Nurse Insurance in Hawaii

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Hawaii Nursing Malpractice Insurance

As a practicing nurse in Hawaii, your work involves delivering critical care and making complex decisions—situations that can sometimes lead to allegations of malpractice. BizInsure helps protect your career and business by offering multiple insurance quotes at competitive rates, tailored for both individuals and healthcare-related businesses.

With our fast and easy online application, you can compare coverage options and choose the policy that best suits your needs.

Who we cover

  • Registered Nurses (RNs)
  • Clinical Nurse Specialists
  • Nurse Practitioners (NPs)
  • Certified Nursing Assistants (CNAs)
  • Licensed Practical Nurses (LPNs) / Licensed Vocational Nurses (LVNs)
  • Certified Registered Nurse Anesthetists (CRNAs)
  • Nursing Schools and Healthcare Businesses
  • Nursing Students
  • Midwives
  • Travel Nurses
  • Aesthetic Nurses
  • Nursing Schools and Related Businesses

What Types of Insurance do Nurses need in Hawaii?

Hawaii nurses are not required to have Professional Liability / Medical Malpractice insurance. However, many nurses (including nurse practitioners (NP), registered nurses (RN), and certified nursing assistants (CNA), consider Malpractice policies essential to protecting them on the job.

Always check state and/or local laws or with the Hawaii Nurses Association for up-to-date information on getting a nursing license and insurance requirements.

BizInsure’s Professional & General Liability Package

In Hawaii, nurses often need multiple types of coverage—especially when working independently, running a business, or leasing a commercial space.

BizInsure offers a streamlined Professional & General Liability Package for healthcare professionals. This convenient all-in-one policy can include:

  • General Liability
  • Professional Liability/Medical Malpractice
  • Abuse & Molestation coverage
  • Cyber Liability

Professional Liability insurance helps protect nurses from financial losses related to claims of malpractice, negligence, or errors in patient care. This includes legal defense fees and compensation you may be required to pay.

Coverage can help protect against:

  • Negligence or improper treatment – such as failure to disclose medication side effects or miscommunication with patients
  • Misrepresentation – giving inaccurate or misleading information that causes patient harm
  • Incorrect advice – errors in medical advice or procedures that lead to a lawsuit

This coverage protects you if someone is injured or their property is damaged due to your services—often required for commercial leases or clinics. It can include:

  • Bodily Injury & Property Damage – For example, accidental harm to a patient or damage to their belongings during treatment.

A BOP combines several business insurance policies, such as General Liability insurance, Equipment Breakdown insurance and more, into one cost-effective and easy-to-manage package—ideal for small healthcare businesses or private practices.

Businesses in Hawaii with employees are legally required to carry Workers’ Compensation coverage. This insurance helps cover medical bills and lost wages for injuries that occur on the job. While optional for self-employed professionals, it’s still a smart form of protection.

Business Owner's Policy

Cyber Liability Insurance

As nurses often handle sensitive patient data, Cyber Liability insurance helps cover the costs associated with data breaches, cyberattacks, and fraud monitoring.

How Much Does Insurance Cost for Hawaii Nurses?

Nursing malpractice insurance costs in Hawaii can vary depending on factors like your role, specialty, business structure, and location. On average, nurses might expect to pay around $X per year, but exact pricing will depend on your unique situation.

Save time and money with BizInsure

BizInsure helps nurses in Hawaii save time and money by comparing quotes from leading U.S. insurers—all in one place. Our online application is quick, secure, and tailored to your needs.

Get your free quote today or speak with one of our licensed insurance specialists in Hawaii to find the right protection for your practice.

 

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
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