/ BLOG

Benefits of Home Health Care for Families and Seniors

Sep 6, 2021 · 7 minutes to read

Home Health Care Service by Nurse

Many seniors have worked their entire lives to be able to afford their own home and are deeply attached to all the memories and comfort it contains. For their peace of mind and mental health it is often extremely desirable for seniors to remain in their own home for as long as possible. Home healthcare allows family members to arrange for their older relatives to remain in their own home and receive the health care they need at an affordable price. Home healthcare can take away many of the challenging decisions that relatives are faced with regarding the care of older family members; it allows them to receive the health care they require whilst remaining independent and in their own homes. Below we list some of the numerous benefits of seniors receiving home healthcare.

1. Senior family members can continue to enjoy home comforts

“There’s no place like home” as the saying is, and this is certainly true for seniors. Being able to remain in their own home is priceless for older people; having been there for so long, they know their way around a deeply familiar environment and neighborhood. This is particularly important for those suffering progressive cognitive degeneration from diseases such as Alzheimer’s, where being in familiar surroundings is a great benefit.

Many seniors rely on pets for companionship, and many care facilities will not allow pets on their premises. Apart from the heartbreak of having to leave a much-loved pet behind, it has also been shown that owning pets reduces loneliness, mitigates the risk of heart disease, and is soothing to dementia sufferers. Many home healthcare providers are happy to help seniors with the care of their pet as well. 

2. Someone’s always there

Almost 5,000,000 families in the US have a senior member who needs care who lives a long way from their home. Using qualified home healthcare professionals means that a huge amount of worry is removed from families, and communications between the family and their senior member and health agencies, medical professionals and social care agencies are much easier.

Even if you live just round the corner from your senior relative, providing continuous health care for a family member can be deeply stressful; professional home healthcare workers can take some of the weight off your shoulders by allowing you to have days when you do not have to be a care provider, to take vacations, and so on.

3. Independence and dignity are preserved 

Professional home healthcare workers can help seniors with any aspect of daily life that they find difficult, from bathing to dressing to grooming to remembering to take medication. Offering seniors this type of assistance allows them to retain the dignity and independence that is so easily lost in residential care facilities. Professional caregivers don’t just deal with health issues; they can often assist with household chores such as cleaning and vacuuming to ensure that the senior citizen enjoys a safe, clean, and healthy environment.

4. Expert professional nursing care in the home

It may be the case that your senior relative is suffering from conditions that require a greater level of care then you can provide, either because of time constraints or a lack of expertise. This does not mean that it is necessarily compulsory to move your loved one into an institution. Many professional home healthcare workers have received training and certification in nursing and can provide many of the same services as your senior relative would receive in a hospital. They can also assist with the administration of medication, making sure it is taken correctly and at the right time.

5. Assistance with nutrition

Seniors often need specialized diets to cope with illnesses and the body mass losses often associated with aging. Eating a healthy diet is crucial and not always easy for those who have problems preparing food and shopping for it. Professional home healthcare workers can ensure that your loved one is eating enough of the right sort of food, help them to prepare it, and advise them on what they should be eating. 

6. Companionship

One of the greatest concerns for seniors is that they may become isolated when they live on their own due to their inability to get out into their neighborhood and carry on with their daily tasks unassisted. Loneliness has been shown to be a key driver of mental health problems such as depression and also physical poor health. Professional healthcare providers offer seniors companionship and conversation, and they can help them to get out for shopping, medical appointments, entertainment, and exercise. 

7. Personalized care

Professional healthcare providers can offer individual attention that helps create bonds of trust between seniors and medical professionals. Home healthcare providers can work to the schedule of their client, rather than the client having to work to the schedule of care providers as in assisted-living facilities. Home healthcare can be as flexible as you want it to be, anything from full-time provision to a few hours once a week to give you some respite. 

8. Affordability

Being able to afford long-term health care for a senior is an enormous concern for families. Home healthcare is enormously financially advantageous, with the average live-in facility costing around $544 daily and homecare costing an average $132 daily. Another economic benefit of home healthcare is that care workers can work alongside families, taking some of the caregiving pressure off them and so ensuring that they do not burn out and have to commit their loved one to a live-in facility earlier than necessary. 

9. Home healthcare agencies

If you’re now convinced of the importance of home healthcare, you will have to decide between employing an independent home health aide or going to a caregiving agency. There are several things that need to be considered when making this decision. 

