Esthetician Insurance

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Esthiticians Insurance

Insurance created to protect your Esthetician business

BizInsure lets you get quotes and buy insurance online in minutes to protect your business from accidents, injuries, legal fees as well as your business property. The following coverages are typically available:

  • General liability
  • Professional liability (E&O)
  • Workers compensation
  • Business Owner’s Policy (BOP)

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Get the Cover that Suits Your Esthetician Business

Being well protected does not mean paying more. With BizInsure you can choose the cover that suits your business and you can pay for your insurance monthly or annually to help your budget.

Basic cover
  • Professional Liability
  • Per occurrence $1,000,000
  • General Liability
  • Per occurrence $1,000,000
  • Workers Compensation
  • Per accident $500,000
  • Commercial Property
  • Per occurrence $25,000
Comprehensive cover
  • Professional Liability
  • Per occurrence $2,000,000
  • General Liability
  • Per occurrence $3,000,000
  • Workers Compensation
  • Per accident $1,000,000
  • Commercial Property
  • Per occurrence $25,000
Estheticians insurance

General Liability insurance

General Liability is the most common and essential type of business insurance. This insurance can protect your Esthetician business against claims of bodily injury or property damage lawsuits from third parties.

General Liability Insurance can cover:

  • Accidents related to bodily injury or property damage caused to a third party
  • Accidents that occur at your premises
  • Medical expenses if someone is injured at your premises
Estheticians insurance

Professional liability insurance

A Professional Liability insurance policy is critical for those who are in the business of providing advice and instruction to others. A Professional Liability policy helps protect you as an Esthetician against damages related to your services, actions or recommendations.

The policy can cover employees and independent contractors from allegations of negligence, failure to perform, inaccuracy, bad advice and other common risks associated with the services they provide.

Coverage is provided for:

  • Attorney fees and other legal expenses
  • Costs and expenses related to a settlement
  • Costs and expenses related to a judgment
Esthiticians insurance

Workers’ Compensation

If you have employees, this cover protects your business against medical expenses and lawsuits resulting from employee workplace injuries and serious illnesses.

Workers’ Compensation insurance typically also pays:

  • Lost wages as a result of the employee’s work injuries.
  • Medical expenses resulting from employee workplace injuries.
Estheticians insurance

Business Owner’s Policy

This is a package, that can include General Liability cover as well as important coverage to protect your business property, this can include your facial bed, your magnification lamp right through to your  steamer and ultrasonic skin scrubber.

BOP Cover

  • General Liability insurance and business personal property coverage into one convenient policy.
How much does is cost

How much does Esthetician insurance cost?

Insurance for your business will vary depending on:

  • Your operations
  • Your location
  • Size of business
  • Amount of coverage needed
  • Claims history

BizInsure makes shopping for insurance simple.  Just go online, plug in a bit of information and let us do all the work for you.

When is Insurance required for Estheticians?

As an Esthetician you help keep your client’s skin healthy and clear which is incredibly rewarding but it also comes with great responsibility. Insurance covers you:

  • If your client believes you have provided poor treatments that result in allergic reactions, skin damage or scars.
  • If you open your own spa or salon and have customers or members of the public visiting your premises and they have an accident.
  • If your equipment is damaged or stolen, you will need new tools of trade to keep on operating.
  • If you employ staff. Workers Compensation is generally mandated in most states.

Insights on Estheticians Insurance

As a professional esthetician, you provide services to help your clients feel more beautiful and more relaxed than before they stepped foot in your spa. But what happens if a.
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Whether you are just beginning your career as an esthetician or if you are an established professional with years of experience, one question is always in the back of your.
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Are you a people person? Have you always wanted to be a part of the exciting beauty industry? Would you like to go to work and make people look and.
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Fast friendly professional service
Jennifer was fabulous. Quick & easy quote for GL/PL coverage and saved me money over previous policy. My wife referred me - she's always right!!
Representative was very kind, helpful, and educated me well. I especially appreciate their professionalism and patience.
Been with this company for about 4 years. They have provided me with excellent coverage, user-friendly technology and very low rate. As an accountant, they are my first choice for my small business clients.
Absolutely the easiest, absolutely the fastest, the best I can tell the lowest cost. For many businesses, Insurance is a dirty word, because it's complicated and we're actually so busy minding our business that when complicated insurance issues get in the way, it slows us down. But not with these guys. Biz Insure LLC has figured it out and thank goodness they have...
Thanks, you for your service
I want to say thank you for all the hard work the agent put in with me. She was glad to hear from me. Very pleasant to deal with and solved my needs
Thank you for your professionalism and patience and helpfulness with my insurance needs for my new business. Thank you, Amy Raley as well for all of your help - you are sincerely appreciated and you are an asset to BizInsure LLC!
I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Agent was precise and clear with explanation. Getting a quote was fast and easy. Thank you
Easy to renew Policy
BizInsures insurance is easy and affordable. Employees are well courteous and professional.
The renewal process is fast and efficient.
Easy to get Quote and start insurance with the recommended Insurance company. Not sure yet on services there after.
Yes, super easy!
I worked with Rachel to whom is professionally pleasant! She made it quick easy and communicating effectively while starting my business policy. I had to follow up for a COI addition and it was revised within minutes after me sending the email request.
Very Happy with the process and coverage.
very easy and efficient process. we are very happy.
Pleasant, efficient and reasonable/
I had an exceptional experience with Andrea Magee at BizInsurance. From day one, her professionalism, caring attitude, and thoughtfulness made a significant impact. She truly understands the needs of her clients and offers outstanding support. Her approach was not only thorough but also deeply supportive of our business. I highly recommend Andrea for anyone looking for top-notch insurance service!
Every year, BizInsure is my go to for general and professional liability insurance! The rates are unbeatable.
I renewed my policies , including a few updates, through the on-line portal. It was quick, easy and completed in a few moments. I will not have to revisit thias until 12 months from now. I printed out my documents and have no questions pertaining to my renewal. It was seamless. Thank you Biz Insure
Very nice and easy to use !!
I've been with Bizinsure LLC for 12 years. This is the easiest way to take care of my insurance needs. The best pricing too!!!
I have been a bizinsure client for a decade, and I couldn't be happier with the ease and customer service they offer. Highly recommended!
Why send emails and ask the company rep to call Bizinsure to renew, when you call and you get directed back to the website?I did want to speak to a person, but was unable to do so.
Easy to navigate what you need. Always notify ahead of renewal!
Andrew is an asset to your company!
Liability Insurance is not enough for a smallbusiness. BizInsure also has Professional Liability Insurance to protect my business and team from unintended missteps. Thank you for making the process easy.
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Based on 337 reviews
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