Esthetician Insurance

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Esthiticians Insurance

Insurance created to protect your Esthetician business

BizInsure lets you get quotes and buy insurance online in minutes to protect your business from accidents, injuries, legal fees as well as your business property. The following coverages are typically available:

  • General liability
  • Professional liability (E&O)
  • Workers compensation
  • Business Owner’s Policy (BOP)

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Get the Cover that Suits Your Esthetician Business

Being well protected does not mean paying more. With BizInsure you can choose the cover that suits your business and you can pay for your insurance monthly or annually to help your budget.

Basic cover
  • Professional Liability
  • Per occurrence $1,000,000
  • General Liability
  • Per occurrence $1,000,000
  • Workers Compensation
  • Per accident $500,000
  • Commercial Property
  • Per occurrence $25,000
Comprehensive cover
  • Professional Liability
  • Per occurrence $2,000,000
  • General Liability
  • Per occurrence $3,000,000
  • Workers Compensation
  • Per accident $1,000,000
  • Commercial Property
  • Per occurrence $25,000
Estheticians insurance

General Liability insurance

General Liability is the most common and essential type of business insurance. This insurance can protect your Esthetician business against claims of bodily injury or property damage lawsuits from third parties.

General Liability Insurance can cover:

  • Accidents related to bodily injury or property damage caused to a third party
  • Accidents that occur at your premises
  • Medical expenses if someone is injured at your premises
Estheticians insurance

Professional liability insurance

A Professional Liability insurance policy is critical for those who are in the business of providing advice and instruction to others. A Professional Liability policy helps protect you as an Esthetician against damages related to your services, actions or recommendations.

The policy can cover employees and independent contractors from allegations of negligence, failure to perform, inaccuracy, bad advice and other common risks associated with the services they provide.

Coverage is provided for:

  • Attorney fees and other legal expenses
  • Costs and expenses related to a settlement
  • Costs and expenses related to a judgment
Esthiticians insurance

Workers’ Compensation

If you have employees, this cover protects your business against medical expenses and lawsuits resulting from employee workplace injuries and serious illnesses.

Workers’ Compensation insurance typically also pays:

  • Lost wages as a result of the employee’s work injuries.
  • Medical expenses resulting from employee workplace injuries.
Estheticians insurance

Business Owner’s Policy

This is a package, that can include General Liability cover as well as important coverage to protect your business property, this can include your facial bed, your magnification lamp right through to your  steamer and ultrasonic skin scrubber.

BOP Cover

  • General Liability insurance and business personal property coverage into one convenient policy.
How much does is cost

How much does Esthetician insurance cost?

Insurance for your business will vary depending on:

  • Your operations
  • Your location
  • Size of business
  • Amount of coverage needed
  • Claims history

BizInsure makes shopping for insurance simple.  Just go online, plug in a bit of information and let us do all the work for you.

When is Insurance required for Estheticians?

As an Esthetician you help keep your client’s skin healthy and clear which is incredibly rewarding but it also comes with great responsibility. Insurance covers you:

  • If your client believes you have provided poor treatments that result in allergic reactions, skin damage or scars.
  • If you open your own spa or salon and have customers or members of the public visiting your premises and they have an accident.
  • If your equipment is damaged or stolen, you will need new tools of trade to keep on operating.
  • If you employ staff. Workers Compensation is generally mandated in most states.

Insights on Estheticians Insurance

As a professional esthetician, you provide services to help your clients feel more beautiful and more relaxed than before they stepped foot in your spa. But what happens if a.
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Whether you are just beginning your career as an esthetician or if you are an established professional with years of experience, one question is always in the back of your.
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Are you a people person? Have you always wanted to be a part of the exciting beauty industry? Would you like to go to work and make people look and.
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Great experience. The representative was very helpful and worked hard to get me the right policy.
fast and easy online service
Amy R. Was personable, professional, knowledgeable, encouraged questions, made certain I understood explanations before moving on to the next. A great ambassador for your company!! Thank you.
Easy, correct coverage, value add on policy, easy financing
I enjoyed how fast and efficient getting a policy was and plan to refer to others who need Liabilty insurance
Great customer service very helpful
Awesome and affordable ...Will continue to do Bizness!!
Easy to renew.
They always answer the phone and make my COIs as requested. Love them! Heather
great with my business I love the way the business is handled. Thank you
Competent and friendly Organization.
It was an extremely simple process.
Very friendly and helpful, so far it was an easy process and fast. And my sells person was amazing! I didn't get her name but she has a amazing attitude and customer service!!!
Excellent services and program
They are good to have for a business insurance !!
very professional, high quality costumer services, polit
Great coverage and very flexible for my business needs!
They make it so easy to get insurance!
Easy process
Always and easy process. Thanks!
Great customer service. Quick and efficient. Amy rocked! I highly recommend using BizInsure for your insurance needs.
Great Customer Service and easy renewal process
Extremely polite, very information and able to answer all questions, quick with issuing the policy and half the price of most insurers. Thank you for making it pain-free.
This system is short and sweet, thanks
Patrice was very professional and prompt. I definitely recommend this company.
Process was quit and easy.
Just getting started... excited!
Thank you Jen for assisting me with my insurance needs. Very professional! It was a pleasure chatting with you too!
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Based on 414 reviews
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