Insurance for Beauty and Fitness

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Why do Beauty & Fitness professionals need insurance?

Given the relationship your profession has with the public sector, you are keenly aware that expectations can vary and accidents sometimes happen. Because of this, it is not uncommon for people to be dissatisfied and look for financial recourse. BizInsure is where you can obtain dependable and affordable insurance tailored to exactly what you do. Click or Call us today to compare quotes from leading insurance companies and save.

Did you Know?

You may be held liable for bodily injury that may be inflicted on your customers.

Beauty & Fitness insurance covers a broad range of professions.

We help insure many Beauty & Fitness professionals and businesses including (but not limited to):

 

Barbers Hair Stylists
Beauticians Health Clubs
Beauty Salons Massage Therapists
Dance Studios Nail Technicians
Estheticians Pilates Instructors
Fitness Centers Yoga Instructors
Fitness Instructors And many more…

Professional Liability Insurance (aka E&O insurance)
–Beauty & Fitness

In a profession where you work to help others look and feel better, Professional Liability is a crucial asset. People are sensitive about appearance and if something goes wrong, the consequences can be devastating.

A Professional Liability policy for individuals and businesses in the beauty & fitness space can help cover claims alleging negligence, mistakes, errors, omissions, etc. related to the services you provide. It often covers claims when people are hurt, upset or feel under-served. A Professional Liability policy can also cover claims alleging personal injury (e.g., libel, slander, defamation, etc.).

When dealing with the public, mistakes are bound to happen. Small injuries, bad service and even offending someone can cause sizable damages, so it’s best to be prepared.

General Liability –Beauty & Fitness

A General Liability policy responds when someone gets hurt or their property is damaged, but the accident is not related to the services that you provide.

For example, clients might trip inside the salon, or they might have a weight fall on them while visiting the gym. When such accidents happen, the General Liability policy can help protect your liability and may also help pay related medical expenses if the person was injured.

A General Liability policy can also cover advertising injuries related to the promotion or solicitation of your business.

Many professionals in the beauty & fitness industry are often required to have a General Liability policy in place via a contract requirement (customer, landlord, vendor, etc.).

Business Owner’s Policy (BOP) –Beauty & Fitness

A Business Owner’s Policy (BOP) combines General Liability protection (above), with coverage for your business property, business auto liability, business interruption, and more. Most individuals and professionals in the beauty & fitness industry who rent shop space or own business property will typically purchase this convenient and affordable package.

A BOP is a package approach to some of the more common exposures in your industry.

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First of all the agent I spoke with was very kind and helpful. Her name is Andrea. I appreciate the easy and quick online application to purchase my insurance.
I worked with Amy on getting professional insurance and she was fantastic! Some of the best customer service I’ve experienced in a long time. She was diligent and supportive, but never pushy.
The process was smooth and everyone answered questions along the way as needed. Andrea’s follow-up was excellent. Thank you!
Jen was awesome
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Super A rated and affordable coverage.
Dina and Ashleih were so helpful! They made our package work for us. Grateful for the quick service.
I want to thank you for making my insurance search so simple and efficient. I also appreciated the easy communication options, which helped me make the right purchase decision. I'm really grateful for your company's support!.
Jenifer S. was the agent that I worked withi to secure general liability insurance. She was very knowledgeable, helpful and worked diligently to ensure that.my coverage needs were met and for a great price. I would definitely recommend her to others as she was a pleasure to work with.
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Thanks, you for your service
I want to say thank you for all the hard work the agent put in with me. She was glad to hear from me. Very pleasant to deal with and solved my needs
Thank you for your professionalism and patience and helpfulness with my insurance needs for my new business. Thank you, Amy Raley as well for all of your help - you are sincerely appreciated and you are an asset to BizInsure LLC!
I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Agent was precise and clear with explanation. Getting a quote was fast and easy. Thank you
Easy to renew Policy
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Easy to get Quote and start insurance with the recommended Insurance company. Not sure yet on services there after.
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