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Insurance for Independent Contractors Now Easier and More Affordable than Ever

May 31, 2017 · 3 minutes to read

The employment landscape is rapidly changing, thanks to improving technology, growing demand for worker independence and a recession that led many people to go into business for themselves as independent contractors (ICs). ICs are a rapidly expanding percentage of the overall work force – 31 percent of the US workforce is currently self-employed, and this number is expected to leap to 50 percent by 2020.

The problem with traditional insurance solutions

This dramatic shift in the work environment has led to a variety of changes – and challenges – for established organizations and the ICs that they work with. Many companies required the ICs to have insurance in place before an engagement begins, a factor that can put stress on a contractor and insurance brokers. In the past, working with ICs hasn’t been particularly efficient for most insurance companies, thus leading to higher premiums and protracted processes.

Due to the high costs and lengthy delays, it has been difficult, if not impossible, for many ICs to obtain the necessary coverage and begin contracts with their partners. As a result, some businesses ended up waiving their insurance requirements just to get projects off the ground or work with the best-qualified candidates. While this allowed companies to get moving on contracts, it exposed them to additional risk, particularly if they eliminated insurance mandates for all ICs they worked with. This is especially problematic because if something goes wrong, the individual likely has very little, if any, assets that can be used to offset a company’s exposure.

New options are available

BizInsure LLC launched to pioneer a new way of thinking for IC and small business insurance and is now being used by thousands of customers across the country. BizInsure is one of the first companies in the US to automate the process and by doing so; they have made the experience much more efficient and affordable for their customers.

IC’s and small business owners are able to complete the underwriting process themselves online or call a licensed agent to have it done for them or to ask questions. Either way, quotes and coverage comparisons are provided in a matter of minutes by multiple A-rated insurance companies. Customers pay by credit card, for as low as $35/month, and policy confirmation is emailed instantly to them and is also saved on BizInsure’s cloud-based platform for future access. The certificates can then be emailed instantly to their customers in order to begin the engagement.

Conclusion

Join the thousands of small business owners and independent contractors that are partnering with BizInsure to help service their IC insurance needs. BizInsure is the future of small business insurance and they believe that the convenience of technology is no substitute for great personal service. You can contact BizInsure today at www.bizinsure.com or 877-900-9990.

BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC State and DC Ins. License numbers can be found at www.bizinsure.com.

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Let's find

The coverage you need for your business

Professional Liability Insurance

Professional Liability Insurance

Get a quote

General Liability Insurance

General Liability Insurance

Get a quote

Business Owner’s Policy (BOP)

Business Owner’s Policy (BOP)

Get a quote

Workers Compensation Insurance

Workers Compensation Insurance

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Amy was a delight to work with she help me with finding he right policy for my business I can't thank her enough for her help
I purchased liability insurance for my home care agency, Unlimited Gentle Care, and the process was seamless and straightforward, ensuring that every aspect of our liability was covered. This company also offers a great value for the extensive coverage my company receives
BizInsure was an easy way to purchase insurance for my business.Kaleb especially was a great help.Thanks,Rich Valentini
awsom service, perfect price and great policy
I have purchased General Liability Insurance for the past 4 years at BizInsure for my wedding videography small business. In these 4 years, it has always been a smooth process.There must've been some sort of technical issue (potentially due to my change in address), so my policy didn't auto-renew. I called Bizinsure and talked to Paulina, who was beyond helpful. She was very polite and explained things very well. One small detail that I can appreciate is that she often said my name, which shows that their customer service is intentional about personalized communication.In just a few minutes, we updated my account + renewed my insurance for a 5th year. I highly recommend Bizinsure!
great customer services.
This company allowed us an amazing experience, including very efficient, detail-oriented, and patient guidance from their commercial sales agent, Jenifer. I highly recommend this service for anyone in need of a business insurance policy.
Jennifer was very helpful and great to work with.
Very professional, fast and reliable. I appreciate their knowledge and experience. They have made this journey easier for me.
Very easy to renew! Thank you
super quick and easy process!
I am very satisfied with Bizinsure. No regrets
Very professional, easy, and thorough application process.
BizInsure is efficient and price friendly. I definitely reccommend them to anyone. Thank you.
Very easy to work with, cost effective, prompt renewal and easy to get certificates of insurance instantly. I use them exclusively for my professional and general liability insurance needs as a consultant.
Great process and very efficient.
Friendly and very fast service!
Jennifer Whiscombe, is an amazing agent. She was very knowledgeable, thorough and friendly. I highly recommend.
They make it very easy to buy insurance and renew.
As a business owner I love not wasting time. Thank you so much for giving me more time
Very straight forward, the cost of coverage amount made sense, simplicity was appreciated.
Always easy. Thank you.
A Company that is easy to deal with and that I have used for several years. I appreciate the continued support.
Very easy and affordable!
Responsive and professionalCompetitive price. I highly recommend Bizlnsure as an insurance provider
Your service is easy to renew as needed and your company informs the client in advance for renewal.
It has been a pleasure doing business with Biz Insure Llc.Their representatives are very courteous, helpful and customer service oriented.
Quick and easy....
I follow the instructions & would prefer to paid every month. I did not have the options to pay every month.
Thank you, Amy, for making my experience enjoyable and funny. Thank you so much for your kindness!!!
I'm pleased with the business quote I received from Bizinsure LLC. Thank You!
Very satisfied with the online experience
Been a happy customer for years! Easiest company to receive a quote and get insured. No hassles! Easy payment! Finance plans, if needed!
Love it
Every year, BizInsure is my go to for general and professional liability insurance! Thenrates are unbeatable.
The agent was quick and efficient in generating a quote for my needs.
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