Nurse Insurance in New York

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Nurse Malpractice Insurance in New York

As a New York nurse, your role is essential to supporting patient health, recovery, and overall well-being. However, even the most careful healthcare professionals can face allegations of malpractice or negligence. Malpractice lawsuits can be financially devastating, with potentially expensive legal fees, settlements, or both—even if the claim lacks merit.

Having the right insurance coverage provides critical protection in the event of a claim. It also demonstrates to patients and employers that you take your professional responsibilities seriously.

BizInsure helps New York nurses find tailored insurance coverage to protect against these risks and more.

Compare quotes online in minutes and choose policies that fit your professional needs and budget.

We offer a range of coverage options for nurses and healthcare providers in New York, including:

Who we cover

  • Registered Nurses (RNs)
  • Nurse Practitioners (NPs)
  • Certified Nursing Assistants (CNAs)
  • Licensed Practical Nurses (LPNs)
  • Licensed Vocational Nurses (LVNs)
  • Clinical Nurse Specialists
  • Certified Registered Nurse Anesthetists (CRNAs)
  • Aesthetic Nurses
  • Travel Nurses
  • Midwives
  • Nursing Students
  • Nursing Schools and Healthcare Businesses

Is malpractice insurance required for nurses in New York?

In New York, nurses are not legally required to carry malpractice insurance to maintain their license. However, many employers strongly recommend it, and independent or freelance nurses often seek coverage to protect against liability claims.

Insurance offers a financial safety net that allows you to work with greater confidence and peace of mind.

Types of insurance for New York nurses

BizInsure offers a variety of coverage options to meet the needs of nurses and other healthcare providers in New York.

Professional liability insurance

Professional Liability Insurance

Also known as malpractice insurance, this coverage helps protect against claims of negligence, errors, or omissions in your nursing services. It may include legal defense costs, court fees, and settlements resulting from a claim that your care caused harm.

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General Liability Insurance

General Liability Insurance

This coverage protects you against third-party claims involving bodily injury or property damage. It may be required to lease clinical space, work as an independent contractor, or provide nursing services at events or during in-home visits.

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Business Owner's Policy

Business Owner’s Policy

A BOP combines General Liability coverage with protection for your business property, including medical equipment and office space. It’s an affordable solution for nurse-owned businesses or training centers in New York.

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Workers Compensation Insurance

Workers’ Compensation insurance

In New York, most employers are required by law to carry Workers’ Compensation coverage. If you own a healthcare business or employ staff, this insurance helps cover medical bills and lost wages if an employee is injured on the job.

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How much does nursing insurance cost in New York?

New York nurses pay an average of $X per month with BizInsure*.

However, this can differ depending on your specific circumstances. The average cost for nursing insurance in New York varies based on factors such as the type of care you provide, location, and whether you operate as an individual or business.

Save time and money with BizInsure

BizInsure makes it fast and easy for New York nurses to compare personalized insurance quotes from leading U.S. insurers. Whether you’re a solo practitioner or run a small healthcare business, you can get coverage that fits your needs in just minutes.

Start your free quote online today or call us to speak with an insurance specialist who understands the needs of New York nurses.

*As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.

 

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
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Fast, informative and affordable
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Spot on! Right and rapid
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A E.
Quick, simple, online service. And a great price.
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That was real quick approval and getting covered
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Easy and affordable! Now my business can operate and fully function
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Renewing each year is easy and the cost is reasonable.
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Very helpful with answering unusual questions that I had, and helping to guide my decisions.
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Competent and friendly Organization.
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Easy process, great service!
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Mike Okonkwo.
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Thank you for your professionalism and patience and helpfulness with my insurance needs for my new business. Thank you, Lizette, as well for all of your help - you are sincerely appreciated and you are an asset to BizInsure LLC!
FEEDBACK: In my personal opinion, your telephone customer service needs to be improved. Whomever basically and initially answers the phone calls lately needs a new headset, honestly. I know you record all of your calls; however, listening skills truly needs to be improved also, IMO and if I ask someone to please take a message, and they tell me they are going to do so, then follow through and send that message to the main person I'm trying to reach. I have had difficulty getting back to the "exact" insurance agent with whom I've been working with and it's been a bit frustrating handling this current 2025-2026 renewal.
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BizInsure has always been a necessary and important business resource.
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Pleasant, efficient and reasonable/
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Reasonable affordable
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Very easy to move through
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The website was easy to navigate on my own, sect and pay the policy in less than 30 minutes. The agent followed up with a phone call to answer any questions that I may have. Jasmine was professional.
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Andrew made the process smooth and easy.
I wish there were more Andrew's working in this business.
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My agent Jazmine is the "Best," she explained everything thoroughly and provided my company with what I think is The Best insurance Rate!
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I couldn’t be happier with my experience using BizInsure. The process of comparing and purchasing coverage was quick, straightforward, and completely stress-free. Their platform made it easy to understand my options, and I was able to find a policy that fit both my needs and my budget within minutes.

A special thank you to Cherice Williams, who helped me with my purchase. She was patient, knowledgeable, and made sure I understood every detail before committing. Her professionalism and friendly attitude made the entire process even smoother.

Thanks, Haynes
Victor H.
Excellent Service

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