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Software developer insurance

Insurance created to protect your Software Developer business

IT professionals rendering services to corporate clients require professional liability, cyber liability and general liability insurance to commence work. BizInsure lets you get quotes and buy insurance online in minutes to protect your business. The following coverages are typically available:

  • General liability
  • Professional liability (E&O)
  • Workers compensation
  • Business Owner’s Policy (BOP)

Get instant quotes

Get the Cover that Suits Your Software Developer Business

Being well protected does not mean paying more. With BizInsure you can choose the cover that suits your business and you can pay for your insurance monthly or annually to help your budget.

Basic cover
  • Professional Liability
  • Per occurrence $1,000,000
  • General Liability
  • Per occurrence $1,000,000
  • Workers Compensation
  • Per accident $100,000
  • Commercial Property
  • Per occurrence $25,000
Comprehensive cover
  • Professional Liability
  • Per occurrence $2,000,000
  • General Liability
  • Per occurrence $3,000,000
  • Workers Compensation
  • Per accident $1,000,000
  • Commercial Property
  • Per occurrence $25,000
Sofware developer insurance

Professional Liability insurance

Professional Liability, otherwise known as E&O insurance, protects your business against claims of negligence, misrepresentation or mistake. Typically, the allegation is that your services, products or employees caused some form of financial damage to a third party. Regardless of fault, litigation is expensive, drains time and damages reputation. Professional Liability insurance can protect professional service providers from potentially devastating financial damages resulting from alleged negligence or error in the delivery of your services.

Coverage is provided for:

  • Attorney fees and other legal expenses
  • Costs and expenses related to a settlement
  • Costs and expenses related to a judgment
Software developer insurance

General Liability

General Liability is the most common and essential type of business insurance. This insurance can protect your Software Developer business against claims of bodily injury or property damage lawsuits from third parties.

General Liability Insurance can cover:

  • Accidents related to bodily injury or property damage caused to a third party
  • Accidents that occur at your premises
  • Medical expenses if someone is injured at your premises
Software developer insurance

Workers’ Compensation

If you have employees, this cover protects your business against medical expenses and lawsuits resulting from employee workplace injuries and serious illnesses.

Workers’ Compensation insurance typically also pays:

  • Lost wages as a result of the employee’s work injuries.
  • Medical expenses resulting from employee workplace injuries.
Software developer insurance

Business Owner’s Policy

This is a package, that can include General Liability cover as well as important coverage to protect your business property, this can include your laptops, hard drives and any other physical computing equipment required to run your business.

BOP Cover

  • General Liability insurance and business personal property coverage into one convenient policy.
Software developer insurance

Professional Liability Insurance (aka E&O insurance) – Software Developers

Often referred to as “Technology E&O,” Professional Liability insurance is extremely important for businesses and individuals in the technology sector. It is one of the most rapidly evolving business insurance products available and is often required by customer contracts.

Basic technology E&O provides protection in the event that your advice or services are alleged to be negligent, faulty or inaccurate and causes financial harm to your customer or other third party. Coverage includes non-performance of your software or hardware.

Most policies include protection for Media Liability as well. Media Liability shields against claims related to copyright and trademark violation, something that is critical for software and hardware developers. Additionally, the Medial Liability component of coverage can protect against personal injury claims related to your service or products (libel, slander, defamation, etc.).

Professional Liability insurance (Technology E&O) may also include Cyber Liability coverage. Cyber Liability protects against your liability and notification obligations related to loss of Personally Identifiable Information (PII) such as credit card numbers or social security numbers. It also may protect your interests if there is a network security breach such as unauthorized access or hacking.

 

How much does is cost

How much does Software Developer insurance cost?

Insurance for your business will vary depending on:

  • Your projects
  • Your location
  • Size of business
  • Amount of coverage needed
  • Claims history

BizInsure makes shopping for insurance simple.  Just go online, plug in a bit of information and let us do all the work for you.

When is Insurance required for Software Developers?

The technology industry is evolving at an unprecedented pace. This makes the probability of mistakes, or perceived mistakes, regarding the work you do more possible than ever. As a Software Developer you might need insurance:

  • Working on projects. Many clients require proof of insurance before commencing a contract.
  • To protect your finances. If a clients has an accident in your office and sues you – you will want the financial protection provided by the right insurance.
  • To protect your assets. If your assets, like your laptop, are damaged or stolen, you will need to replace them to keep on working.
  • If you employ staff. Workers Compensation is generally mandated in most states.

That’s why a business insurance partner who is knowledgeable about your industry has never been more important. BizInsure is where technology-industry individuals and businesses from all over the country go to get dependable and affordable insurance tailored to exactly what they need. Click or Call us today to compare quotes and get started today.

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Why do Software Developers need insurance?

The technology industry is evolving at an unprecedented pace. This makes the probability of mistakes, or perceived mistakes, regarding the work you do more possible than ever. That’s why a business insurance partner who is knowledgeable about your industry has never been more important. BizInsure is where technology-industry individuals and businesses from all over the country go to get dependable and affordable insurance tailored to exactly what they need. Click or Call us today to compare quotes and get started today.

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