Insurance for Accountants

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What is accountant liability insurance?

Accountant liability insurance refers to the different types of coverage available to accountants, bookkeepers, and tax preparers. Without business insurance, you could be out of pocket for many everyday risks.

Why do accountants need insurance?

Accountants and CPA firms provide financial services to their clients. However, if the advice you give causes a client to lose money, you could be hit with a lawsuit. Insurance designed for accountants could help you cover legal costs, compensation, and more—like accidental property damage claims, employee injuries, and unplanned business interruptions.

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Who needs accountant’s Professional Liability insurance?

BizInsure offers Professional Liability coverage for a range of accounting professionals, including:

  • Accountants
  • Accounting Firms
  • Bookkeepers
  • Certified Public Accountants (CPA)
  • Enrolled Agents
  • Tax Agents

General Liability insurance

If you regularly meet with clients in person, you may want to consider General Liability insurance*. Accidents happen, and a simple trip and fall in your office could lead to an expensive injury claim. Don’t let mishaps like these and others take money away from running your accounting firm.

Business Owner’s Policy

Unplanned events—like business interruptions, storm damage to your owned office building, and broken equipment—could impact your ability to work. A Business Owner’s Policy is a convenient and affordable way to protect your business against a range of risks.

Workers’ Compensation insurance

Accounting and bookkeeping may be low-risk work, but anything can happen when running a business! Workers’ Compensation insurance* helps your business manage employee injuries. It may be required before hiring your first employee, depending on your state’s laws.

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As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
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BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
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"Getting business insurance through BizInsure was a smooth and straightforward process. Jazzmine was very knowledgeable about the product and explained everything clearly, which made it easy for me to understand. I'm very happy with my decision. – Susie G 🙂"
I highly recommend this company
Process of renewal is online, which is simple and strait forward.
Easy and straightforward the policy renewal
Fast, informative and affordable
Spot on! Right and rapid
Easy to work with and very responsive to email requests.
I need and insurance policy for mu business right away the process online was easy I would recommend the any time
Quick, simple, online service. And a great price.
That was real quick approval and getting covered
Easy and affordable! Now my business can operate and fully function
Renewing each year is easy and the cost is reasonable.
Very helpful with answering unusual questions that I had, and helping to guide my decisions.
No I sure has been a great fit and easy to work with!
Competent and friendly Organization.
Friendly staff. Quick and easy.
Easy process, great service!
Andrea was very useful and professional. I will be recommending Biznsure to my friends that need business insurance. Keep up the good work. I wish the agency also offers auto insurance and whenever you do I will be one of the first to sign up as sign of my appreciation.
Mike Okonkwo.
Thank you for your professionalism and patience and helpfulness with my insurance needs for my new business. Thank you, Lizette, as well for all of your help - you are sincerely appreciated and you are an asset to BizInsure LLC!
FEEDBACK: In my personal opinion, your telephone customer service needs to be improved. Whomever basically and initially answers the phone calls lately needs a new headset, honestly. I know you record all of your calls; however, listening skills truly needs to be improved also, IMO and if I ask someone to please take a message, and they tell me they are going to do so, then follow through and send that message to the main person I'm trying to reach. I have had difficulty getting back to the "exact" insurance agent with whom I've been working with and it's been a bit frustrating handling this current 2025-2026 renewal.
BizInsure has always been a necessary and important business resource.
I spent several hours comparing quotes and itemized coverage options from multiple agencies, and BizInsure LLC came out on top. The process was fast, the pricing was competitive, and the experience was refreshingly straightforward. I’m looking forward to a continued, stress-free partnership with BizInsure.