Insurance for Social Media Influencers and Content Creators

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What is social media influencer liability insurance?

Social media influencer liability insurance are the various types of coverage designed for content creators to help them safeguard their finances and career against claims and lawsuits related to their work activities.

Whether you’re creating Tiktok videos, writing advertising copy, producing podcasts, or doing other types of content creation, insurance could be an essential part of protecting your growing business.

Why do influencers and media professionals need business insurance?

Micro influencer, and content creators do more than just make entertainment; they also run businesses. And that comes with many of the everyday risks that any small business owner might face , plus the ones that are unique to content creation.

Insurance for influencers, content creators and media professionals helps protect your business from unexpected costs caused by injuries, lawsuits, accusations of libel or slander, copyright infringement, broken equipment and other risks you may face.

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BizInsure can help cover a variety of content creators, from vloggers and podcasters to advertising agencies and multimedia firms.

What types of insurance do influencers and public figures need?

Professional Liability

Online content is in high demand. But mistakes could be made as you rush to put out blogs, videos, podcasts and other media. What seems like an innocent opinion could be grounds for a personal injury lawsuit. A Professional Liability insurance* policy helps influencers and content creators handle legal defense costs caused by mistakes, defamation claims, trademark infringement, breach of contract and more.

General Liability

Making content in public spaces? Working with other creators in your studio? If your actions cause an injury to someone else or damage their property, you could be liable for medical bills or compensation, even if it was an accident. A General Liability insurance* policy can help you manage events like these.

Business Owner’s Policy

Smartphones, laptops, cameras, and microphones are just some of the equipment that content creators rely on to do their jobs. If that equipment were damaged, it could be expensive to quickly repair or replace it. A Business Owner’s Policy* (a.k.a. a BOP) can be customized to include Equipment Breakdown coverage to help protect the tools you need to do your job.

How much does insurance for social media influencers cost?

Every influencer is unique. Factors like your annual turnover, the type of content you create, and where you work may impact how much you pay for business insurance. So, while you might be releasing similar content, you could pay a different amount for your policies than the vlogger or podcaster next door.

Comparing quotes from different insurers is an easy way to better understand how much you can expect to pay for your social media influencer liability insurance.

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