Door and Window Installation Insurance

Why do door & window Installers need insurance?

Door and window contractors are an essential part of the nation’s construction industry. You put some of the most important finishing touches on projects. While you’re helping protect properties from the elements, it might be time to start protecting your business too.

Door and window installation insurance is shorthand for different types of insurance protection available to door and window contractors. The coverage you choose could help protect you against common risks that you may face while running a small business.

Unexpected bills and lawsuits have the potential to ruin small businesses. Without insurance, you might be stuck footing the bill if something goes wrong. Door and window installation company insurance could help keep the cash flowing and your business growing.

What types of business insurance do door and window installers need?

Window and door installation contractors consider different types of insurance to meet their business needs. This may include coverage options like:

General Liability

General Liability insurance protects businesses against the risk of third-party injury and property damage.

Could this happen to you?* You’re on a job site and accidentally knock over a ladder. Another contractor had left some tools on the ladder, and they were damaged in the fall. The contractor makes a claim against you. Sure, it was just an accident, but you could still be responsible for setting things right.

General Liability insurance helps door and window contractors pay repair and replacement bills if they damage someone else’s property. A policy may also cover medical bills if a third party is injured due to your actions or other compensation payments related to covered claims.

Workers’ Compensation

Workers’ Compensation insurance provides protection for employers if an employee suffers a work-related illness or injury.

If you have employees, it’s your responsibility to protect them while they’re at work. Workers’ Compensation insurance helps you take care of your staff by paying for things like:

• Medical and rehabilitation expenses
• Lost wages while they recover
• Disability support costs
• Funeral expenses (if they pass away)

Workers’ Compensation insurance is mandatory for window and door installation contractors in most states if you have one or more employees. Check your state or local government website for more information on workers’ comp requirements in your area.