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Customized insurance for Ontario landscaping contractors
Ontario is one of the fastest-growing cities in Southern California. With many new homeowners moving to the city and surrounding areas, your landscaping services may soon be in high demand!
Consider Ontario landscaping business insurance to help protect you and your small business. Landscaping contractor insurance—the different types of coverage available to landscapers—creates a safety net for your small business. Rather than paying for claims and lawsuits from your own pocket, your landscaping contractor insurance covers these costs for you.
Learn how to compare multiple quotes for free and get the best coverage to meet your business needs with BizInsure.
Why do landscapers need business Insurance in Ontario?
Landscapers face many on-the-job risks that could cause their small business dreams to wither. Ontario landscaping business insurance shields your business against unexpected expenses from claims and lawsuits. That way, you can put your time and money towards growing your business instead of defending it.
BizInsure helps busy landscapers protect their businesses against risks such as:
- Damage to a third party’s property
- Third-party injury claims
- Employee injury claims
- Loss or damage to your tools and equipment
Compare multiple quotes for free today and save.
What does landscaping insurance cover in Ontario?
There are different types of landscaping contractor insurance for Ontario businesses that cover various risks you may face.
Also referred to as Commercial General Liability (CGL) or “slip and fall coverage”, this insurance can protect your business against bodily injury or property damage lawsuits from outside parties.
A General Liability policy typically covers your legal expenses (such as paying for an attorney and court fees) as well as the cost of fixing the situation or compensation to the injured party.
General Liability insurance may be required to work with certain clients (like government agencies) and lease commercial business space.
Business Owner’s Policy
A Business Owner’s Policy (BOP) is a combination of policies, combining coverages such as General Liability insurance and business personal property coverage, to help protect small businesses from costly interruptions to service.
BOPs can be customized to include coverages that fit your unique business needs. This may include insuring your tools and equipment and preparing for unexpected business interruptions.
Workers’ Compensation insurance protects you against medical expenses and lawsuits that can arise from employee workplace injuries and illnesses. It could also pay lost wages as a result of the work injuries that an employee sustains.
A Workers’ Compensation policy is required by California law for businesses with one or more employees (this law does not apply to sole proprietors). You may be fined or face jail time if you do not buy a policy but are required to have one.
How much does landscaping insurance cost in Ontario?
Every landscaping business is different. Insurance companies weigh the unique factors about your business to calculate your landscaping contractor insurance premiums. The amount you pay for contractor insurance in Ontario may depend on:
- The size of your business/your annual revenue
- How many employees you have
- Your history of claims
- How much coverage you need or want
- Other factors that are unique to your business
Save time and money with BizInsure
Compare multiple free quotes online with BizInsure and get instant coverage for your landscaping business!
BizInsure only works with top-tier insurance partners to help landscapers get the best coverage that fits their business needs. You can compare quotes and buy online in as little as 10 minutes and enjoy instant coverage. Plus, our licensed agents are happy to assist at any time for as long as you have your policies.
Get landscaping contractor insurance today and start protecting your business in Ontario, CA.