Insurance for Adult Day Care
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Why do Adult Day Care Professionals Need It?
Adult Day Care professionals dedicate themselves to providing proper care to patients in a safe, friendly environment. However, if mistakes happen, the financial burden can be severe to them. This is why business insurance that is reliable and customized to Adult Day Care professionals is incredibly important. BizInsure is where Adult Day Care professionals can go to get dependable and affordable insurance tailored to them.
Did you know?
General liability insurance can provide coverage nationally. Wherever in the U.S., you operate your business at, you will be protected by general liability.
Insurance for Adult Day Care
Our Miscellaneous Medical Liability package is tailored to cover the specific insurance needs of Adult Day Care professionals. The package includes Professional Liability Insurance, General Liability Insurance, and Cyber Liability Insurance.
Each of these types of insurances offers some form of protection against the risks Adult Day Care may be faced with, providing you with peace of mind and comprehensive coverage.
Professional Liability Insurance (aka Malpractice Liability Insurance)– Adult Day Care
A Professional Liability (aka E&O or malpractice) policy is important for Adult Day Care professionals who work on making their clients feel and function better. If something goes wrong when it comes to medical or health services, a Professional Liability policy is essential to help you steer through a legal minefield.
A Professional Liability policy covers allegations such as malpractice, bad advice, negligence, human errors and mistakes. The policy often covers claims of bodily injury and claims of other economic damage.
Professional Liability policies cover defense expenses as well as any resulting damages or settlements.
General Liability – Adult Day Care
A General Liability policy is triggered when someone gets hurt or property is damaged, but their injury or damage is not related to the services you provide. A common example may be someone who falls or gets injured while waiting in your facility.
General Liability is the most fundamental form of business insurance and is often required by contracts and lease agreements. A General Liability policy may also cover advertising injury and personal injury claims related to your business.
Cyber Insurance – Adult Day Care
In the growing age of increased technology, especially within the workplace, comes the risk of cyber-crime. While you’re busy caring for others you don’t need the added worry of someone potentially stealing patient data from you.