Business Insurance for Contractors

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4.5

Based on 79 reviews

I have been shopping for business liability insurance for several months. I am happy to share that BizInsure ranked #1! The representatives were polite, patient, and empathetic. They accomplished what most companies struggle with achieving: they did what they said they were going to do, they were on time, and they had empathy. They delivered a policy for 25% less than the closest competetor, and even included $50k of cyber security at no additional cost! I only write reviews when I receive exceptional experiences- highly revommended; keep up the great service BizInsure!P.S. I own a professional referral service in Hawai'i and I am going to see if BizInsure offers an affiliate program.Aloha!

John S.

05:51 23 Nov 22

They respond quickly and give you quotes immediately ...

Regean K.

23:55 09 Nov 22

The agent that I spoke to was very experienced and could tell that I was new at this and was very understanding and took the time to explain everything to me.

lotanga J.

00:04 15 Oct 22

Easy to work with and very responsive. Glad to have them as my broker.

Edward G.

18:54 13 Sep 22

We’re very happy with BiInsured LLC. VERY AFFORDABLE

Paul A. F.

19:20 11 Sep 22

Jasmine Q was on the spot professional, she knew where to direct me and explain to me my concerns and request; she delivered my personal information within minutes of me asking policy questions.That young lady is a true ROCK STAT!!!

Shaka 3 Z.

23:09 15 Aug 22

For a small non-profit, the package I was given was affordable. The representative was polite, patient, understanding, and knowledgeable.

Gertrude R.

18:06 15 Aug 22

Asked for a specific venue to be place on our certificate of insurance and it was done within one business day. Yay! Bizinsure!

Melinda S.

17:02 01 Aug 22

The process was fast and easy and the professional staff was very knowledgeable with any questions that I had and ready to help

VALERIE M.

06:40 31 Mar 22

Friendly agents. Timely replies. Fair pricing. This is a good fit for my business! Thank you, Noah, for all your help.

Beth Anne V.

19:27 28 Mar 22

They are awesome

Tony H.

00:41 07 Jan 22

Noa made sure I had all the information I needed for a first time business owner . He helped me understand what I needed to secure a quality policy and he was super helpful when explaining how the policy would serve its purpose to my company. I was very satisfied and had an Awesome experience, I think people like that make the company look good!

Wayleen O.

04:36 15 Oct 21

I was in need of WC, GL and PL coverages for my business and was able to shop, discuss, confirm and purchase all the coverages in two days! This was a great experience, especially when "Time is Money". Noah Bowman was very professional and knowledgeable. Thanks!

AmeriCreed 1.

15:42 23 Sep 21

MOVING FORWARD, I WILL BE SENDING ALL OF MY BUSINESS TO THIS COMPANY !!!! Incredible customer service!!! Thanks

THEODORE W.

19:49 09 Sep 21

Their representative clearly explained different kinds of policies to help me select the one appropriate for my needs and then helped me enroll by phone painlessly. By the end of the call, I had a policy in place.

Dissent D.

22:21 02 Sep 21

Eugene was Awesome!!!!

Lakesha G

17:19 21 Jul 21

Excellent solution for writers and authors professional liability policy as well as coverage for copyright and trademark infringement. Service was prompt and excellent.

Lane

18:22 22 Jun 21

Done in less than an hour!

William O.

00:30 02 Jun 21

Efficient, and great value. The agent was able to give us a quote and a new policy in a short period of time. Thank you

Brenda J.

20:30 24 May 21

I had a great experiencing obtaining several of my insurance needs as a landscaping company here in Northern Colorado. BizInsure's team took care of my needs and was very responsive to help with paperwork needed to secure a potential client account!

Arik S.

16:34 10 May 21

Very efficient they were able to help me out with my request promptly....highly recommend this companyI am very happy to have them

Elba P.

18:50 26 Apr 21

I need a help getting errors and omissions insurance along with general liability. Jose was very friendly informative and was very patient with me during the process. He found me some of the best rates for the coverage that I needed. Highly recommend

Casper M.

