Esthetician Insurance

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Esthiticians Insurance

Insurance created to protect your Esthetician business

BizInsure lets you get quotes and buy insurance online in minutes to protect your business from accidents, injuries, legal fees as well as your business property. The following coverages are typically available:

  • General liability
  • Professional liability (E&O)
  • Workers compensation
  • Business Owner’s Policy (BOP)

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Get the Cover that Suits Your Esthetician Business

Being well protected does not mean paying more. With BizInsure you can choose the cover that suits your business and you can pay for your insurance monthly or annually to help your budget.

Basic cover
  • Professional Liability
  • Per occurrence $1,000,000
  • General Liability
  • Per occurrence $1,000,000
  • Workers Compensation
  • Per accident $500,000
  • Commercial Property
  • Per occurrence $25,000
Comprehensive cover
  • Professional Liability
  • Per occurrence $2,000,000
  • General Liability
  • Per occurrence $3,000,000
  • Workers Compensation
  • Per accident $1,000,000
  • Commercial Property
  • Per occurrence $25,000
Estheticians insurance

General Liability insurance

General Liability is the most common and essential type of business insurance. This insurance can protect your Esthetician business against claims of bodily injury or property damage lawsuits from third parties.

General Liability Insurance can cover:

  • Accidents related to bodily injury or property damage caused to a third party
  • Accidents that occur at your premises
  • Medical expenses if someone is injured at your premises
Estheticians insurance

Professional liability insurance

A Professional Liability insurance policy is critical for those who are in the business of providing advice and instruction to others. A Professional Liability policy helps protect you as an Esthetician against damages related to your services, actions or recommendations.

The policy can cover employees and independent contractors from allegations of negligence, failure to perform, inaccuracy, bad advice and other common risks associated with the services they provide.

Coverage is provided for:

  • Attorney fees and other legal expenses
  • Costs and expenses related to a settlement
  • Costs and expenses related to a judgment
Esthiticians insurance

Workers’ Compensation

If you have employees, this cover protects your business against medical expenses and lawsuits resulting from employee workplace injuries and serious illnesses.

Workers’ Compensation insurance typically also pays:

  • Lost wages as a result of the employee’s work injuries.
  • Medical expenses resulting from employee workplace injuries.
Estheticians insurance

Business Owner’s Policy

This is a package, that can include General Liability cover as well as important coverage to protect your business property, this can include your facial bed, your magnification lamp right through to your  steamer and ultrasonic skin scrubber.

BOP Cover

  • General Liability insurance and business personal property coverage into one convenient policy.
How much does is cost

How much does Esthetician insurance cost?

Insurance for your business will vary depending on:

  • Your operations
  • Your location
  • Size of business
  • Amount of coverage needed
  • Claims history

BizInsure makes shopping for insurance simple.  Just go online, plug in a bit of information and let us do all the work for you.

When is Insurance required for Estheticians?

As an Esthetician you help keep your client’s skin healthy and clear which is incredibly rewarding but it also comes with great responsibility. Insurance covers you:

  • If your client believes you have provided poor treatments that result in allergic reactions, skin damage or scars.
  • If you open your own spa or salon and have customers or members of the public visiting your premises and they have an accident.
  • If your equipment is damaged or stolen, you will need new tools of trade to keep on operating.
  • If you employ staff. Workers Compensation is generally mandated in most states.

Insights on Estheticians Insurance

As a professional esthetician, you provide services to help your clients feel more beautiful and more relaxed than before they stepped foot in your spa. But what happens if a.
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Whether you are just beginning your career as an esthetician or if you are an established professional with years of experience, one question is always in the back of your.
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Are you a people person? Have you always wanted to be a part of the exciting beauty industry? Would you like to go to work and make people look and.
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Andrea Mcgee was great to work with
Audra M.
Customer representative extremely professional and courteous!
DJ Jeff B
I wanted to add another letter to one word on my street, and the website allows me to do that, and it took less than 5 minutes for them to approve the amendment. How wonderful, I love their service very much.
Ema F.
Representative was very kind, helpful, and educated me well. I appreciated today's experience.
Tina P.
Thanks for the overall service. The rates were great, and they were able to cover the services that was needed. Please call BIZinsure for your commercial needs.
Cheequanda M.
Responsive and easy
Crime R.
I have used BizInsure for 2 years and they make the renewal process quick and easy.
hospicecare 4.
Excellent business and great people! They have out done our prior insurance of 23 years! Keep up the good work!
James F
Very satisfied with the application process, Andrea was very helpful and friendly. Great service ! Thank you !
Don C.
No waiting !!!
Renee G.
Very good company to do business with.
Jeff M.
Teven Lous was wonderful to work with. Thank you
Valerie K.
BizInsure is efficient and price friendly. I definitely reccommend them to anyone. Thank you.
Anare K.

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