Insurance for Auto Services
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Why do Auto Service professionals need insurance?
Working with or around vehicles brings a unique set of exposures that can be damaging to your business if not managed effectively. The auto service industry requires a combination of loss prevention backed with quality insurance protection. That is why auto services businesses from all over the country go to BizInsure for dependable and affordable insurance tailored to exactly what they do. Click or Call us to start your free business insurance quotation today.
Did you Know?
Because auto-services companies may damage customer’s vehicles in their care, they need a special type of coverage called garagekeepers liablity cover in addition to general liability. Call us if you need guidance!
General Liability – Auto Services
Often referred to as Garage Keeper’s Liability, a General Liability insurance policy is essential for the smooth operation of any Auto Services business. It can protect against accidental bodily injury of others (including related medical expenses), and accidental damage to others property, often including vehicles that are left in your custody.
A General Liability policy can also protect your business against advertising injury and personal injury (libel, slander, defamation, etc.) claims related to your business.
Business Owner’s Policy (BOP) – Auto Services
Often referred to as a Garage Keeper’s Package, a Business Owner’s Policy (BOP) is an inclusive package that includes General Liability (see above), plus property and equipment coverage in case of fire, theft, vandalism, etc. BOPs are the most common and comprehensive insurance that an auto services business can have.
A BOP often also protects against business interruption, employee dishonesty and other common exposures that auto services business may face.