19:51 20 Apr 21

I had numerous conversations with several business insurance agents over a month's time. I also had several conversations confirming the policy inclusion/exclusions and asked many questions. My BizInsure agent was professional, knowledgeable and most important—detail oriented. Even after having an initial conversation a month earlier he knew and *remembered* all my personal/professional insurance needs. When I asked for additional information on the third call he was able to provide me with details very quickly. He was also VERY patient. That is a big plus in my opinion. It illustrated a high level of respect for my needs. I also found when I called back and asked to talk with the initial agent, the person who answered the call was able to get in contact quickly and my agent responded and returned the call within 5-10 minutes. The transaction was smooth, and I think it's a good sign should I ever need to make a claim. I highly recommend BizInsure.

Poetic F.

21:00 07 Apr 21

The rep was extremely helpful actually lowered my quote and made sure I was covered to fit my needs with my growing business! 5star!!

Franklin B.

19:04 16 Mar 21

Excellent service and prices.

Cassiopée V L.

23:13 09 Mar 21

Mr. Daniel Scott was very responsive to my professional needs.

Stephanie W.

17:38 18 Feb 21

Eugene deserves a raise! First time purchasing insurance and he made the process so simple for me. His patience and attention to detail left me feeling confident in my decision to choose BizInsure. Gracias Eugene!

Esined P.

23:32 17 Feb 21

The customer service provided by Jose was outstanding. He explained everything in a very clear/logical way and answered all of my questions. After providing all the information to obtain general liability insurance, Jose sent me the declaration page of the insurance for review. All of the information matched what I provided over the phone and there were no typos. The next day I called back to purchase the insurance which was easy and fast. Overall, my experience with BizInsure including the customer service by Jose exceeded my expectations.

Joe W.

03:29 12 Dec 20

Hiscox/BizInsure made getting Liability Insurance very easy and reasonable.I expected it to be a long and complicated process and it was a nice surprise that they made it so uncomplicated. Thank you. Lisa

Lisa W.

21:51 24 Nov 20

Eugene was incredible. I called 4 other brokers before him who were impossible to get any help.

rhonda H.

23:26 12 Nov 20

Very quick to get in touch with you and good with follow up. Had some trouble retrieving my quote to log into my account initially but Daniel assisted me and the changes were made to get me into my account. Great value for the money.

Fran S.

16:34 20 Sep 20

Very happy to be insured with this company. Professional, Timely, very helpful. Thank you Juan, you made it so much easier for me to understand.

Aileen D.

19:55 15 Sep 20

This company responded when I needed them to respond while facing a deadline. They are an excellent choice for business Insurance.

Michele H.

01:52 12 Sep 20

Jose Quintero took such great care of me and was very patient explained everything I did not understand and got me set up quickly. Fabulous customer service

Christina R.

02:41 27 Aug 20

I can't say enough good things about Daniel Santos kind and effective communication skills as an insurance agent. Daniel was so pleasant, friendly and efficient with helping me obtain insurance as a teacher. If I were to give Daniel a grade, he has earned an At . He made the process easy to understand, it was far easier than what I anticipated. Nancy S.

Nancy S.

00:47 26 Aug 20

I was in need of professional liability insurance for my sole proprietorship. A friend referred me. Everythng was quick and simple and AFFORDABLE!

hope J.

20:31 25 Aug 20

If you need Private Home Care Provider insurance for your company, BizInsure, LLC can get it for you!

Pamela C.

16:45 24 Aug 20

Great and fast service!!!! The representative was very professional!!!!

Tanya S.

19:51 14 Jul 20

I was tryi9ng to find commercial liability insurance for my new comp-any and BizInsure was easy to use and very affordable which is great for me as a new business.

Jimmy S.

19:01 14 Jul 20

Great service insurance prices are great for professionals looking to get insurance for businesses....

Rhonda G.

22:34 22 Jun 20

The provided very professional service and made the process easy.

Paul R.

21:51 04 Jun 20

Bradley Hoyle from the Biz Insure team was excellent to work with. Everything was quick and smooth. Great service, much appreciated!

Kristene S.

02:03 04 Jun 20

Anthony Spencer was great!! Very quick response time!! He was very Professional! I would suggest him because he helped me find a affordable rate and explained all the technicalities..

Fre H.

