Nurse Insurance in Georgia

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Georgia Nursing Malpractice Insurance

As a practicing nurse in Georgia, your invariably role involves complex patient care responsibilities that may expose you to potential malpractice claims. BizInsure simplifies the process by allowing nurses to quickly and easily compare insurance quotes tailored to both individual practitioners and nursing-related businesses.

With our easy-to-use online platform, you can compare policies and choose the coverage that best suits your needs—quickly and confidently.

We provide insurance coverage for a wide range of nursing professionals and businesses, including:

Who we cover

  • Registered Nurses (RNs)
  • Clinical Nurse Specialists
  • Nurse Practitioners (NPs)
  • Certified Nursing Assistants (CNAs)
  • Licensed Practical Nurses (LPNs) / Licensed Vocational Nurses (LVNs)
  • Certified Registered Nurse Anesthetists (CRNAs)
  • Nursing Schools and Healthcare Businesses
  • Nursing Students
  • Midwives
  • Travel Nurses
  • Aesthetic Nurses
  • Nursing Schools and Related Businesses

What Types of Insurance do Nurses need in Georgia?

Nurses in Georgia are not legally required to hold Professional Liability insurance. However, some employers may require nurses to hold their own insurance. Other types of insurance, such as General Liability insurance, may be required in order to lease a commercial space.

BizInsure offers a comprehensive Miscellaneous Medical Liability package specifically for nurses. This package can include:

  • General Liability
  • Medical Malpractice (Professional Liability)
  • Products and Completed Operations Liability
  • Cyber Liability.

This coverage protects you from legal claims resulting from errors, omissions, or alleged negligence in your professional duties. It can cover:

  • Negligence or Improper Treatment: For example, failure to communicate medication side effects.
  • Misrepresentation: Claims that you provided misleading information.
  • Incorrect Advice: Mistakes in clinical advice or procedures.

This insurance covers third-party bodily injury and property damage—essential for nurses in client-facing roles or those working from a leased space. It can protect you if a patient is accidentally injured or you cause damage to a client’s property.

A Business Owner’s Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day. The BOP product includes various coverages that may suit the unique requirements of your small business.

In Georgia, any business with three or more employees must have Workers’ Compensation insurance. This includes both regular and part-time workers. Workers’ Comp insurance covers medical treatment and lost wages for work-related injuries. If you’re self-employed, coverage is optional but recommended.

Business Owner's Policy

Cyber Liability Insurance

As a healthcare professional handling sensitive data, Cyber Liability coverage can help you manage the financial consequences of data breaches, cyberattacks, and related fraud.

How Much Does Insurance Cost for Georgia Nurses?

The cost of nursing malpractice insurance in Georgia varies based on factors like your specialty, business structure, and risk exposure. Location also plays a role; a nurse in Atlanta may pay more than a nurse based in Savannah or Marietta.

Save time and money with BizInsure

BizInsure makes it easy for nurses in Georgia to compare multiple insurance options from top-rated U.S. insurers. Use our simple online application to receive personalized quotes and get covered in minutes.

Need expert advice? Contact one of our licensed insurance specialists in Georgia today.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
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