Insurance for Technology
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Why do Technology Services professionals need it?

The technology industry is evolving at an unprecedented pace. This makes the probability of mistakes, or perceived mistakes, regarding the work you do more possible than ever. That’s why a business insurance partner who is knowledge about your industry has never been more important. BizInsure is where technology-industry individuals and businesses from all over the country go to get dependable and affordable insurance tailored to exactly what they need. Click or Call us today to compare quotes and get started today.

Did you Know?

Many IT professoinals rendering services to corporate clients require professional liability, cyber liability and general liability insurance

Shop, store & retail insurance covers a broad range of professions.

We help insure many Shop, Store & Retail businesses including (but not limited to):

Computer & Software Stores SAAS Providers
CRM Providers Software Developers
Developers Technology Companies
Graphic Designers Technology Firms
Information Technology Technology Startups
IT Consultants Web Developers
Database Designer Database Administrator
And many more…

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Professional Liability Insurance (aka E&O insurance) – Technology Services

Often referred to as “Technology E&O,” Professional Liability insurance is extremely important for businesses and individuals in the technology sector. It is one of the most rapidly evolving business insurance products available and is often required by customer contracts.

Basic technology E&O provides protection in the event that your advice or services are alleged to be negligent, faulty or inaccurate and causes financial harm to your customer or other third party. Coverage includes non-performance of your software or hardware.

Most policies include protection for Media Liability as well. Media Liability shields against claims related to copyright and trademark violation, something that is critical for software and hardware developers. Additionally, the Medial Liability component of coverage can protect against personal injury claims related to your service or products (libel, slander, defamation, etc.).

Professional Liability insurance (Technology E&O) may also include Cyber Liability coverage. Cyber Liability protects against your liability and notification obligations related to loss of Personally Identifiable Information (PII) such as credit card numbers or social security numbers. It also may protect your interests if there is a network security breach such as unauthorized access or hacking.

General Liability – Technology Services

General Liability is the most basic business insurance products and is recommended for many types of businesses. It can be relatively inexpensive and is often required by contract from customers, landlords and suppliers.

General Liability protects against accidents related to bodily injury and property damage of outside parties. It applies to accidents inside or outside of your place of work but it typically does not cover bodily injury or property damage that is a result of your software or hardware products. Causing someone to trip, dropping a customer’s property and spilling hot coffee are all examples of basic General Liability claims.

General Liability can also cover advertising injury and personal injury claims related to the promotion and day-to-day operation of your business (but not related to your technology products or services).

Business Owner’s Policy (BOP) – Technology Services

If you want to cover your business equipment and property, a Business Owner’s Policy (BOP) is the best way to go. A BOP is a convenient way to protect against several of the more common internal and external risks that could impact your technology business.

A BOP offers General Liability protection as outlined above, and it also provides the option to include coverage for your business property, business interruption, non-owned business auto liability, employee dishonesty, and more.
A BOP is a simple and affordable way to protect your physical assets, your virtual assets, and some of your common liability exposures.

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I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Michelle C.
1695060008
Kaleb tailored the right coverage to our business. Customer service was good and gave great understanding of coverage. Thank you from Goleda's Gentle Homecare LLC
Aneesah M.
1695056651
BizInsure is very easy to do business with, they contact me for policy renewal so I never miss it and renewing is very easy!
carrie W.
1695048243
A GOOD COMPANY FOR HEALTH CARE INC
Supreme A.
1694871640
Easiest & fastest online quote and purchasing experience out there. Inside of 10 minutes I had a quote, payment draft, and policy in force... and at the most competitive GL rates I found.
Rusty H.
1694699044
very quick and prompt service.
Sally Jo W.
1694180429
caleb was great in helping me navigate thecorrect liabilty insurance for my company
Lindsay Erin P.
1694135867
Friendly fast service I recommend you to all vendors
Terry R.
1694133043
Great
Kemi S.
1694119021
Great Customer service and easy renewal process!!!! I would refer this company to anyone.
Chris H.
1694038325
Great company easy to work with, Andrew was very helpful,you can call him any time he is ready to listen and help
Olu A.
1693959486
Good customer service indeed
BASSI T.
1693944217
I am really satisfied BizInsurance. I was having a hard time getting insurance for my business. And when I called them they was knowledgeable in what I needed for my business. Thank you now I can get started with my business. I’m excited.
Geneva B.
1693603091
Very helpful! The representative called me and got things fixed very quickly.
Carrie L.
1692930149
I’m covered! The process was easy and friendly agents to assist you with identifying the right choices.
The best customer service I have ever received over the phone!
Kristyn C.
1692043445
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