional Organizer

And many more…

Professional Liability insurance (aka E&O insurance)

If you are a full-time or part-time professional in the events, planning & organization space, expectations can be very high, and attention to detail is critical. Professional Liability insurance* may be essential to protecting you, your employees, and independent contractors working for your business. A policy helps you manage common risks, like actual or actual or alleged negligence claims, failure to deliver services, mistakes, and providing bad advice.

General Liability insurance

A very common and important insurance requirement in the events and planning industry is General Liability insurance*.  Accidents can happen during events, but General Liability helps protect your assets should a client, vendor, attendee, or other member of the public become injured due to your business activities.

Business Owner’s Policy (BOP) – Events, Planning & Organization

A Business Owner’s Policy (BOP)* is a powerful insurance package that includes General Liability protection, plus the option to cover your business property, business interruption losses, non-owned and hired autos, and more.

For individuals or businesses in the event and planning industry, a BOP is a convenient and affordable way to protect their business against some of the industry’s common exposures.

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How much does event planner insurance cost?

The premium you can expect to pay for your Event Planner insurance will vary depending on several factors, such as where you work, your risk management procedures, and the amount of coverage you choose, just to name a few.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
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