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What are the key differences between home health care, assisted living, and nursing homes?

Feb 21, 2024 · 4 minutes to read

Home health care: medicines

The purpose of assisted living, home health care, and nursing homes are to ensure that seniors and those living with a disability are happy, safe, and healthy. Let’s explore the different care options so that you can make the right choice for your loved one.

What is home health aid?

According to research, most older adults would prefer to continue living in their own homes, independently. Your older relatives may require extra care, but that doesn’t mean that they should be forced to move into assisted living or nursing facilities if that’s not what they wish. If this is the case, then you could opt for home health aid.

A home health aide generally has specialized training to help with a range of needs. Hiring a home health aide may be particularly beneficial to those older adults who require assistance with daily activities such as personal hygiene, cooking and cleaning or taking medication.

In the case of home care, there are usually one or two caregivers assigned to each client, building a close bond between patient and carer.

How much does home health aid cost?

The cost of home healthcare usually depends on the level of care required. The average cost for home health aide services in the United States is around $33 per hour. Based on this rate, a home health aide who spends 20 hours per week with their client would cost around $660 per week to hire.

What is an assisted living facility?

If you are exploring long-term care options for an older family member or friend, you may want to check out assisted living facilities. These facilities are dedicated to help older adults with meals, medication management, bathing, dressing, and transportation.

Each assisted living community is unique, as are its activities and benefits. When searching for the right option for your older family member, you may want to compare the costs and benefits of a few places.

How much does assisted living cost?

The cost of assisted living varies based on location, but the average monthly cost is around $5,350 per person.

What is a nursing home?

Nursing homes are an option for those who are living with disabilities that require around the clock care. Some older adults need more complex care which only fully medically equipped setups can provide. People usually seek out nursing homes after their older family member or friend has had a medical emergency and needs observation and care to improve.

How much do nursing homes cost?

On average, nursing homes cost around between $285 to $320 per day, depending on location. This can equal around $8,669 to $9,733 per month.

What is the right choice for my loved one?

When you are looking for home health aides, assisted living or nursing homes, it is important to check if they have necessary certification and home health care liability insurance. This will prove they are equipped to handle any accidents or injuries to patients, or potential legal issues that arise.  Understanding the extent of liability coverage can give you peace of mind, knowing that your loved one is protected in case of unforeseen circumstances.

Ultimately, making an informed decision by thoroughly vetting the various options will help make sure your older relative or friend receives the best care possible in a safe and secure environment.

 

*As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
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