10. Liabilities

If you hire an independent caregiver, you effectively become their employer, which brings numerous administrative duties with it, including sorting out taxes, worker compensation, healthcare liability insurance, unemployment insurance, and other such matters. Additionally, you may be liable for any injuries a caregiver incurs whilst in your employ. Agencies will ensure that their workers have full liability insurance and will also deal with all employment administrative matters.

12. Peace of mind

You will naturally want to ensure that your loved one receives care from a fully qualified and safe caregiver, but paying for background checks to guarantee that this is the case can be extremely expensive. A caregiving agency will be able to run a much more thorough check to make sure that your loved one’s caregiver is qualified, certified, and cleared as necessary. 

Additionally, agencies must take out multiple healthcare insurance policies to cover for any events of theft or elder abuse that might regrettably occur, and they will be able to provide alternative care if your chosen caregiver is unavailable due to illness or other circumstances, something that can be a problem with individual independent workers. 

13. Training and resources

An extra expense of hiring independent caregivers is that you can often be responsible for paying for them to be trained to meet any new standards or to help them learn new skills as required. Caregiving agencies take care of all training and ensure that nobody comes to look after your loved one who doesn’t have all the necessary training and certification to meet all their requirements. 

As above, every caregiving agency is obliged to have full insurance, and any independent health caregiver should consider taking insurance out too. Visit this page for a full explanation of the types of insurance available and what it will cost.

Get Free Online Quotes and get coverage instantly

The coverage you need for your business.

Business insurance is divided into different policies. We offer 4 types so it's easy to design the coverage that fits your business.

Professional Liability Insurance

Get a quote

General Liability Insurance

Get a quote

Business Owner’s Policy (BOP)

Get a quote

Workers Compensation Insurance

Get a quote

Let's find

The coverage you need for your business

Professional Liability Insurance

Get a quote

General Liability Insurance

Get a quote

Business Owner’s Policy (BOP)

