Nurse Insurance in Florida

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Florida Nursing Malpractice Insurance

Nurses in Florida have a vital role in healthcare. They monitor patients, administer treatments, and help guide recovery. One mistake, even a small one, can lead to costly lawsuits.

Malpractice claims may arise from negligence, errors in care, or unintentional harm. Legal action can follow, even with the utmost dedication. Claims often include legal defense, settlement fees, or compensation costs.

BizInsure helps nurses in Florida find insurance coverage tailored to your needs. Compare quotes from leading insurers and choose a plan that fits yout career and livelihood.

BizInsure offers insurance solutions for many nursing professionals. These include:

Who we cover

  • Registered Nurses (RNs)
  • Nurse Practitioners (NPs)
  • Certified Nursing Assistants (CNAs)
  • Licensed Practical Nurses (LPNs)
  • Licensed Vocational Nurses (LVNs)
  • Clinical Nurse Specialists
  • Certified Registered Nurse Anesthetists (CRNAs)
  • Aesthetic Nurses
  • Travel Nurses
  • Midwives
  • Nursing Students
  • Nursing Schools and Healthcare Businesses

What Types of Insurance do Nurses need in Florida?

Malpractice insurance is required for Advanced Practice Registered Nurses (APRNs) working in Florida. APRNs may include nurse practitioners, clinical nurse specialists, nurse midwives, and nurse anesthetists.

Many types of nurses choose to carry insurance to protect themselves and their businesses from common risks. These may include malpractice lawsuits, patient injuries, or damaged property and equipment.

Professional Liability insurance (also known as Medical Malpractice coverage) can help you cover claims for negligence, malpractice, misrepresentation and errors or omissions that cause harm or damage to patients. These policies also cover legal defense costs and compensation costs should such occur.

General Liability Insurance covers third-party injury or damage to property. It may be needed if you rent commercial space, are an independent nurse contractor, or volunteer health services at public events.

BOPs combine General Liability coverage with commercial property into a single, affordable policy. This is a great option for nursing schools and aged care facilities that may need to protect their medical equipment, office space and income.

Most employers in Florida are required to have Workers’ Compensation insurance. This policy helps cover medical expenses and lost wages in the event of an employee being injured on the job. Businesses that provide healthcare services should ensure they comply with state regulations.

How Much Does Nurse Insurance Cost in Florida?

Florida nurses pay an average of $X per month* with BizInsure.

However, the price of insurance varies, as it depends on several factors. Your job type, business type, and your location may all affect the final cost.

Save Time and Money with BizInsure

With our easy application, Florida nurses can compare policies from top U.S. insurers. Start your free online quotes and get personalized coverage tailored to your professional needs.

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
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