Nurse Insurance in Wisconsin

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Wisconsin Nurse Malpractice Insurance

As a nurse in Wisconsin, you play an essential role in your patients’ health and recovery. But even the most experienced professionals may face malpractice or negligence allegations. Legal claims can be expensive—even if the case has no merit—potentially requiring attorney fees, settlements, or court judgments.

Malpractice insurance provides financial protection if a patient files a claim. It also reflects your commitment to professionalism, which can build trust with employers, patients, and colleagues.

BizInsure helps Wisconsin nurses find insurance coverage that protects against malpractice and other common risks.

Compare quotes online in minutes. Choose a policy that suits your role, work setting, and budget.

BizInsure helps protect a wide range of nursing professionals in Wisconsin, including:

Who we cover

  • Registered Nurses (RNs)
  • Nurse Practitioners (NPs)
  • Certified Nursing Assistants (CNAs)
  • Licensed Practical Nurses (LPNs)
  • Licensed Vocational Nurses (LVNs)
  • Clinical Nurse Specialists
  • Certified Registered Nurse Anesthetists (CRNAs)
  • Aesthetic Nurses
  • Travel Nurses
  • Midwives
  • Nursing Students
  • Nursing Schools and Healthcare Providers

Is malpractice insurance required for Wisconsin nurses?

Yes, Advanced Practice Nurse Practitioners (APNP) are required to maintain minimum levels of Professional Liability (malpractice) insurance to work in Wisconsin. The Wisconsin Department of Safety and Professional Services has set a minimum of $1 million per occurrence and $3 million for all occurrences in any one policy year.

In Wisconsin, an APNPs include a variety of nursing occupations, including nurse practitioners (NPs), certified nurse-midwives (CNMs), certified registered nurse anesthetists (CRNAs), and clinical nurse specialists (CNSs).

Types of insurance for Wisconsin nurses

BizInsure offers several types of coverage for Wisconsin healthcare providers.

Professional liability insurance

Professional Liability Insurance

Covers claims related to mistakes, omissions, or negligence in patient care. This includes legal defense costs, settlements, or damages awarded if a patient alleges that your care caused harm.

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General Liability Insurance

General Liability Insurance

Protects you from third-party claims such as bodily injuries or property damage—for example, if a patient or visitor slips and falls at your clinic or while receiving care in their home. It may be required to lease office or clinical space, work with specific clients, or provide volunteer first aid services.

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Business Owner's Policy

Business Owner’s Policy

A BOP bundles General Liability insurance with commercial property coverage. It also protects your office, equipment, and income during disruptions. It may be ideal for nurses who operate their own practices, wellness clinics, or mobile healthcare services across Wisconsin.

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Workers Compensation Insurance

Workers’ Compensation insurance

In Wisconsin, most employers are required to carry Workers’ Compensation insurance if they have three or more employees or pay wages over a certain threshold. This coverage helps pay for medical care and lost wages if an employee is hurt on the job.

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How much does nurse insurance cost in Wisconsin?

Wisconsin nurses pay an average of $X per month* for insurance with BizInsure.

Insurance rates vary based on several factors, including:

  • Your nursing specialty
  • Where you work (urban vs. rural)
  • Your level of patient interaction
  • Business size (self-employed vs. nursing service)
  • Previous claims history

Save time and money with BizInsure

With our simple online application, nurses across Wisconsin can compare multiple quotes from leading U.S. insurers. Get fast, customized coverage designed to fit your professional and financial needs.

Start your quote online today or contact us to find affordable nursing insurance in Wisconsin.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
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Thank you for your professionalism and patience and helpfulness with my insurance needs for my new business. Thank you, Lizette, as well for all of your help - you are sincerely appreciated and you are an asset to BizInsure LLC!
FEEDBACK: In my personal opinion, your telephone customer service needs to be improved. Whomever basically and initially answers the phone calls lately needs a new headset, honestly. I know you record all of your calls; however, listening skills truly needs to be improved also, IMO and if I ask someone to please take a message, and they tell me they are going to do so, then follow through and send that message to the main person I'm trying to reach. I have had difficulty getting back to the "exact" insurance agent with whom I've been working with and it's been a bit frustrating handling this current 2025-2026 renewal.
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I wish there were more Andrew's working in this business.
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I couldn’t be happier with my experience using BizInsure. The process of comparing and purchasing coverage was quick, straightforward, and completely stress-free. Their platform made it easy to understand my options, and I was able to find a policy that fit both my needs and my budget within minutes.

A special thank you to Cherice Williams, who helped me with my purchase. She was patient, knowledgeable, and made sure I understood every detail before committing. Her professionalism and friendly attitude made the entire process even smoother.

Thanks, Haynes
Victor H.
Excellent Service
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Reasonable prices and the sign-up online is very straightforward.

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