Insurance for Technology
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Why do Technology Services professionals need insurance?

The technology industry is evolving at an unprecedented pace. This makes the probability of mistakes, or perceived mistakes, regarding the work you do more possible than ever. That’s why a business insurance partner who is knowledge about your industry has never been more important. BizInsure is where technology-industry individuals and businesses from all over the country go to get dependable and affordable insurance tailored to exactly what they need. Click or Call us today to compare quotes and get started today.

Did you Know?

Many IT professoinals rendering services to corporate clients require professional liability, cyber liability and general liability insurance

Shop, store & retail insurance covers a broad range of professions.

We help insure many Shop, Store & Retail businesses including (but not limited to):

Computer & Software Stores SAAS Providers
CRM Providers Software Developers
Developers Technology Companies
Graphic Designers Technology Firms
Information Technology Technology Startups
IT Consultants Web Developers
Database Designer Database Administrator
And many more…

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Professional Liability Insurance (aka E&O insurance) – Technology Services

Often referred to as “Technology E&O,” Professional Liability insurance is extremely important for businesses and individuals in the technology sector. It is one of the most rapidly evolving business insurance products available and is often required by customer contracts.

Basic technology E&O provides protection in the event that your advice or services are alleged to be negligent, faulty or inaccurate and causes financial harm to your customer or other third party. Coverage includes non-performance of your software or hardware.

Most policies include protection for Media Liability as well. Media Liability shields against claims related to copyright and trademark violation, something that is critical for software and hardware developers. Additionally, the Medial Liability component of coverage can protect against personal injury claims related to your service or products (libel, slander, defamation, etc.).

Professional Liability insurance (Technology E&O) may also include Cyber Liability coverage. Cyber Liability protects against your liability and notification obligations related to loss of Personally Identifiable Information (PII) such as credit card numbers or social security numbers. It also may protect your interests if there is a network security breach such as unauthorized access or hacking.

General Liability – Technology Services

General Liability is the most basic business insurance products and is recommended for many types of businesses. It can be relatively inexpensive and is often required by contract from customers, landlords and suppliers.

General Liability protects against accidents related to bodily injury and property damage of outside parties. It applies to accidents inside or outside of your place of work but it typically does not cover bodily injury or property damage that is a result of your software or hardware products. Causing someone to trip, dropping a customer’s property and spilling hot coffee are all examples of basic General Liability claims.

General Liability can also cover advertising injury and personal injury claims related to the promotion and day-to-day operation of your business (but not related to your technology products or services).

Business Owner’s Policy (BOP) – Technology Services

If you want to cover your business equipment and property, a Business Owner’s Policy (BOP) is the best way to go. A BOP is a convenient way to protect against several of the more common internal and external risks that could impact your technology business.

A BOP offers General Liability protection as outlined above, and it also provides the option to include coverage for your business property, business interruption, non-owned business auto liability, employee dishonesty, and more.
A BOP is a simple and affordable way to protect your physical assets, your virtual assets, and some of your common liability exposures.

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Amy was a delight to work with she help me with finding he right policy for my business I can't thank her enough for her help
I purchased liability insurance for my home care agency, Unlimited Gentle Care, and the process was seamless and straightforward, ensuring that every aspect of our liability was covered. This company also offers a great value for the extensive coverage my company receives
BizInsure was an easy way to purchase insurance for my business.Kaleb especially was a great help.Thanks,Rich Valentini
awsom service, perfect price and great policy
I have purchased General Liability Insurance for the past 4 years at BizInsure for my wedding videography small business. In these 4 years, it has always been a smooth process.There must've been some sort of technical issue (potentially due to my change in address), so my policy didn't auto-renew. I called Bizinsure and talked to Paulina, who was beyond helpful. She was very polite and explained things very well. One small detail that I can appreciate is that she often said my name, which shows that their customer service is intentional about personalized communication.In just a few minutes, we updated my account + renewed my insurance for a 5th year. I highly recommend Bizinsure!
great customer services.
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Always easy. Thank you.
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Your service is easy to renew as needed and your company informs the client in advance for renewal.
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Love it
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The agent was quick and efficient in generating a quote for my needs.
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