Get a quote

Workers Compensation Insurance

Get a quote

Super helpful! Made everything so easy!!!
Andrea O.
00:22 29 Mar 23
Very professional people. Prompt reactions always
emile W.
16:06 28 Mar 23
BizInsure has really come through for me on some really hard to place risks. Andrew takes the time to understand the risk and work through how we can make it work, rather than looking for ways to say no. Thank you for your help!
Carlos T.
18:06 16 Mar 23
Very helpful and explanatory on the policy line of the policy
Josua V.
17:30 14 Mar 23
Worked with Tevin. Amazing customer service. Was very patient with me in figuring out the best insurance coverage for business. Thanks Tevin for making it easy.
Faisal O.
16:23 14 Mar 23
No complaints, Always a fast response when a need arises.
Dan F.
13:56 10 Mar 23
Very good information patience was shown. Much help from Kaled, satisfied with the amount of insurance and good coverage. Affordable is what you need with starting a small business until you grow. Old saying is go as you grow.
Jacquelynn W.
21:53 20 Jan 23
Professionals at what they do! easy to navigate and very good people to lead to to the best coverage!
Magnifier 2.
20:37 17 Jan 23
I have been shopping for business liability insurance for several months. I am happy to share that BizInsure ranked #1! The representatives were polite, patient, and empathetic. They accomplished what most companies struggle with achieving: they did what they said they were going to do, they were on time, and they had empathy. They delivered a policy for 25% less than the closest competetor, and even included $50k of cyber security at no additional cost! I only write reviews when I receive exceptional experiences- highly revommended; keep up the great service BizInsure!P.S. I own a professional referral service in Hawai'i and I am going to see if BizInsure offers an affiliate program.Aloha!
John S.
05:51 23 Nov 22
They respond quickly and give you quotes immediately ...
Regean K.
23:55 09 Nov 22
The agent that I spoke to was very experienced and could tell that I was new at this and was very understanding and took the time to explain everything to me.
lotanga J.
00:04 15 Oct 22
Easy to work with and very responsive. Glad to have them as my broker.
Edward G.
18:54 13 Sep 22
We’re very happy with BiInsured LLC. VERY AFFORDABLE
Paul A. F.
19:20 11 Sep 22
Jasmine Q was on the spot professional, she knew where to direct me and explain to me my concerns and request; she delivered my personal information within minutes of me asking policy questions.That young lady is a true ROCK STAT!!!
Shaka 3 Z.
23:09 15 Aug 22
For a small non-profit, the package I was given was affordable. The representative was polite, patient, understanding, and knowledgeable.
Gertrude R.
18:06 15 Aug 22
Asked for a specific venue to be place on our certificate of insurance and it was done within one business day. Yay! Bizinsure!
Melinda S.
17:02 01 Aug 22
The process was fast and easy and the professional staff was very knowledgeable with any questions that I had and ready to help
VALERIE M.
06:40 31 Mar 22
Friendly agents. Timely replies. Fair pricing. This is a good fit for my business! Thank you, Noah, for all your help.
Beth Anne V.
19:27 28 Mar 22
They are awesome
Tony H.
00:41 07 Jan 22
Noa made sure I had all the information I needed for a first time business owner . He helped me understand what I needed to secure a quality policy and he was super helpful when explaining how the policy would serve its purpose to my company. I was very satisfied and had an Awesome experience, I think people like that make the company look good!
Wayleen O.
04:36 15 Oct 21
I was in need of WC, GL and PL coverages for my business and was able to shop, discuss, confirm and purchase all the coverages in two days! This was a great experience, especially when "Time is Money". Noah Bowman was very professional and knowledgeable. Thanks!
AmeriCreed 1.
15:42 23 Sep 21
MOVING FORWARD, I WILL BE SENDING ALL OF MY BUSINESS TO THIS COMPANY !!!! Incredible customer service!!! Thanks
THEODORE W.
19:49 09 Sep 21
Their representative clearly explained different kinds of policies to help me select the one appropriate for my needs and then helped me enroll by phone painlessly. By the end of the call, I had a policy in place.
Dissent D.
22:21 02 Sep 21
Eugene was Awesome!!!!
Lakesha G
17:19 21 Jul 21
Excellent solution for writers and authors professional liability policy as well as coverage for copyright and trademark infringement. Service was prompt and excellent.
Lane
18:22 22 Jun 21
Done in less than an hour!
William O.
00:30 02 Jun 21
Efficient, and great value. The agent was able to give us a quote and a new policy in a short period of time. Thank you
Brenda J.
20:30 24 May 21
I had a great experiencing obtaining several of my insurance needs as a landscaping company here in Northern Colorado. BizInsure's team took care of my needs and was very responsive to help with paperwork needed to secure a potential client account!
Arik S.
16:34 10 May 21
Very efficient they were able to help me out with my request promptly....highly recommend this companyI am very happy to have them
Elba P.
18:50 26 Apr 21
I need a help getting errors and omissions insurance along with general liability. Jose was very friendly informative and was very patient with me during the process. He found me some of the best rates for the coverage that I needed. Highly recommend
Casper M.
19:51 20 Apr 21
I had numerous conversations with several business insurance agents over a month's time. I also had several conversations confirming the policy inclusion/exclusions and asked many questions. My BizInsure agent was professional, knowledgeable and most important—detail oriented. Even after having an initial conversation a month earlier he knew and *remembered* all my personal/professional insurance needs. When I asked for additional information on the third call he was able to provide me with details very quickly. He was also VERY patient. That is a big plus in my opinion. It illustrated a high level of respect for my needs. I also found when I called back and asked to talk with the initial agent, the person who answered the call was able to get in contact quickly and my agent responded and returned the call within 5-10 minutes. The transaction was smooth, and I think it's a good sign should I ever need to make a claim. I highly recommend BizInsure.
