Insurance for Occupational Therapy

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Get instant quotes

Why do Occupational Therapists need insurance?

Occupational therapists work closely with patients who are injured, ill, or disabled. The relationship formed between them is one built on trust, drawn from years of experience and ongoing education. However, mistakes can happen to even the most experienced and careful occupational therapist. This is why occupational therapists need insurance.

Professional Liability insurance can help lessen the unique risks faced by occupational therapists. It can give you more confidence as you care for your patients, while also giving them peace of mind.

Speak with our licensed agents today

You can relax knowing you’ve secured the right insurance at a competitive price. BizInsure’s licensed and knowledgeable agents are here to help you find the right product.

What is Professional Liability Insurance?

Professional Liability, otherwise known as E&O insurance, protects your business against claims of negligence, misrepresentation or mistake. Typically, the allegation is that your services, products or employees caused some form of financial damage to a third party. Regardless of fault, litigation is expensive, drains time and damages reputation. Professional Liability insurance can protect professional service providers from potentially devastating financial damages resulting from alleged negligence or error in the delivery of your services.

Coverage is provided for:

  • Attorney fees and other legal expenses
  • Costs and expenses related to a settlement
  • Costs and expenses related to a judgment

Professional Liability Insurance for Occupational Therapists

Due to the nature of their job, occupational therapists should consider Professional Liability insurance. A Professional Liability policy helps safeguard your finances against lawsuits alleging negligence, mistakes or omissions in the advice you provide to patients, and more.

Even an invalid claim made against you could result in legal fees of thousands of dollars. Professional Liability insurance covers the cost of hiring an attorney, court costs and other legal administration fees, and settlements or judgements you must pay to a patient.

In a career where anything can happen, Professional Liability helps occupational therapists prepare for the worst, so they can better focus on their patients’ wellbeing.

General Liability Insurance 

Being an occupational therapist comes with many risks, and Professional Liability insurance may not protect you from all of them. General Liability insurance can help close this gap.

A General Liability policy can protect you against any claim by an outside party regarding injury or damage to their property. In these instances, your policy will cover your legal expenses as well as your cost to replace or remedy the situation. For example, a patient accidentally trips inside your offices and suffers a serious cut which requires stitches. General liability insurance will help cover medical expenses caused by the accident regardless of fault.

Get instant quotes

Communication was excellent and the process was easy.
Jessie R.
1695153508
I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Michelle C.
1695060008
Kaleb tailored the right coverage to our business. Customer service was good and gave great understanding of coverage. Thank you from Goleda's Gentle Homecare LLC
Aneesah M.
1695056651
BizInsure is very easy to do business with, they contact me for policy renewal so I never miss it and renewing is very easy!
carrie W.
1695048243
A GOOD COMPANY FOR HEALTH CARE INC
Supreme A.
1694871640
Easiest & fastest online quote and purchasing experience out there. Inside of 10 minutes I had a quote, payment draft, and policy in force... and at the most competitive GL rates I found.
Rusty H.
1694699044
very quick and prompt service.
Sally Jo W.
1694180429
caleb was great in helping me navigate thecorrect liabilty insurance for my company
Lindsay Erin P.
1694135867
Friendly fast service I recommend you to all vendors
Terry R.
1694133043
Great
Kemi S.
1694119021
Great Customer service and easy renewal process!!!! I would refer this company to anyone.
Chris H.
1694038325
Great company easy to work with, Andrew was very helpful,you can call him any time he is ready to listen and help
Olu A.
1693959486
Good customer service indeed
BASSI T.
1693944217
I am really satisfied BizInsurance. I was having a hard time getting insurance for my business. And when I called them they was knowledgeable in what I needed for my business. Thank you now I can get started with my business. I’m excited.
Geneva B.
1693603091
Very helpful! The representative called me and got things fixed very quickly.
Carrie L.
1692930149
I’m covered! The process was easy and friendly agents to assist you with identifying the right choices.
The best customer service I have ever received over the phone!
Kristyn C.
1692043445
js_loader
Google Rating
4.6
Based on 181 reviews
×
js_loader