Nurse Insurance in Louisiana

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  • Customized quotes with industry-leading coverage
  • Fully digital – not paperwork, instant coverage

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Louisiana Nursing Malpractice Insurance

As a practicing nurse in Louisiana, your work involves complex patient care responsibilities that can sometimes lead to allegations of malpractice. BizInsure makes it simple to compare multiple quotes at competitive rates—whether you’re an individual practitioner or running a healthcare business.

Use our easy online application to review policies and choose coverage that fits your professional needs.

Who we cover

  • Registered Nurses (RNs)
  • Clinical Nurse Specialists
  • Nurse Practitioners (NPs)
  • Certified Nursing Assistants (CNAs)
  • Licensed Practical Nurses (LPNs) / Licensed Vocational Nurses (LVNs)
  • Certified Registered Nurse Anesthetists (CRNAs)
  • Nursing Schools and Healthcare Businesses
  • Nursing Students
  • Midwives
  • Travel Nurses
  • Aesthetic Nurses
  • Nursing Schools and Related Businesses

What Types of Insurance do Nurses need in Louisiana?

Louisiana nurses are not required to have Professional Liability / Medical Malpractice insurance. However, many nurses (including nurse practitioners (NP), registered nurses (RN), and certified nursing assistants (CNA), consider Malpractice policies essential to protecting them on the job.

Always check state and/or local laws or with the Louisiana State Nurses Association for up-to-date information on getting a nursing license and insurance requirements.

BizInsure’s Professional & General Liability Package

In Louisiana, nurses often need multiple types of coverage—especially when working independently, running a business, or leasing a commercial space.

BizInsure offers a streamlined Professional & General Liability Package for healthcare professionals. This convenient all-in-one policy can include:

  • General Liability
  • Professional Liability/Medical Malpractice
  • Abuse & Molestation coverage
  • Cyber Liability

Other insurance types for nurses in Louisiana

Professional liability insurance

Professional / Medical Malpractice Insurance

Professional Liability insurance helps protect nurses from financial losses related to claims of malpractice, negligence, or errors in patient care. This includes legal defense fees and compensation you may be required to pay.

Coverage can help protect against:

  • Negligence or improper treatment – such as failure to disclose medication side effects or miscommunication with patients
  • Misrepresentation – giving inaccurate or misleading information that causes patient harm
  • Incorrect advice – errors in medical advice or procedures that lead to a lawsuit
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General Liability Insurance

General Liability Insurance

General Liability insurance protects against third-party claims involving bodily injury or property damage. It’s often a standard requirement in commercial lease agreements.

This policy may cover:

  • Patient injuries sustained on your premises
  • Property damage caused during treatment or care
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Business Owner's Policy

Business Owner’s Policy

A BOP combines several business insurance policies, such as General Liability insurance, Equipment Breakdown insurance and more, into one cost-effective and easy-to-manage package. This bundled package makes insurance easier to manage and more affordable for small healthcare providers.

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Workers Compensation Insurance

Workers’ Compensation insurance

In Louisiana, all businesses with employees—healthcare practices included—are required to have Workers’ Compensation insurance. This policy covers:

  • Medical treatment for work-related injuries
  • Lost wages during recovery

If you’re self-employed, this coverage is optional but can provide added peace of mind and financial protection.

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Business Owner's Policy

Cyber Liability Insurance

Handling sensitive patient data makes Cyber Liability coverage essential for Louisiana nurses. It can help cover:

  • Costs of data breaches
  • Legal fees from data-related lawsuits
  • Cyberattack response and fraud monitoring services
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How much does insurance cost for Louisiana Nurses?

The average cost of malpractice insurance for nurses in Louisiana is approximately $X per year, though your actual premium may vary depending on:

  • Your nursing specialty and risk profile
  • Business structure and size
  • Location and services provided
  • Claims history

Compare insurance plans with BizInsure

BizInsure makes it easy for Louisiana nurses to find affordable, reliable insurance options. Our simple online platform allows you to compare quotes from leading U.S. insurers and choose a policy that fits your needs and budget.

Get your free quote today or speak with one of our licensed insurance specialists in Louisiana for personalized assistance.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
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