16:38 28 May 20

I was referred to Bizinsure by a industry trade group that I am a member of. It was easy to get a quote online and then received excellent customer service from Bradley H. to complete my policy purchase over the phone. I have shared this company information now with other business owners for their policy needs.

Dawn T.

22:11 08 May 20

This company was very precise with explaining services and made sure I chose the right business insurance coverage, great customer service at purchasing.

Nekeisha B.

01:30 05 May 20

Amazing

Jasmine Q

14:31 02 Dec 19

Trish is the most patient, professional and understanding insurance agent I’ve ever worked with. Trish has taken care of all my business insurance needs for the last couple years. I am really happy that I found an insurance agent that I know will take care of me & all of my concerns. I feel like a valued customer & I appreciate the great customer service that I get every time!!THANK YOU!

Dr. Youssef C. A.

17:21 14 Nov 18

Tricia helped me get insurance for my business. The task of obtaining a quote was really starting to frustrate me until I was referred to BizInsure through a different agency. Tricia got me a quote fast, and even took a down payment over the phone and issued the proof of insurance the same day. a+ service, would do it again in a heartbeat!! Thank you!!

Josh M.

18:07 22 Jun 18

BizInsure was a great find! I did not have to fill out applications, and Tricia was able to quote and bind business insurance for me within half an hour.

Allison Y.

17:28 21 Jun 18

Started doing business again and needed a policy fast. Ramez was reasonable, helpful and the rates are OK. Buyer beware? Sure, for me it turned out OK this time. Worth a call.

Mark W.

23:42 13 Nov 17

Great customer service. I've been very inpressed with my dedicated representative that had helped me navegate my insurence needs. Thanks so much!

Graham B.

22:12 23 Jun 17

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Our clients say: Excellent

4.4/5

At BizInsure, we want to offer you the most suitable insurance products at competitive prices.

That is why we have teamed up with Builders & Tradesmen’s Insurance Services (BTIS) to sort out your contractor insurance.

BTIS is committed to offering products tailored towards builders and tradespeople that are easy to access and give exceptional value.
Our partnership is grounded by our shared belief in fostering solid relationships with our customers and providing quality industry-specific products.

BTIS brings its small business attitude nationwide through the BizInsure site, offering contractors’ General Liability insurance coverage through their insurer partner, Clear Springs. Through unparalleled customer service coupled with cutting edge technology, sorting out your insurance has never been easier.Just choose your quote and fill in your details, and you’ll be helping your next project come to life in no time.

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We specialized in business insurance for construction trades

Independent contractors of all types may benefit from the protection that General Liability coverage can provide, including subcontractors and tradesmen. In fact, it may be required by some clients or employers that you work with.

Choose your professions for more information or pet a customized quote for your business.

General
Contractors

Construction
Contractors

Construction Managers

Painters

Electricians

Plasterers

Plumbers

Handymen

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We believe insurance should reduce the stress that comes with operating a business, rather than adding to it.
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Why do contractors need
General Liability insurance?

General Liability insurance can protect you against third-party claims regarding injury or damage to their property.
A policy covers your legal expenses stemming from these types of claims, as well as your cost to replace or remedy the situation, up to the limits of liability. General Liability insurance may also be referred to as Commercial General Liability (CGL) or “slip and fall” coverage.

Importantly, General Liability insurance can help protect whether you are at fault or not. Even a claim or lawsuit that is without merit can be expensive for contractors to defend against. Your General Liability policy can help pay attorney’s fees and other court costs.

General Liability insurance Learn more >

What does Contractor General Liability insurance cover?

A contractor General Liability insurance policy generally covers events, such as:

Damaging a third
party’s property

Third-party bodily injury

Advertising injury

Product liability claims

How much does General Liability
insurance cost?

Your insurance needs will likely differ from other contractors or tradesmen working in your area. Insurance companies use a range of factors to calculate your premiums, meaning that you may pay a different amount for General Liability insurance than others in your industry.
Some of the factors used to calculate
General Liability premiums may include:

What type of work you do
Your experience and qualifications
The state, city, or geographic region where you work
The size and state of your business premises
How many employees you have
The amount of coverage you want or need
Your history of past claims

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Business Insurance for Contractors

At BizInsure, we want to offer you the most suitable insurance products at competitive prices.