Nurse Insurance in Texas

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Texas Nursing Malpractice Insurance

As a nurse in Texas, the care you provide plays a key role in your patients’ health and recovery. But even a small mistake can lead to serious claims of malpractice or negligence. Malpractice lawsuits are costly. They may include legal fees, settlements, or both. You could be liability even when the claim has no merit.

Insurance provides support if a patient files a claim. It also shows clients and employers that you take responsibility seriously.

BizInsure helps Texas nurses find insurance coverage that protects them against these risks—and more.

Compare quotes online in minutes. Choose a policy that fits your work and budget.

We offer several types of coverage to meet the needs of nurses and healthcare providers in Texas.

Who we cover

  • Registered Nurses (RNs)
  • Nurse Practitioners (NPs)
  • Certified Nursing Assistants (CNAs)
  • Licensed Practical Nurses (LPNs)
  • Licensed Vocational Nurses (LVNs)
  • Clinical Nurse Specialists
  • Certified Registered Nurse Anesthetists (CRNAs)
  • Aesthetic Nurses
  • Travel Nurses
  • Midwives
  • Nursing Students
  • Nursing Schools and Healthcare Businesses

What Types of Insurance do Nurses need in Texas?

Nurses in Texas are not required to carry malpractice insurance to maintain their license. However, many healthcare professionals choose to get coverage to protect themselves from the financial impact of lawsuits and accidents. This includes claims of malpractice, patient injuries, or damage to equipment.

Insurance offers a safety net. It gives you peace of mind knowing you have protection without major interruption.

We offer several types of coverage to meet the needs of nurses and healthcare providers in Texas.

Professional liability insurance

Professional Liability Insurance

Also known as Medical Malpractice insurance, this coverage helps protect you from claims related to negligence, errors, or omissions in your work. It covers legal costs, defense fees, and settlements if a patient claims your care caused harm.

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General Liability Insurance

General Liability Insurance

This coverage helps protect you against third-party injury or property damage claims. It may be required if you lease clinic space, work as an independent contractor, or volunteer first aid services at community events.

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Business Owner's Policy

Business Owner’s Policy

A BOP bundles General Liability insurance with commercial property coverage. It’s a cost-effective way for nursing businesses and schools to protect their owned buildings, medical equipment, and business income during unplanned business interruptions.

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Workers Compensation Insurance

Workers’ Compensation insurance

In Texas, Workers’ Compensation is optional for private employers. However, it may be required to accept government contracts.

Still, many small healthcare businesses carry it to cover medical bills and lost wages if an employee is injured on the job.

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How Much Does Nurse Insurance Cost in Texas?

Texas nurses pay an average of $X per month* with BizInsure.

However, the cost of nursing insurance in Texas varies. The price you pay may depend on the health services you provide, your business size and location.

Save Time and Money with BizInsure

Our easy online application makes it easy for nurses in Texas to compare multiple quotes from trusted U.S. insurers. Get quick, personalized coverage that matches your professional needs.

Start a quote online or call us today to find affordable nursing insurance in Texas.

 

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
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