Nurse Insurance in Virginia

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Virginia Nursing Malpractice Insurance

As a nurse in Virginia, the care you provide plays a critical role in supporting your patients’ health and recovery. However, even small mistakes can lead to serious malpractice or negligence claims. These lawsuits can be financially draining—covering legal defense fees, settlements, or court costs—even if the allegations have no merit.

Malpractice insurance is an essential safeguard. It protects your career and income, and it shows patients, employers, and licensing boards that you take professional responsibility seriously.

BizInsure helps Virginia nurses find reliable insurance coverage that protects them against these risks—and more.

Compare quotes online in just minutes and choose a policy that suits your specific needs, whether you’re practicing in Richmond, Virginia Beach, Roanoke, or anywhere across the Commonwealth.

Who we cover

  • Registered Nurses (RNs)
  • Nurse Practitioners (NPs)
  • Certified Nursing Assistants (CNAs)
  • Licensed Practical Nurses (LPNs)
  • Clinical Nurse Specialists
  • Certified Registered Nurse Anesthetists (CRNAs)
  • Aesthetic Nurses
  • Travel Nurses
  • Midwives
  • Nursing Students
  • Nursing Schools and Healthcare Businesses

Is Malpractice insurance required for nurses in Virginia?

Virginia nurses are not required to have Professional Liability / Medical Malpractice insurance. However, many nurses (including nurse practitioners (NP), registered nurses (RN), and certified nursing assistants (CNA), consider Malpractice policies essential to protecting them on the job.

Always check state and/or local laws or with the Virginia Nurses Association for up-to-date information on getting a nursing license and insurance requirements.

BizInsure’s Professional & General Liability Package

In Virginia, nurses often need multiple types of coverage—especially when working independently, running a business, or leasing a commercial space.

BizInsure offers a streamlined Professional & General Liability Package for healthcare professionals. This convenient all-in-one policy can include:

  • General Liability
  • Professional Liability/Medical Malpractice
  • Abuse & Molestation coverage
  • Cyber Liability

Professional liability insurance

Professional Liability / Medical Malpractice Insurance

Professional Liability insurance, or Medical Malpractice insurance, helps protect nurses from financial losses related to claims of malpractice, negligence, or errors in patient care. This includes legal defense fees and compensation you may be required to pay.

Coverage can help protect against:

  • Negligence or improper treatment – such as failure to disclose medication side effects or miscommunication with patients
  • Misrepresentation – giving inaccurate or misleading information that causes patient harm
  • Incorrect advice – errors in medical advice or procedures that lead to a lawsuit
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General Liability Insurance

General Liability Insurance

This insurance protects you from third-party injury or property damage claims—such as a patient falling in your clinic. It’s especially useful if you rent space, provide in-home care, or participate in public health events across Virginia.

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Business Owner's Policy

Business Owner’s Policy

A BOP combines General Liability with Commercial Property insurance. It’s a smart option for Virginia nurses who own or operate small businesses or medical offices, helping protect your building, medical equipment, and lost income due to unexpected closures.

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Workers Compensation Insurance

Workers’ Compensation insurance

Virginia law requires most employers to carry Workers’ Compensation insurance if they have two or more employees, including part-time staff. This policy helps cover medical costs and lost wages for employees injured on the job. Even solo nurse practitioners who employ office staff or assistants may need this coverage to remain compliant.

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How much does nurse insurance cost in Virginia?

Your premium will vary depending on your nursing specialty, location, level of patient interaction, business structure, and risk exposure.

For example, a nurse practitioner operating independently in Norfolk may pay more than a school nurse employed by a district in Charlottesville.

Get the Right Coverage with BizInsure

Our easy online application helps Virginia nurses quickly compare quotes from trusted U.S. insurance providers. Secure coverage that matches your profession, location, and budget—without the hassle.

Start a quote online today or contact us to find affordable, comprehensive nurse insurance in Virginia.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
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Great insurance company
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Good
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