Insurance for Consultant

Why do Consultants need insurance?

Consultant insurance protects you against mistakes, claims of negligence, client injury, and other risks commonly faced by independent consultants and consulting businesses. E&O insurance for consultants is another name for this type of cover.

Being a consultant, coach or trainer offers incredible freedom and flexibility but it also comes with increased responsibility. Managing client expectations in addition to performing your services can be challenging. That’s why business insurance that is reliable and customized to your profession has never been more important. BizInsure is where you can get affordable and dependable insurance tailored to your needs. Click or Call us to compare quotes, for free, today.

Consultant’s insurance covers a broad range of professions

We help insure many Consultants, Coaching & Training professionals and businesses including (but not limited to):

And many more Click here for more professions

Professional Liability Insurance for Consultants

Professional Liability insurance may be essential for small businesses that provide their clients with advice. This type of policy helps protect consultants, coaches and personal trainers against claims related to the advice, recommendations, or service they provide.

A Professional Liability insurance policy can help shield independent contractors against claims of negligence, bad advice, and other common risks resulting from the services they provide.

For example, a business consultant or career coach is accused of giving bad advice that results in economic damage to a customer. Their Professional Liability policy will cover defense costs and resulting damages that they may incur.

General Liability – Consultants, Coaching & Training

Professionals working as consultants, coaches or training professionals are often required to have a solid General Liability policy in place before they can start an engagement with a customer. It is the most basic form of business insurance that any business or individual should consider.

General Liability intends to protect against allegations of bodily injury or property damage and it can cover related medical costs if someone (who is not an employee) gets hurt. It also covers allegations of advertising injury and personal injury such as libel, slander, defamation, etc.

Professionals who work closely with other people may sooner or later face minor (or major) accidents that are unplanned and potentially costly. That is why General Liability is an important building block to protecting your business assets.

Business Owner’s Policy (BOP) – Consultants, Coaching & Training

A Business Owner’s Policy (BOP) is a convenient and affordable way for consultants, coaches and trainers to combine General Liability (above) with coverage for their business property (computers, equipment, etc.), non-owned business auto liability, business interruption protection, and more.

A Business Owner’s Policy (BOP) is an easy and efficient way for you to protect your business assets against many of the most common liabilities and unplanned events experienced by professionals in your industry.

Consultant Insurance FAQ