Insurance for Restaurants &
Caterers

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Why do Restaurants & Caterers need it?

Eating & drinking businesses are an important component of American society. This is where people go to replenish, relax, celebrate and interact. However, most businesses in this industry also have a heightened risk of accidents happening, which is why a knowledgeable business insurance partner is imperative to help protect your assets. BizInsure is where the food and beverage industry goes to obtain dependable and affordable insurance tailored to exactly what they do such as this coverage specifically for caterers and catering professionals. Click or Call us to get start your quote today.

Did you Know?

Opting to purchase a BOP that includes Business Interruption or Food Contamination Coverage, can help you cover losses that may result from closure of your business due to food contamination or food poisoning claims.

General Liability – Restaurants & Caterers

General Liability is extremely important for the food and drink industry. It is often required by a contract (lease, vendor, bank, etc.) and it is considered a fundamental starting point in protecting your business assets.

A General Liability policy protects against claims of bodily injury or property damage by a third party in relation to your business or your products. The policy can cover liquor liability (when applicable) and it can also cover allegations of advertising injury and personal injury (libel, slander, defamation, etc.).

For businesses with foot traffic and countless ways for someone to get hurt, a General Liability policy is essential to ensure smooth business operations. Restaurants, bars, stores and nightclubs are a few of the businesses that require quality General Liability protection.

Business Owner’s Policy (BOP) –Restaurants & Caterers

A Business Owner’s Policy (BOP) is a convenient and affordable way for eating & drinking businesses to protect against several of the most common exposures. This type of package is how most businesses in your industry decide to purchase their insurance.

A BOP includes General Liability (see above) but it also allows you to insure your business equipment, inventory and property. In addition covering your business property, the BOP also often allows you to add coverage for business interruption, business auto liability, employee dishonesty, food contamination and more.

Businesses operating in the food and drink industry often invest heavily in equipment and merchandise, so a BOP can be vital protection against unexpected fire, theft, vandalism, etc. in addition to other common exposures.

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Very satisfied with the online experience
Nicole h
1709238653
Been a happy customer for years! Easiest company to receive a quote and get insured. No hassles! Easy payment! Finance plans, if needed!
jodi H.
1709226367
Love it
Hanna R.
1708272180
Every year, BizInsure is my go to for general and professional liability insurance! Thenrates are unbeatable.
Calandra K.
1708044666
The agent was quick and efficient in generating a quote for my needs.
Theresa F.
1707895796
I enjoy working BizInsure they always answer all my questions and make sure i have the correct coverage for my business.
Prompt and professional service from Biz Insure. Thanks Leslie and Liza!
Bev G.
1707524454
Very easy to sign up for insurance.
Great company
Brown G.
1706896003
Fast and efficient!
Kim C.
1706746693
عالی
alireza J.
1706727364
It was great being able to get a policy that suits my company's need in less than 30 minutes. They were vey thorough. Very competitively priced.
Lynette C.
1706621476
I worked with Andrea for another start up business. She was very knowledgeable and help me pick the correct policy. Amazed at how quickly the process went.
Representative was very kind, helpful, and educated me well. I appreciated today's prompt service with confirmation that I was satisfied with what was provided to me.
Tina P.
1706224051
Great company for.your low cost business insurance needs.
constantin T.
1706156911
Staff was very fessional and friendly. I was able to get a quote and move forward within 20 minutes.
Pebbles S.
1706126428
Wonderful
Complete C.
1705788054
MUY BUENO
Super easy process.
Ashley G.
1704830227
It’s very easy to understand and at a very reasonable price.
Mary M.
1703780096
Professionalism, Quality, Responsive and budget friendly
B D
1703029371
Great rates, easy to understand and select appropriate coverage, can get in a jiffy
Brie C.
1702775397
I have been a customer of BizInsure for a few years now and I love it. There customer service is awesome and the prices are affordable.
Danyale W.
1702132165
Quick easy experience! The rep was knowledgeable & pleasant. Customer care was awesome to respond and clarify my concerns.
Kathy Ann A.
1702059151
bizinsurance makes purchasing Business Insurance...SIMPLE!
Andrea W.
1701380391
Great quality of Service ,faster and convenience way to pay at most. Thank you for your Service to my Healthcare Facility .
Quick and easy!!!!
Terry
1701319042
Great service! Easy process and very informative representative. Andrea was great and very patience with our process. I would recommend using them!!
Terrance R.
1700848536
Always and easy process. Thanks!
Gerald S.
1700244544
Renewal was quick and easy online
Angelita K.
1699752900
I had a great experience working with Andrea from BizInsure. She was extremely knowledgeable, helpful, and responsive throughout the entire process. She guided me through the different options available and helped me find the perfect home care professional liability insurance policy that suited my needs. Her professionalism and expertise made the entire experience smooth and hassle-free. I highly recommend working with Andrea and BizInsure for all your insurance needs.
Juliette S.
1699032636
Easy to submit an application and to get quotes
Simone S.
1698775217
I had the most pleasant prompt and professional experience of my life with Bizinsure. Everything was completed in record time, at an unbelievable cost…and my certificate of Insurance was promptly emailed to me. Most of all it was effective immediately. No hassle no back & forth, just great service highly recommend to all small businesses.
Marcia S.
1698407456
Excellent
advanced U.
1697824466
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