Insurance for OHS Consultants

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Get instant quotes

Why do OHS Consultants need insurance?

You’re an expert when it comes to all things health and safety within the workplace, ensuring the right legislation and compliant guidelines are in place. You understand employees and their workplace issues and provide guidance to ease their mind.

As rewarding as being an OHS consultant may be, it isn’t a profession that doesn’t come without its risks and that’s why having the right insurance in place matters.

Did you Know?

If you’re an OHS consultant working as a sole proprietor you become personally responsible, both legally and financially, for all aspects of the business. That’s why having the appropriate types of insurance in place are vital.

Insurance For OHS Consultants

Professional liability insurance

When you are providing professional advice and services as an OHS consultant, it’s vital that you consider Professional Liability insurance (aka E&O insurance). It gives you peace of mind and protection against damages related to your services, actions or recommendations.

A Professional Liability policy can extend to cover employees and independent contractors from allegations of negligence, inaccuracy, the failure to perform, incorrect advice and other typical risks associated with the advice and services provided.

General Liability insurance

Before you start inspecting and carrying out your duties as an OHS consultant, it is often a requirement that you have your General Liability policy in place. It is one of the fundamental types of insurances that every consultant should consider.

General Liability is designed to protect you and your business against allegations of bodily injury or property damage by a third party (not an employee). It can cover the related medical costs if an injury were to occur and also covers allegations of advertising injury and personal injury including libel, slander, defamation etc.

Working with clients means there is always a risk for an accident or something to go wrong, potentially causing a great financial loss. That’s where General Liability is important to protecting your business for the long haul.

Business Owners Policy (BOP)

Created as a convenient and cost-effective package to assist OHS consultants, the Business Owners Policy (BOP) combines General Liability (as above) with additional coverage for their business property (mobile phones, laptops etc) non-owned business auto liability, business interruption protection and other coverage options.

A Business Owners Policy creates a tailored and efficient way for you ensure your OHS consultancy business has the protection it needs against unplanned events and common liabilities of your industry.

Workers Compensation

Protecting your employees is an important responsibility as a business owner and that’s where having the right Workers Compensation coverage in place is vital.

Some of the benefits provided to your employees if they were to make a claim against your workplace for injury or illness include:

  • Medical care
  • Replacement of lost wages when taking time off to recover
  • Funeral costs paid for if they were to pass away
  • Disability support costs


Get instant quotes

Great total experience. The agent was professional, knowledgeable,and a pleasure to work with. The fastest business insurance purchase I've ever experience. I highly recommend Bizinsure.
Tony W.
Communication was excellent and the process was easy.
Jessie R.
I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Michelle C.
Kaleb tailored the right coverage to our business. Customer service was good and gave great understanding of coverage. Thank you from Goleda's Gentle Homecare LLC
Aneesah M.
BizInsure is very easy to do business with, they contact me for policy renewal so I never miss it and renewing is very easy!
carrie W.
Supreme A.
Easiest & fastest online quote and purchasing experience out there. Inside of 10 minutes I had a quote, payment draft, and policy in force... and at the most competitive GL rates I found.
Rusty H.
very quick and prompt service.
Sally Jo W.
caleb was great in helping me navigate thecorrect liabilty insurance for my company
Lindsay Erin P.
Friendly fast service I recommend you to all vendors
Terry R.
Kemi S.
Great Customer service and easy renewal process!!!! I would refer this company to anyone.
Chris H.
Great company easy to work with, Andrew was very helpful,you can call him any time he is ready to listen and help
Olu A.
Good customer service indeed
I am really satisfied BizInsurance. I was having a hard time getting insurance for my business. And when I called them they was knowledgeable in what I needed for my business. Thank you now I can get started with my business. I’m excited.
Geneva B.
Very helpful! The representative called me and got things fixed very quickly.
Carrie L.
I’m covered! The process was easy and friendly agents to assist you with identifying the right choices.
Google Rating
Based on 182 reviews