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Why do Staffing & Human Resource professionals need it?

As a Staffing & Human Resource professional, the working world depends upon your expertise to identify, acquire, enrich and satisfy talent. Your work helps drive modern business. That’s why business insurance that is reliable and customized to your profession has never been more important. BizInsure is where you can get dependable and affordable insurance tailored to your needs. Click or Call us to compare insurance quotes today, for free.

Did you Know?

A recruitment consultant who failed to perform a criminal history check on a candidate could face a claim if the candidate had a criminal record and later misappropriated funds from the hiring company.

Staffing & Human Resources insurance covers a broad range of professions.

We help insure many Staffing & Human Resources professionals and businesses including (but not limited to):

  • Drug Testing
  • Employee screening/ background checks
  • Executive Recruiting
  • HR Consultants
  • HR Professionals
  • Human Resources
  • Recruiting
  • Resume Services
  • Staffing Agency
  • Staffing Firms
  • Staffing Services
  • Temp Staffing Agencies
  • And many more …

Professional Liability Insurance (aka E&O insurance) – Staffing & Human Resources

A Professional Liability insurance policy is critical for staffing and human resource professionals that offer advice or services to others. It is designed to protect against allegations of negligence, error, omission or malpractice related to your service.

A PL policy will be triggered when the judgement and/or recommendations of staffing or HR specialist are claimed to have caused financial damages to a third party. In such events, the policy can help protect you, your employees and your independent contractors from costs and resulting damages related to the claim. A Professional Liability insurance policy is often required by contract for many staffing and HR specialists before they can formally start a business engagement.

General Liability – Staffing & Human Resources

General Liability is the most basic form of business insurance any individual or business working on staffing and HR should consider. General Liability policy may help cover common risks associated with day-to-day operations.

A GL insurance policy safeguards against accidents that may happen involving bodily injury or property damage to an outside party. It can help cover events that may happen inside, as well as outside of your business premises. Examples can include dropping important customer equipment, misplacing vital documents or simply someone accidentally tripping over your briefcase. Additionally, General Liability can cover allegations of advertising Injury and personal injury such as defamation, libel, slander and copyright infringement.

Business Owner’s Policy (BOP) – Staffing & Human Resources

A Business Owner’s Policy (BOP) offers standard general liability protection (see above), plus it includes the option to cover a wide range of additional business-related risks. A BOP is a simple and affordable way to protect against several of the more common exposures in your industry.

A BOP will insure your physical assets (computers, furniture, etc.), as well as virtual assets (software, documents etc.). It can also protect your exposure to non-business owned automobile liability, employee dishonesty and more.

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