Insurance for Shop, Store &

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Why do Shops, Stores & Retail outlets need it?

Shops, stores and retail outlets are the heart of America’s small businesses. Your success and the goods you sell are helping fuel our economy. That’s why you need to focus on running your business and allow an expert to help you protect your business assets.  BizInsure is where shops, stores and retail owners go to obtain dependable and affordable insurance tailored to your needs. Click or Call us today to obtain a free quotation.

Did you Know?

Many landlords require the tenant to have General Liability insurance. Landlords may also need to be noted as an additional insured on the insurance policy.

Shop, store & retail insurance covers a broad range of professions.

We help insure many Shop, Store & Retail businesses including (but not limited to):

Antique Shops Hardware Stores
Art Galleries Liquor Stores
Book and Magazine Stores Retail Stores
Candy Stores Shop Owners
Clothing Stores Toy Stores
Florists Variety Stores
Gift Shops And many more…

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General Liability– Shop, Store & Retail

Considered to be the most basic form of business insurance and one that is often required by a contract (lease, supplier, bank, etc.), General Liability is the foundation for protecting your business assets.

A General Liability policy protects against claims of bodily injury or property damage from non-employees. The claims can be related to your business operations or your products. When these claims are related to your products, it is often referred to as Products Liability.

A General Liability policy typically also protects against claims related to the advertising or promotion of your business (advertising injury claims) and claims related to potentially offending, libelling or slandering someone else (personal injury claims).

Business Owner’s Policy (BOP) – Shop, Store & Retail

A Business Owner’s Policy (BOP) is a convenient and affordable way for shops, store and retail owners to protect against several of their most common exposures. This type of package is how most businesses in your industry decide to purchase their insurance.

A BOP includes General Liability (as above), plus it allows you to cover your business property including your inventory, furniture, equipment and building improvements. It also allows you to add coverage for business interruption, employee dishonesty, non-business owned auto liability and more.

Businesses operating as shops, stores and retail outlets frequently invest heavily in equipment and merchandise, so a BOP can be essential protection against unexpected fire, theft, vandalism, etc. in addition to your common liability exposures.

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I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Michelle C.
Kaleb tailored the right coverage to our business. Customer service was good and gave great understanding of coverage. Thank you from Goleda's Gentle Homecare LLC
Aneesah M.
BizInsure is very easy to do business with, they contact me for policy renewal so I never miss it and renewing is very easy!
carrie W.
Supreme A.
Easiest & fastest online quote and purchasing experience out there. Inside of 10 minutes I had a quote, payment draft, and policy in force... and at the most competitive GL rates I found.
Rusty H.
very quick and prompt service.
Sally Jo W.
caleb was great in helping me navigate thecorrect liabilty insurance for my company
Lindsay Erin P.
Friendly fast service I recommend you to all vendors
Terry R.
Kemi S.
Great Customer service and easy renewal process!!!! I would refer this company to anyone.
Chris H.
Great company easy to work with, Andrew was very helpful,you can call him any time he is ready to listen and help
Olu A.
Good customer service indeed
I am really satisfied BizInsurance. I was having a hard time getting insurance for my business. And when I called them they was knowledgeable in what I needed for my business. Thank you now I can get started with my business. I’m excited.
Geneva B.
Very helpful! The representative called me and got things fixed very quickly.
Carrie L.
I’m covered! The process was easy and friendly agents to assist you with identifying the right choices.
The best customer service I have ever received over the phone!
Kristyn C.
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