Poetic F.
21:00 07 Apr 21
The rep was extremely helpful actually lowered my quote and made sure I was covered to fit my needs with my growing business! 5star!!
Franklin B.
19:04 16 Mar 21
Excellent service and prices.
Cassiopée V L.
23:13 09 Mar 21
Mr. Daniel Scott was very responsive to my professional needs.
Stephanie W.
17:38 18 Feb 21
Eugene deserves a raise! First time purchasing insurance and he made the process so simple for me. His patience and attention to detail left me feeling confident in my decision to choose BizInsure. Gracias Eugene!
Esined P.
23:32 17 Feb 21
The customer service provided by Jose was outstanding. He explained everything in a very clear/logical way and answered all of my questions. After providing all the information to obtain general liability insurance, Jose sent me the declaration page of the insurance for review. All of the information matched what I provided over the phone and there were no typos. The next day I called back to purchase the insurance which was easy and fast. Overall, my experience with BizInsure including the customer service by Jose exceeded my expectations.
Joe W.
03:29 12 Dec 20
Hiscox/BizInsure made getting Liability Insurance very easy and reasonable.I expected it to be a long and complicated process and it was a nice surprise that they made it so uncomplicated. Thank you. Lisa
Lisa W.
21:51 24 Nov 20
Eugene was incredible. I called 4 other brokers before him who were impossible to get any help.
rhonda H.
23:26 12 Nov 20
Very quick to get in touch with you and good with follow up. Had some trouble retrieving my quote to log into my account initially but Daniel assisted me and the changes were made to get me into my account. Great value for the money.
Fran S.
16:34 20 Sep 20
Very happy to be insured with this company. Professional, Timely, very helpful. Thank you Juan, you made it so much easier for me to understand.
Aileen D.
19:55 15 Sep 20
This company responded when I needed them to respond while facing a deadline. They are an excellent choice for business Insurance.
Michele H.
01:52 12 Sep 20
Jose Quintero took such great care of me and was very patient explained everything I did not understand and got me set up quickly. Fabulous customer service
Christina R.
02:41 27 Aug 20
I can't say enough good things about Daniel Santos kind and effective communication skills as an insurance agent. Daniel was so pleasant, friendly and efficient with helping me obtain insurance as a teacher. If I were to give Daniel a grade, he has earned an At . He made the process easy to understand, it was far easier than what I anticipated. Nancy S.
Nancy S.
00:47 26 Aug 20
I was in need of professional liability insurance for my sole proprietorship. A friend referred me. Everythng was quick and simple and AFFORDABLE!
hope J.
20:31 25 Aug 20
If you need Private Home Care Provider insurance for your company, BizInsure, LLC can get it for you!
Pamela C.
16:45 24 Aug 20
Great and fast service!!!! The representative was very professional!!!!
Tanya S.
19:51 14 Jul 20
I was tryi9ng to find commercial liability insurance for my new comp-any and BizInsure was easy to use and very affordable which is great for me as a new business.
Jimmy S.
19:01 14 Jul 20
Great service insurance prices are great for professionals looking to get insurance for businesses....
Rhonda G.
22:34 22 Jun 20
The provided very professional service and made the process easy.
Paul R.
21:51 04 Jun 20
Bradley Hoyle from the Biz Insure team was excellent to work with. Everything was quick and smooth. Great service, much appreciated!
Kristene S.
02:03 04 Jun 20
Anthony Spencer was great!! Very quick response time!! He was very Professional! I would suggest him because he helped me find a affordable rate and explained all the technicalities..
Fre H.
16:38 28 May 20
I was referred to Bizinsure by a industry trade group that I am a member of. It was easy to get a quote online and then received excellent customer service from Bradley H. to complete my policy purchase over the phone. I have shared this company information now with other business owners for their policy needs.
Dawn T.
22:11 08 May 20
This company was very precise with explaining services and made sure I chose the right business insurance coverage, great customer service at purchasing.
Nekeisha B.
01:30 05 May 20
Amazing
Jasmine Q
14:31 02 Dec 19
Trish is the most patient, professional and understanding insurance agent I’ve ever worked with. Trish has taken care of all my business insurance needs for the last couple years. I am really happy that I found an insurance agent that I know will take care of me & all of my concerns. I feel like a valued customer & I appreciate the great customer service that I get every time!!THANK YOU!
Dr. Youssef C. A.
17:21 14 Nov 18
Tricia helped me get insurance for my business. The task of obtaining a quote was really starting to frustrate me until I was referred to BizInsure through a different agency. Tricia got me a quote fast, and even took a down payment over the phone and issued the proof of insurance the same day. a+ service, would do it again in a heartbeat!! Thank you!!
Josh M.
18:07 22 Jun 18
BizInsure was a great find! I did not have to fill out applications, and Tricia was able to quote and bind business insurance for me within half an hour.
Allison Y.
17:28 21 Jun 18
Started doing business again and needed a policy fast. Ramez was reasonable, helpful and the rates are OK. Buyer beware? Sure, for me it turned out OK this time. Worth a call.
Mark W.
23:42 13 Nov 17
Great customer service. I've been very inpressed with my dedicated representative that had helped me navegate my insurence needs. Thanks so much!
Graham B.
22:12 23 Jun 17
js_loader

Popular Searches

Google Rating
4.4
Based on 92 reviews
×
js_loader