Insurance for Technology
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Why do Technology Services professionals need it?

The technology industry is evolving at an unprecedented pace. This makes the probability of mistakes, or perceived mistakes, regarding the work you do more possible than ever. That’s why a business insurance partner who is knowledge about your industry has never been more important. BizInsure is where technology-industry individuals and businesses from all over the country go to get dependable and affordable insurance tailored to exactly what they need. Click or Call us today to compare quotes and get started today.

Did you Know?

Many IT professoinals rendering services to corporate clients require professional liability, cyber liability and general liability insurance

Shop, store & retail insurance covers a broad range of professions.

We help insure many Shop, Store & Retail businesses including (but not limited to):

Computer & Software Stores SAAS Providers
CRM Providers Software Developers
Developers Technology Companies
Graphic Designers Technology Firms
Information Technology Technology Startups
IT Consultants Web Developers
Database Designer Database Administrator
And many more…

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Professional Liability Insurance (aka E&O insurance) – Technology Services

Often referred to as “Technology E&O,” Professional Liability insurance is extremely important for businesses and individuals in the technology sector. It is one of the most rapidly evolving business insurance products available and is often required by customer contracts.

Basic technology E&O provides protection in the event that your advice or services are alleged to be negligent, faulty or inaccurate and causes financial harm to your customer or other third party. Coverage includes non-performance of your software or hardware.

Most policies include protection for Media Liability as well. Media Liability shields against claims related to copyright and trademark violation, something that is critical for software and hardware developers. Additionally, the Medial Liability component of coverage can protect against personal injury claims related to your service or products (libel, slander, defamation, etc.).

Professional Liability insurance (Technology E&O) may also include Cyber Liability coverage. Cyber Liability protects against your liability and notification obligations related to loss of Personally Identifiable Information (PII) such as credit card numbers or social security numbers. It also may protect your interests if there is a network security breach such as unauthorized access or hacking.

General Liability – Technology Services

General Liability is the most basic business insurance products and is recommended for many types of businesses. It can be relatively inexpensive and is often required by contract from customers, landlords and suppliers.

General Liability protects against accidents related to bodily injury and property damage of outside parties. It applies to accidents inside or outside of your place of work but it typically does not cover bodily injury or property damage that is a result of your software or hardware products. Causing someone to trip, dropping a customer’s property and spilling hot coffee are all examples of basic General Liability claims.

General Liability can also cover advertising injury and personal injury claims related to the promotion and day-to-day operation of your business (but not related to your technology products or services).

Business Owner’s Policy (BOP) – Technology Services

If you want to cover your business equipment and property, a Business Owner’s Policy (BOP) is the best way to go. A BOP is a convenient way to protect against several of the more common internal and external risks that could impact your technology business.

A BOP offers General Liability protection as outlined above, and it also provides the option to include coverage for your business property, business interruption, non-owned business auto liability, employee dishonesty, and more.
A BOP is a simple and affordable way to protect your physical assets, your virtual assets, and some of your common liability exposures.

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Love it
Hanna R.
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Every year, BizInsure is my go to for general and professional liability insurance! Thenrates are unbeatable.
Calandra K.
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The agent was quick and efficient in generating a quote for my needs.
Theresa F.
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I enjoy working BizInsure they always answer all my questions and make sure i have the correct coverage for my business.
Prompt and professional service from Biz Insure. Thanks Leslie and Liza!
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Very easy to sign up for insurance.
Great company
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Fast and efficient!
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عالی
alireza J.
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It was great being able to get a policy that suits my company's need in less than 30 minutes. They were vey thorough. Very competitively priced.
Lynette C.
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I worked with Andrea for another start up business. She was very knowledgeable and help me pick the correct policy. Amazed at how quickly the process went.
Representative was very kind, helpful, and educated me well. I appreciated today's prompt service with confirmation that I was satisfied with what was provided to me.
Tina P.
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Great company for.your low cost business insurance needs.
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Staff was very fessional and friendly. I was able to get a quote and move forward within 20 minutes.
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Complete C.
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Super easy process.
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It’s very easy to understand and at a very reasonable price.
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Professionalism, Quality, Responsive and budget friendly
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Great rates, easy to understand and select appropriate coverage, can get in a jiffy
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I have been a customer of BizInsure for a few years now and I love it. There customer service is awesome and the prices are affordable.
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Quick easy experience! The rep was knowledgeable & pleasant. Customer care was awesome to respond and clarify my concerns.
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bizinsurance makes purchasing Business Insurance...SIMPLE!
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Great quality of Service ,faster and convenience way to pay at most. Thank you for your Service to my Healthcare Facility .
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Terry
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Great service! Easy process and very informative representative. Andrea was great and very patience with our process. I would recommend using them!!
Terrance R.
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Always and easy process. Thanks!
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Renewal was quick and easy online
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I had a great experience working with Andrea from BizInsure. She was extremely knowledgeable, helpful, and responsive throughout the entire process. She guided me through the different options available and helped me find the perfect home care professional liability insurance policy that suited my needs. Her professionalism and expertise made the entire experience smooth and hassle-free. I highly recommend working with Andrea and BizInsure for all your insurance needs.
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Easy to submit an application and to get quotes
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I had the most pleasant prompt and professional experience of my life with Bizinsure. Everything was completed in record time, at an unbelievable cost…and my certificate of Insurance was promptly emailed to me. Most of all it was effective immediately. No hassle no back & forth, just great service highly recommend to all small businesses.
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Great service. Very professional and cordial. Thanks
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BizInure has been a great company for our insurance needs. I wish customers services was 24/7, that would make it a five stars
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