Architect Professional Liability
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Why do Architects need Professional Liability insurance in Texas?
Thousands of architects currently work in the Lone Star State. Their designs are essential to the many residential, commercial, and infrastructure building projects happening each year.
However, the smallest mistake on a blueprint could lead to costly problems, like wasted materials, construction delays, or complete rebuilds. That’s where Professional Liability (a type of architect insurance in Texas) may come in handy.
Professional Liability insurance protects your business against claims of negligence, misrepresentation or mistake, as well as document or paperwork errors. This coverage may also be sold as architect Errors and Omissions in Texas (shortened to E&O insurance).
Learn more about what Professional Liability covers and how BizInsure can help you find the best coverage for your business by comparing multiple quotes online.
What does architect’s Professional Liability cover in Texas?
Professional Liability insurance covers claims or lawsuits caused by several types of professional wrongdoing. Events that are usually covered by Professional Liability policies include:
- Errors, mistakes and omissions
- Undelivered services
- Missed deadlines
- Breach of contract
A Professional Liability policy typically pays your legal fees, including hiring an attorney and costs associated with defending your business, when a covered claim is made. Payment of settlements and judgements may also be included in your coverage.
The coverage provided by a Professional Liability architect insurance in Texas applies even when you are not at fault. So, if false allegations are made against your business, your Professional Liability policy can help you set things right.
What is NOT covered?
Professional Liability/architect Errors and Omissions in Texas does not protect you against every risk you may face on the job. These policies typically do not cover:
- Third-party and work-related injuries
- Property damage, either to your belongings or someone else’s property
- Intentional wrongdoing
Your policy documents will contain more details on when you are and are not covered.
How much does architect’s Professional Liability insurance cost in Texas?
Insurance premiums can vary greatly, even between two architects or architecture firms. This is because insurers use several factors to determine how much you’ll pay for coverage. Factors commonly used to calculate Professional Liability premiums include:
- Where your business is located
- The size of your business (annual revenue)
- How you avoid and manage risks
- Your claims history
- The amount of coverage you want
When you compare multiple quotes online, you can start to get a better idea of the amount you’ll pay for Professional Liability architect insurance in Texas.
How can BizInsure help architects protect themselves and their businesses?
BizInsure understands Texas architects. We know you’re busy, which is why we’ve made it quick and simple to compare multiple quotes online and find the best coverage for your business.
With BizInsure, you can find more than just Professional Liability/Errors and Omissions insurance. You can also compare quotes and buy other important forms of architect insurance for Texas businesses at the same time!
Other types of architect insurance offered through BizInsure:
Business Owner’s Policy (BOP)
Whether you’re looking for architect insurance in Arlington, Dallas, Houston, or anywhere else in Texas, BizInsure is here to help. Cover your architecture business today and save.