Esthetician Insurance

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Esthiticians Insurance

Insurance created to protect your Esthetician business

BizInsure lets you get quotes and buy insurance online in minutes to protect your business from accidents, injuries, legal fees as well as your business property. The following coverages are typically available:

  • General liability
  • Professional liability (E&O)
  • Workers compensation
  • Business Owner’s Policy (BOP)

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Get the Cover that Suits Your Esthetician Business

Being well protected does not mean paying more. With BizInsure you can choose the cover that suits your business and you can pay for your insurance monthly or annually to help your budget.

Basic cover
  • Professional Liability
  • Per occurrence $1,000,000
  • General Liability
  • Per occurrence $1,000,000
  • Workers Compensation
  • Per accident $500,000
  • Commercial Property
  • Per occurrence $25,000
Comprehensive cover
  • Professional Liability
  • Per occurrence $2,000,000
  • General Liability
  • Per occurrence $3,000,000
  • Workers Compensation
  • Per accident $1,000,000
  • Commercial Property
  • Per occurrence $25,000
Estheticians insurance

General Liability insurance

General Liability is the most common and essential type of business insurance. This insurance can protect your Esthetician business against claims of bodily injury or property damage lawsuits from third parties.

General Liability Insurance can cover:

  • Accidents related to bodily injury or property damage caused to a third party
  • Accidents that occur at your premises
  • Medical expenses if someone is injured at your premises
Estheticians insurance

Professional liability insurance

A Professional Liability insurance policy is critical for those who are in the business of providing advice and instruction to others. A Professional Liability policy helps protect you as an Esthetician against damages related to your services, actions or recommendations.

The policy can cover employees and independent contractors from allegations of negligence, failure to perform, inaccuracy, bad advice and other common risks associated with the services they provide.

Coverage is provided for:

  • Attorney fees and other legal expenses
  • Costs and expenses related to a settlement
  • Costs and expenses related to a judgment
Esthiticians insurance

Workers’ Compensation

If you have employees, this cover protects your business against medical expenses and lawsuits resulting from employee workplace injuries and serious illnesses.

Workers’ Compensation insurance typically also pays:

  • Lost wages as a result of the employee’s work injuries.
  • Medical expenses resulting from employee workplace injuries.
Estheticians insurance

Business Owner’s Policy

This is a package, that can include General Liability cover as well as important coverage to protect your business property, this can include your facial bed, your magnification lamp right through to your  steamer and ultrasonic skin scrubber.

BOP Cover

  • General Liability insurance and business personal property coverage into one convenient policy.
How much does is cost

How much does Esthetician insurance cost?

Insurance for your business will vary depending on:

  • Your operations
  • Your location
  • Size of business
  • Amount of coverage needed
  • Claims history

BizInsure makes shopping for insurance simple.  Just go online, plug in a bit of information and let us do all the work for you.

When is Insurance required for Estheticians?

As an Esthetician you help keep your client’s skin healthy and clear which is incredibly rewarding but it also comes with great responsibility. Insurance covers you:

  • If your client believes you have provided poor treatments that result in allergic reactions, skin damage or scars.
  • If you open your own spa or salon and have customers or members of the public visiting your premises and they have an accident.
  • If your equipment is damaged or stolen, you will need new tools of trade to keep on operating.
  • If you employ staff. Workers Compensation is generally mandated in most states.

Insights on Estheticians Insurance

As a professional esthetician, you provide services to help your clients feel more beautiful and more relaxed than before they stepped foot in your spa. But what happens if a.
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Whether you are just beginning your career as an esthetician or if you are an established professional with years of experience, one question is always in the back of your.
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Are you a people person? Have you always wanted to be a part of the exciting beauty industry? Would you like to go to work and make people look and.
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Great total experience. The agent was professional, knowledgeable,and a pleasure to work with. The fastest business insurance purchase I've ever experience. I highly recommend Bizinsure.
Tony W.
1695492357
Communication was excellent and the process was easy.
Jessie R.
1695153508
I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Michelle C.
1695060008
Kaleb tailored the right coverage to our business. Customer service was good and gave great understanding of coverage. Thank you from Goleda's Gentle Homecare LLC
Aneesah M.
1695056651
BizInsure is very easy to do business with, they contact me for policy renewal so I never miss it and renewing is very easy!
carrie W.
1695048243
A GOOD COMPANY FOR HEALTH CARE INC
Supreme A.
1694871640
Easiest & fastest online quote and purchasing experience out there. Inside of 10 minutes I had a quote, payment draft, and policy in force... and at the most competitive GL rates I found.
Rusty H.
1694699044
very quick and prompt service.
Sally Jo W.
1694180429
caleb was great in helping me navigate thecorrect liabilty insurance for my company
Lindsay Erin P.
1694135867
Friendly fast service I recommend you to all vendors
Terry R.
1694133043
Great
Kemi S.
1694119021
Great Customer service and easy renewal process!!!! I would refer this company to anyone.
Chris H.
1694038325
Great company easy to work with, Andrew was very helpful,you can call him any time he is ready to listen and help
Olu A.
1693959486
Good customer service indeed
BASSI T.
1693944217
I am really satisfied BizInsurance. I was having a hard time getting insurance for my business. And when I called them they was knowledgeable in what I needed for my business. Thank you now I can get started with my business. I’m excited.
Geneva B.
1693603091
Very helpful! The representative called me and got things fixed very quickly.
Carrie L.
1692930149
I’m covered! The process was easy and friendly agents to assist you with identifying the right choices.
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