Esthetician Insurance

  • Save on Your Business Insurance – Polices start from $40 per month
  • Trusted by over 200,000 customers globally
  • Small business specialist

Get instant quotes

Or speak to our licensed agent: 1-877-900-9998

Quotes from A+ rated insurers

Quotes from A+ rated insurers

Rated 4.6/5
Rated 4.6/5
Group 480@3x

Multiple quotes from A-rated insurers

Group 477@3x

Switch and save on your insurance

Group 289@3x

Get coverage instantly

Buy insurance in minutes

Buy Insurance in 5 minutes

Esthiticians Insurance

Insurance created to protect your Esthetician business

BizInsure lets you get quotes and buy insurance online in minutes to protect your business from accidents, injuries, legal fees as well as your business property. The following coverages are typically available:

  • General liability
  • Professional liability (E&O)
  • Workers compensation
  • Business Owner’s Policy (BOP)

Get instant quotes

Get the Cover that Suits Your Esthetician Business

Being well protected does not mean paying more. With BizInsure you can choose the cover that suits your business and you can pay for your insurance monthly or annually to help your budget.

Basic cover
  • Professional Liability
  • Per occurrence $1,000,000
  • General Liability
  • Per occurrence $1,000,000
  • Workers Compensation
  • Per accident $500,000
  • Commercial Property
  • Per occurrence $25,000
Comprehensive cover
  • Professional Liability
  • Per occurrence $2,000,000
  • General Liability
  • Per occurrence $3,000,000
  • Workers Compensation
  • Per accident $1,000,000
  • Commercial Property
  • Per occurrence $25,000
Estheticians insurance

General Liability insurance

General Liability is the most common and essential type of business insurance. This insurance can protect your Esthetician business against claims of bodily injury or property damage lawsuits from third parties.

General Liability Insurance can cover:

  • Accidents related to bodily injury or property damage caused to a third party
  • Accidents that occur at your premises
  • Medical expenses if someone is injured at your premises
Estheticians insurance

Professional liability insurance

A Professional Liability insurance policy is critical for those who are in the business of providing advice and instruction to others. A Professional Liability policy helps protect you as an Esthetician against damages related to your services, actions or recommendations.

The policy can cover employees and independent contractors from allegations of negligence, failure to perform, inaccuracy, bad advice and other common risks associated with the services they provide.

Coverage is provided for:

  • Attorney fees and other legal expenses
  • Costs and expenses related to a settlement
  • Costs and expenses related to a judgment
Esthiticians insurance

Workers’ Compensation

If you have employees, this cover protects your business against medical expenses and lawsuits resulting from employee workplace injuries and serious illnesses.

Workers’ Compensation insurance typically also pays:

  • Lost wages as a result of the employee’s work injuries.
  • Medical expenses resulting from employee workplace injuries.
Estheticians insurance

Business Owner’s Policy

This is a package, that can include General Liability cover as well as important coverage to protect your business property, this can include your facial bed, your magnification lamp right through to your  steamer and ultrasonic skin scrubber.

BOP Cover

  • General Liability insurance and business personal property coverage into one convenient policy.
How much does is cost

How much does Esthetician insurance cost?

Insurance for your business will vary depending on:

  • Your operations
  • Your location
  • Size of business
  • Amount of coverage needed
  • Claims history

BizInsure makes shopping for insurance simple.  Just go online, plug in a bit of information and let us do all the work for you.

When is Insurance required for Estheticians?

As an Esthetician you help keep your client’s skin healthy and clear which is incredibly rewarding but it also comes with great responsibility. Insurance covers you:

  • If your client believes you have provided poor treatments that result in allergic reactions, skin damage or scars.
  • If you open your own spa or salon and have customers or members of the public visiting your premises and they have an accident.
  • If your equipment is damaged or stolen, you will need new tools of trade to keep on operating.
  • If you employ staff. Workers Compensation is generally mandated in most states.

Insights on Estheticians Insurance

As a professional esthetician, you provide services to help your clients feel more beautiful and more relaxed than before they stepped foot in your spa. But what happens if a.
Read More
Whether you are just beginning your career as an esthetician or if you are an established professional with years of experience, one question is always in the back of your.
Read More
Are you a people person? Have you always wanted to be a part of the exciting beauty industry? Would you like to go to work and make people look and.
Read More
Excellent customer service Andrea Magee is very professional
Excellent experience with Shantana on all the occasions we had the pleasure to speak with a rep.
Straight to the point. Very easy and convenient
A Company that is easy to deal with and that I have used for several years. I appreciate the continued support.
Super easy and detailed
This company is excellent! They provided my business with General and Professional liability. Something that no other company could provide at a good price. BizInsure covered me and the rate is Unbeatable. I will continue to use them for all my business insurance needs.
Alex was very helpful answering all my questions. I am very happy that he will be my contact person , if I should have any other questions. Thank you to Alex
Bizinsure is an exceptional company. The customer service is excellent. The receptionists are very knowledgeable. The insurance agents are very professional.
I use this for my Business and its easy to navigate and start
Quick and professional service
Great quote for Professional and Liability!
Signing up was easy.
You guy are wonderful, very professional and honest. It was a very smooth process. very affordable. thank you. Calves Blake
Great value, customer service, and ease of communication.
Loved working with Bizinsure! Andrea was fantastic and made the process so easy!
BIZNSURE LLC, is outstanding the process was easy and quick. I was walked through step by step
Very easy to work with, cost effective, prompt renewal and easy to get certificates of insurance instantly. I use them exclusively for my professional and general liability insurance needs as a consultant. They simply make my insurance be easy!
BizInsure's online quote and process was quick, easy, and affordable. Jennifer, one of the representatives from BizInsure was great. She was very professional, attentive, and knowledgeable. I would definitely recommend this company to small businesses.
Very easy..straight forward..quick
BizInsure LLC made it easy to find coverage for my business. Highly recommend them for responsive service and quality insurance products.
Always Great with the updates and always get things done in a timely manner
Great use of my time. As a business owner I love not wasting time. Thank you so much for giving me more time. Even when I call in the time on hold is short and the rep is an American Professional.
Easy to use, Great customers service.
Google Rating
4.7
Based on 477 reviews